Chittenden County Mortgage Security Agreement and Promissory Note Form (Vermont)

All Chittenden County specific forms and documents listed below are included in your immediate download package:

Mortgage Form

Chittenden County Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Chittenden County compliant document last validated/updated 9/12/2024

Mortgage Guidelines

Chittenden County Mortgage Guidelines

Line by line guide explaining every blank on the form.
Included Chittenden County compliant document last validated/updated 10/9/2024

Completed Example of the Mortgage Document

Chittenden County Completed Example of the Mortgage Document

Example of a properly completed form for reference.
Included Chittenden County compliant document last validated/updated 10/23/2024

Promissory Note Form

Chittenden County Promissory Note Form

Note that is secured by the Mortgage Agreement.
Included Chittenden County compliant document last validated/updated 9/13/2024

Guidelines Promissory Note

Chittenden County Guidelines Promissory Note

Line by line guide explaining every blank on the form.
Included Chittenden County compliant document last validated/updated 8/22/2024

Completed Example of the Promissory Note Document

Chittenden County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.
Included Chittenden County compliant document last validated/updated 10/28/2024

Annual Accounting Statement Form

Chittenden County Annual Accounting Statement Form

Issue to borrower(s) for fiscal year reporting.
Included Chittenden County compliant document last validated/updated 8/27/2024

When using these Mortgage Security Agreement and Promissory Note forms, the subject real estate must be physically located in Chittenden County. The executed documents should then be recorded in one of the following offices:

Town Clerk of Bolton

3045 Roosevelt Hwy., Waterbury, Vermont 05676

Hours: M-Th 8:00 - 4:00

Phone: (802) 434-5075

Chittenden County Clerk (for Buel's Gore)

175 Main St / PO Box 187, Burlington, Vermont 05402

Hours: 7:30 to 4:00 M-F

Phone: (802) 951-5106

City Clerk of Burlington

City Hall - 149 Church St, Burlington, Vermont 05401

Hours: M-F 8:00 to 4:30

Phone: (802) 865-7000

Town Clerk of Charlotte

159 Ferry Rd / PO Box 119, Charlotte, Vermont 05445

Hours: M-F 8:00 to 4:00

Phone: (802) 425-3071

Town Clerk of Colchester

781 Blakely Rd / PO Box 55, Colchester, Vermont 05446

Hours: M-F 7:30 - 4:30

Phone: (802) 254-5520

Town Clerk of Essex

81 Main St, Essex Jct, Vermont 05452

Hours: M-F 7:30 - 4:30

Phone: (802) 879-0413

Town Clerk of Grand Isle

9 Hyde Rd / PO Box 49, Grand Isle, Vermont 05458-0049

Hours: M-F 8:30 - 3:30; Tu 5:00 - 7:00; Sa 10:00 -12:00

Phone: (802) 372-8830

Town Clerk of Hinesburg

10632 Route 116, Hinesburg, Vermont 05461

Hours: M - F 8:00 to 4:00

Phone: (802) 482-2281

Town Clerk of Huntington

4930 Main Rd, Huntington, Vermont 05462

Hours: M 8:00 - 7:00; Tu, W, Th 8:00 - 3:00

Phone: (802) 434-2023

Town Clerk of Jericho

67 VT Route 15 / PO Box 67, Jericho, Vermont 05465

Hours: M-Th 8:00 - 4:00; F 8:00 - 1:30 (or by appointment)

Phone: (802) 899-4936 x1

Town Clerk of Milton

43 Bombardier Rd / PO Box 18, Milton, Vermont 05468

Hours: M-F 8:00 - 5:00

Phone: (802) 893-4111

Town Clerk of Richmond

203 Bridge St. / PO Box 285, Richmond, Vermont 05477

Hours: M 8:00 - 5:00; Tu - Th 8:00 - 4:00; F 8:00 - 12:00

Phone: (802) 434-2221/3139

Town Clerk of Shelburne

5420 Shelburne Rd / PO Box 88, Shelburne, Vermont 05482

Hours: M - F 8:30 - 5:00

Phone: (802) 985-5116 x0

City Clerk of South Burlington

575 Dorset St, South Burlington, Vermont 05403

Hours: M-F 8:00 - 4:30

Phone: (802) 846-4105

Town Clerk of St. George

21 Barber Rd / PO Box 874, St. George, Vermont 05495

Hours: Mon - Wed 8:00 - 2:00; Th 4:30 - 6:30

Phone: (802) 482-5272

Town Clerk of Westford

1713 VT Rte 128, Westford, Vermont 05494

Hours: M-F 8:30 - 4:30; Summer F 8:30 - 1:00

Phone: (802) 878-4587

Town Clerk of Williston

7900 Williston Rd, Williston, Vermont 05495

Hours: M-F 8:00 - 4:30

Phone: (802) 878-5121

City Clerk of Winooski

27 West Allen St, Winooski, Vermont 05404

Hours: M-F 7:30 - 4:30

Phone: (802) 655-6419

Local jurisdictions located in Chittenden County include:

  • Burlington
  • Cambridge
  • Charlotte
  • Colchester
  • Essex
  • Essex Junction
  • Fairfax
  • Hinesburg
  • Huntington
  • Jericho
  • Jonesville
  • Milton
  • Richmond
  • Shelburne
  • South Burlington
  • Underhill
  • Underhill Center
  • Westford
  • Williston
  • Winooski

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Chittenden County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Chittenden County using our eRecording service.
Are these forms guaranteed to be recordable in Chittenden County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Chittenden County including margin requirements, content requirements, font and font size requirements.

Can the Mortgage Security Agreement and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Chittenden County that you need to transfer you would only need to order our forms once for all of your properties in Chittenden County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Vermont or Chittenden County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Chittenden County Mortgage Security Agreement and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

("Mortgage loan" means a loan secured primarily by a lien against real estate.) Use these forms to finance real property; residential property, vacant land, rental units, condominiums, commercial and planned unit developments. (V.S.A. 2101(13) Definitions)

This mortgage contains a power of sale clause pursuant to the provisions of 12 V.S.A. Chapter 172, which allows for a non-judicial foreclosure when applicable, saving time and expense for the lender. A non-judicial foreclosure generally applies to any real property except for a dwelling house of two units or less, that is occupied by the owner as a principal residence, or farmland. If a non-judicial foreclosure is NOT applicable this form allows for a judicial foreclosure.

The debt is evidenced by the Promissory Note that is governed by the State of Vermont. A Mortgage and Promissory Note with stringent default terms and conditions can be beneficial to the lender.

Vermont is a "notice" state. Delivery of a mortgage instrument of real property constitutes constructive notice as of the time it is recorded.

(Vermont Mortgage Package includes form, guidelines, and completed example) For use in Vermont only.

Our Promise

The documents you receive here will meet, or exceed, the Chittenden County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Chittenden County Mortgage Security Agreement and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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