Halifax County Deed of Trust and Promissory Note Form (Virginia)
All Halifax County specific forms and documents listed below are included in your immediate download package:
Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Halifax County compliant document last validated/updated 9/5/2024
Deed of Trust Guidelines
Line by line guide explaining every blank on the form.
Included Halifax County compliant document last validated/updated 9/20/2024
Completed Example of the Deed of Trust
Example of a properly completed form for reference.
Included Halifax County compliant document last validated/updated 9/23/2024
Promissory Note Form
Note that is secured by the Deed of Trust.
Included Halifax County compliant document last validated/updated 8/15/2024
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Halifax County compliant document last validated/updated 6/21/2024
Completed Example of the Promissory Note Document
Example of a properly completed form for reference.
Included Halifax County compliant document last validated/updated 9/11/2024
Subordination Agreements
Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.
Included Halifax County compliant document last validated/updated 7/31/2024
Annual Accounting Statement
Mail to borrower for fiscal year reporting.
(A request for payoff information under this section may be made one time within a 12-month period without charge) (6.2-418)
Included Halifax County compliant document last validated/updated 6/4/2024
The following Virginia and Halifax County supplemental forms are included as a courtesy with your order:
When using these Deed of Trust and Promissory Note forms, the subject real estate must be physically located in Halifax County. The executed documents should then be recorded in the following office:
Halifax Circuit Court Clerk
Courthouse Square - 8 S Main St / PO Box 729, Halifax, Virginia 24558-0729
Hours: Monday - Friday 8:30 am - 4:30 pm
Phone: (434) 476-6211
Local jurisdictions located in Halifax County include:
- Alton
- Clover
- Cluster Springs
- Crystal Hill
- Halifax
- Nathalie
- Scottsburg
- South Boston
- Vernon Hill
- Virgilina
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Halifax County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Halifax County using our eRecording service.
Are these forms guaranteed to be recordable in Halifax County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Halifax County including margin requirements, content requirements, font and font size requirements.
Can the Deed of Trust and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Halifax County that you need to transfer you would only need to order our forms once for all of your properties in Halifax County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Virginia or Halifax County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Halifax County Deed of Trust and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
A Deed of Trust (DOT), is a document that conveys title to real property to a trustee as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It's similar to a mortgage but differs in that mortgages only include two parties (borrower and lender).
In the Commonwealth of Virginia, a Deed of Trust is the most commonly used instrument to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Trustee Sale.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party) (Our guidelines will show how to choose a Trustee at little to no cost)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.
Due on Sale Clause: It allows the lender to call or modify the loan if the borrower conveys/sells the property. ("Notice - The debt secured hereby is subject to call in full or the terms thereof being modified in the event of sale or conveyance of the property conveyed.") Required format where (any loan is secured by a mortgage or deed of trust on real property comprised of one- to four-family residential dwelling units.) (VA. Revised Statutes 6.2-417)
These forms are flexible, they can be used for financing residential property, agricultural property, rental property, condominiums, and or small office buildings, with or without existing liens and encumbrances.
A "Special Provisions" section is included for any information specific to your transaction.
The Promissory Note offers options of financing, conventional installments, or installments combined with a balloon payment, common with Owner Financing transactions. Late Charges and Default rates are set within.
(Any lender or seller may impose a late charge for failure to make timely payment of any installment due on a debt, whether installment or single maturity, provided that such late charge does not exceed five percent of the amount of such installment payment and that the charge is specified in the contract between the lender or seller and the debtor.) (6.2-400 (B))
In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a) one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty (30) days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b) two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty (60) days after the Maturity Date.
A Deed of Trust secured by a Promissory Note that includes stringent default terms, can be advantageous to the Lender and favorable to Owner Financing.
(Virginia DOT Package includes forms, guidelines, and completed examples) For use in the Commonwealth of Virginia only.
Our Promise
The documents you receive here will meet, or exceed, the Halifax County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Halifax County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4399 Reviews )
Felincia L.
