Essex County Mortgage Security Agreement and Promissory Note Form (Vermont)

All Essex County specific forms and documents listed below are included in your immediate download package:

Mortgage Form

Essex County Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Essex County compliant document last validated/updated 9/12/2024

Mortgage Guidelines

Essex County Mortgage Guidelines

Line by line guide explaining every blank on the form.
Included Essex County compliant document last validated/updated 10/9/2024

Completed Example of the Mortgage Document

Essex County Completed Example of the Mortgage Document

Example of a properly completed form for reference.
Included Essex County compliant document last validated/updated 10/23/2024

Promissory Note Form

Essex County Promissory Note Form

Note that is secured by the Mortgage Agreement.
Included Essex County compliant document last validated/updated 9/13/2024

Guidelines Promissory Note

Essex County Guidelines Promissory Note

Line by line guide explaining every blank on the form.
Included Essex County compliant document last validated/updated 8/22/2024

Completed Example of the Promissory Note Document

Essex County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.
Included Essex County compliant document last validated/updated 10/28/2024

Annual Accounting Statement Form

Essex County Annual Accounting Statement Form

Issue to borrower(s) for fiscal year reporting.
Included Essex County compliant document last validated/updated 8/27/2024

When using these Mortgage Security Agreement and Promissory Note forms, the subject real estate must be physically located in Essex County. The executed documents should then be recorded in one of the following offices:

Unified Towns & Gores Office

233 Rt 105 in Ferdinand / Mail: PO Box 417, Island Pond, Vermont 05846

Hours: M 8:00 to 4:00 & Tu - F 8:00 to 3:00

Phone: (802) 723-5900

Town Clerk of Bloomfield

27 Schoolhouse Rd in Bloomfield / Mail: PO Box 336, North Stratford, New Hampshire 03590

Hours: Tu & Th 9:00 - 3:00 and by appointment

Phone: (802) 962-5191

Town Clerk of Brighton

49 Mill St Ext / PO Box 377, Brighton (Island Pond), Vermont 05846

Hours: M-F 8:00 - 3:30

Phone: (802) 723-4405

Town Clerk of Brunswick

994 VT Rte 102, Brunswick, Vermont 05905

Hours: M-F by appt (call first) & Th 4:00 - 6:00

Phone: (802) 962-5514

Town Clerk of Canaan

318 Christian Hill / PO Box 159, Canaan, Vermont 05903

Hours: M - F 9:00 to 3:00

Phone: (802) 266-3370

Town Clerk of Concord

374 Main St / PO Box 317, Concord, Vermont 05824

Hours: M, Th, F 9:00 to 3:00 & Tu 12:00 to 6:00

Phone: (802) 695-2220

Town Clerk of East Haven

64 Community Bldg Rd / PO Box 10, East Haven, Vermont 05837

Hours: Tu 1:00 to 6:00 & Th 8:00 to 1:00 and by appt

Phone: (802) 467-3772

Town Clerk of Granby

9005 Granby Rd / PO Box 56, Granby, Vermont 05840

Hours: by appointment

Phone: (802) 328-3611

Town Clerk of Guildhall

13 Courthouse Dr / PO Box 10, Guildhall, Vermont 05905

Hours: Tu 9:00 - 3:00 & Th. 12:00 - 6:00

Phone: (802) 676-3797

Town Clerk of Lemington

2549 River Rd (VT 102), Lemington, Vermont 05903

Hours: Wed 2:30 - 5:30

Phone: (802) 277-4814

Town Clerk of Lunenburg

9 W Main St / PO Box 54, Lunenburg, Vermont 05906

Hours: M - F 8:30 to 12:00 & 1:00 to 3:00; Summer: closed at noon

Phone: (802) 892-5959

Town Clerk of Maidstone

508 State Rte 102 / PO Box 118, Guildhall, Vermont 05905

Hours: M & Th 9:00 - 3:00 or by appt

Phone: (802) 676-3210

Town Clerk of Norton

12 VT Route 114 E / PO Box 33, Norton, Vermont 05907

Hours: Tu 10:00 - 4:00; Th 10:00 - 12:00; F 1:00 - 5:00; last Sat/mth 10:00 - 12:00

