Lamoille County Mortgage Security Agreement and Promissory Note Form (Vermont)

All Lamoille County specific forms and documents listed below are included in your immediate download package:

Mortgage Form

Lamoille County Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Lamoille County compliant document last validated/updated 9/12/2024

Mortgage Guidelines

Lamoille County Mortgage Guidelines

Line by line guide explaining every blank on the form.
Included Lamoille County compliant document last validated/updated 10/9/2024

Completed Example of the Mortgage Document

Lamoille County Completed Example of the Mortgage Document

Example of a properly completed form for reference.
Included Lamoille County compliant document last validated/updated 10/23/2024

Promissory Note Form

Lamoille County Promissory Note Form

Note that is secured by the Mortgage Agreement.
Included Lamoille County compliant document last validated/updated 9/13/2024

Guidelines Promissory Note

Lamoille County Guidelines Promissory Note

Line by line guide explaining every blank on the form.
Included Lamoille County compliant document last validated/updated 8/22/2024

Completed Example of the Promissory Note Document

Lamoille County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.
Included Lamoille County compliant document last validated/updated 10/28/2024

Annual Accounting Statement Form

Lamoille County Annual Accounting Statement Form

Issue to borrower(s) for fiscal year reporting.
Included Lamoille County compliant document last validated/updated 8/27/2024

When using these Mortgage Security Agreement and Promissory Note forms, the subject real estate must be physically located in Lamoille County. The executed documents should then be recorded in one of the following offices:

Town Clerk of Belvidere

3996 VT Route 109, Belvidere, Vermont 05442

Hours: Tu, W, Th 8:30 - 3:30

Phone: (802) 644-6621

Town Clerk of Cambridge

85 Church St / PO Box 127, Jeffersonville, Vermont 05464

Hours: M-F 8:00 - 4:00

Phone: (802) 644-2251

Town Clerk of Eden

71 Old Schoolhouse Rd, Eden Mills, Vermont 05653

Hours: M-Th 8:00 to 4:00

Phone: (802) 635-2528

Town Clerk of Elmore

1175 Rte 12 / PO Box 123, Lake Elmore, Vermont 05657

Hours: Tu through Th 9:00 to 3:00

Phone: (802) 888-2637

Town Clerk of Hyde Park

344 Vt 15 West / PO Box 98, Hyde Park, Vermont 05655

Hours: M-F 8:00 - 4:00

Phone: (802) 888-2300 x1

Town Clerk of Johnson

293 Lower Main St West / PO Box 383, Johnson, Vermont 05656

Hours: M-F 7:30 to 4:00

Phone: (802) 635-2611

Town Clerk of Morristown

43 Portland St / P.O. Box 748, Morrisville, Vermont 05661

Hours: M-F 8:30 to 4:30; W until 12:00 only

Phone: (802) 888-6370

Town Clerk of Stowe

67 Main St / PO Box 248, Stowe, Vermont 05672

Hours: M-F 8:00 to 4:30

Phone: (802) 253-6133

Town Clerk of Waterville

850 VT Rte 109 / PO Box 31, Waterville, Vermont 05492

Hours: M, Tu, Th 9:00 - 1:30

Phone: (802) 644-8865

Town Clerk of Wolcott

28 Railroad St / PO Box 100, Wolcott, Vermont 05680

Hours: Tue 8:00 to 6:00, Wed-Fri 8:00 to 4:00

Phone: (802) 888-2746

Lamoille County Clerk

154 Main St / PO Box 490 , Hyde Park, Vermont 05655

Hours: M-Th 7:00 to 12:00

Phone: (802) 888-0631

Local jurisdictions located in Lamoille County include:

  • Belvidere Center
  • Eden
  • Eden Mills
  • Hyde Park
  • Jeffersonville
  • Johnson
  • Lake Elmore
  • Morrisville
  • Moscow
  • North Hyde Park
  • Stowe
  • Waterville
  • Wolcott

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Lamoille County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Lamoille County using our eRecording service.
Are these forms guaranteed to be recordable in Lamoille County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Lamoille County including margin requirements, content requirements, font and font size requirements.

Can the Mortgage Security Agreement and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Lamoille County that you need to transfer you would only need to order our forms once for all of your properties in Lamoille County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Vermont or Lamoille County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Lamoille County Mortgage Security Agreement and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

("Mortgage loan" means a loan secured primarily by a lien against real estate.) Use these forms to finance real property; residential property, vacant land, rental units, condominiums, commercial and planned unit developments. (V.S.A. 2101(13) Definitions)

This mortgage contains a power of sale clause pursuant to the provisions of 12 V.S.A. Chapter 172, which allows for a non-judicial foreclosure when applicable, saving time and expense for the lender. A non-judicial foreclosure generally applies to any real property except for a dwelling house of two units or less, that is occupied by the owner as a principal residence, or farmland. If a non-judicial foreclosure is NOT applicable this form allows for a judicial foreclosure.

The debt is evidenced by the Promissory Note that is governed by the State of Vermont. A Mortgage and Promissory Note with stringent default terms and conditions can be beneficial to the lender.

Vermont is a "notice" state. Delivery of a mortgage instrument of real property constitutes constructive notice as of the time it is recorded.

(Vermont Mortgage Package includes form, guidelines, and completed example) For use in Vermont only.

Our Promise

The documents you receive here will meet, or exceed, the Lamoille County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Lamoille County Mortgage Security Agreement and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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