September 28th, 2024
The process was fast and efficient. I did get a bit confused after entering info for my package but soon realized I had completed this part of the process and only needed to leave the page and wait for review of the document and then the invoice. It was pretty simple. After payment of the invoice I was notified that the document had been submitted. A few hours later I received notice that the document was recorded by the city. It was fast!
We are motivated by your feedback to continue delivering excellence. Thank you!
HEATHER M.
September 27th, 2024
The guide I needed was very easy to understand and the template was easy to complete. I had a property attorney review the deed before I had it registered and she was impressed. She said she couldn't have written it better herself! Definitely worth the money instead of paying high dollar attorney fees for a simple task.
Your feedback is greatly appreciated. Thank you for taking the time to share your experience!
Linda D.
September 23rd, 2024
very efficient and easy to use online platform. I reviewed several different sites before I settle on this one. Took my deed to the courthouse today and recorded it with no problems.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Bradley F.
May 31st, 2021
WOW!!! Deeds.com came through with shinning colors. when I needed something recorded in a hurry and the county still shut down because of COVID, Deeds.com got the job done with very little trouble on my part and very quickly. I couldn't be happier. Will definitely recommend to anyone and everyone!
Thank you to the staff for the quick work!
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Catherine E.
January 7th, 2021
I was referred to your company, but when i tried to process the recording of a deed to a property in City of Philadelphia my service was rejected. I appreciated the feedback i received from one of your representatives who instructed me in the right process for recording a deed in philadelphia. Thank you for all your help. The deed that needed to be recorded was overnighted yesterday.
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Lisa A.
January 3rd, 2024
I am so thankful for the time saved by using Deeds.com. Not having to run downtown and stand in line is awesome!
We are delighted to have been of service. Thank you for the positive review!
Michele J.
July 27th, 2020
I found a typo.
It would be good to list the documents an individual needs to fill out the form.
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Bonnie A.
March 3rd, 2020
I little struggle downloading the forms at first but support helped. After that it was a breeze, happy with everything.
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Matthew T.
September 9th, 2020
I am a litigator based in Lee County that rarely needs to record deeds or mortgages. However, at times, the settlement or resolution of a dispute results in the conveyance of real property. I ended up in a situation where a deed to real property in Bradford County needed to be recorded on behalf of a client. My usual e-recording vendor does not include that County. Registering with Bradford County's regular e-recording vendor would have required an expensive and unnecessary annual fee.
Deeds.com was easy to use, inexpensive and fast. I highly encourage its use, especially for lawyers that occasionally need to record instruments but do not do so regularly.
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Nicole T.
February 9th, 2021
Absolutely Amazing Service! I learned about Deeds.com, created my Account, uploaded my documents into my Recording Package, paid my Invoice and received my Three Recorded Deeds all in less than two hours! Awesome!
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Lynnellen S.
May 9th, 2019
My rating is not a 5. Although it had good instructions, it would NOT print the whole document no matter how many times I inputted the names. I ended up writing it in to complete.
I also recommend putting it on one page. I had to pay an additional fees per page and if I had to notarize it, why did I have to find 2 witnesses as well.
I deserve a discount for the time I spent repeatedly putting the same data. I was trying to save money since Im on social security only. It didnt. Get it to work correctly
Thank you for your feedback Lynnellen. Sorry to hear of your struggle with our document. We've gone ahead and refunded your payment. Hope you have a wonderful day.
Nancy B.
August 23rd, 2020
Deeds.com is a godsend! Being able to download the pertinent state and county specific forms reassured me of having the correct t forms in which to proceed. The cost was most reasonable. Thanks for this service.
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Samy K.
March 2nd, 2022
I searched on line for the blank forms I needed, everyone that said it's free was a part m they wanted to sign me up for a monthly membership, deeds.com had the forms that I can download and fill in, I paid $24 and got more than I needed, very easy company to deal with, I highly recommend them.
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David P.
February 23rd, 2019
Thank you. I was just looking but still think it is a great website. Used it a couple of years ago for a deed. Thank you.
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Kimberly F.
October 27th, 2021
Wow! This process was incredibly easy and no commitments to monthly memberships.
Thanks for the kind words Kimberly. Have an amazing day!