Phone: (802) 822-9935

Town Clerk of Victory

102 Radar Rd, Victory / PO Box 609, North Concord, Vermont 05858

Hours: Tu & Th 10:00 to 3:00; other days by appt (695-3355)

Phone: (802) 328-2400

Local jurisdictions located in Essex County include:

  • Averill
  • Beecher Falls
  • Canaan
  • Concord
  • East Haven
  • Gilman
  • Granby
  • Guildhall
  • Island Pond
  • Lunenburg
  • North Concord
  • Norton

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Essex County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Essex County using our eRecording service.
Are these forms guaranteed to be recordable in Essex County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Essex County including margin requirements, content requirements, font and font size requirements.

Can the Mortgage Security Agreement and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Essex County that you need to transfer you would only need to order our forms once for all of your properties in Essex County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Vermont or Essex County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Essex County Mortgage Security Agreement and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

("Mortgage loan" means a loan secured primarily by a lien against real estate.) Use these forms to finance real property; residential property, vacant land, rental units, condominiums, commercial and planned unit developments. (V.S.A. 2101(13) Definitions)

This mortgage contains a power of sale clause pursuant to the provisions of 12 V.S.A. Chapter 172, which allows for a non-judicial foreclosure when applicable, saving time and expense for the lender. A non-judicial foreclosure generally applies to any real property except for a dwelling house of two units or less, that is occupied by the owner as a principal residence, or farmland. If a non-judicial foreclosure is NOT applicable this form allows for a judicial foreclosure.

The debt is evidenced by the Promissory Note that is governed by the State of Vermont. A Mortgage and Promissory Note with stringent default terms and conditions can be beneficial to the lender.

Vermont is a "notice" state. Delivery of a mortgage instrument of real property constitutes constructive notice as of the time it is recorded.

(Vermont Mortgage Package includes form, guidelines, and completed example) For use in Vermont only.

Our Promise

The documents you receive here will meet, or exceed, the Essex County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Essex County Mortgage Security Agreement and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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November 1st, 2024

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October 25th, 2024

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October 25th, 2024

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Sandra C.

December 8th, 2022

Not sure whether the two forms I printed will be helpful or not. Will find out when I go to a place for completion and to be notorized.

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September 14th, 2021

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October 22nd, 2021

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Helps if you know what documents you need. Thanks.

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Charles S.

September 15th, 2022

I was very please with the deed, deed of trust and the deed of trust note. It save me a lot of preparation time.

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Stephen D.

April 17th, 2020

I recommend you add a box "Add another document or package." The way it is now confused me, so I uploaded the same document two more times, thinking the upload failed the first two times.

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August 8th, 2022

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June G.

May 16th, 2020

AMAZING! Easy to use, reasonable fee - and get MUCH MORE than just a deed form. I ordered a "deed" and received a whole "package," including a guide and the jurisdiction's costs schedule and cover page that would be needed to record the deed - even included a Certificate of Transfer that is not required for a deed but something I needed for a different transaction. The website was extremely easy to use and the cautions about not disclosing personal information were so clear and personal, they made me feel secure in knowing this site was not trying to rip me off. Very professional. Well done.

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Woody P.

August 28th, 2021

I was informed that a quit Claim Deed that I had submitted, did not meet county requirements. I ordered the correct form and was surprised that the form included instructions and a sample "completed" form for me to follow. I found it al very helpful. Thank you !!!

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Joanne K.

July 16th, 2021

I haven't used the forms yet, but was at the county recorders office and they looked at it and said it looked fine. The instructions were easy to read and the forms easy to complete and save for a next time, if there is need.

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virginia a.

May 15th, 2022

Thank you for the prompt instructions on the download and installation. The only problem I had was trying to input data into the form once I renamed the form.and saved it. I was unable to change the size of the font and was very frustrated. In the end I finally had to redo the entire form through Word using your format.

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June 3rd, 2021

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