Karnes County Deed of Trust and Promissory Note Form (Texas)
All Karnes County specific forms and documents listed below are included in your immediate download package:
Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Karnes County compliant document last validated/updated 9/17/2024
Texas Deed of Trust Guidelines
Line by line guide explaining every blank on the form.
Included Karnes County compliant document last validated/updated 8/26/2024
Completed Example of the Deed of Trust Document
Example of a properly completed form for reference.
Included Karnes County compliant document last validated/updated 10/16/2024
Promissory Note Form
Note secured by Deed of Trust, fill in the blank.
Included Karnes County compliant document last validated/updated 10/17/2024
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Karnes County compliant document last validated/updated 10/29/2024
Completed Example of the Promissory Note Document
This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included Karnes County compliant document last validated/updated 7/30/2024
Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
Included Karnes County compliant document last validated/updated 10/24/2024
The following Texas and Karnes County supplemental forms are included as a courtesy with your order:
When using these Deed of Trust and Promissory Note forms, the subject real estate must be physically located in Karnes County. The executed documents should then be recorded in the following office:
Karnes County Clerk Office
210 W Calvert, Suite 100, Karnes City, Texas 78118
Hours: Monday-Friday 8am-12, 1-5pm / Fridays until 4:30pm
Phone: (830) 780-3938
Local jurisdictions located in Karnes County include:
- Ecleto
- Falls City
- Gillett
- Hobson
- Karnes City
- Kenedy
- Panna Maria
- Runge
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Karnes County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Karnes County using our eRecording service.
Are these forms guaranteed to be recordable in Karnes County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Karnes County including margin requirements, content requirements, font and font size requirements.
Can the Deed of Trust and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Karnes County that you need to transfer you would only need to order our forms once for all of your properties in Karnes County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Texas or Karnes County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Karnes County Deed of Trust and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
A deed of trust (DOT) is a document that conveys title to real property to a trustee as security for a loan until the grantor (borrower) repays the lender according to terms defined in a promissory note. It's similar to a mortgage but differs - mortgages only include two parties (borrower and lender). In Texas a Deed of Trust is the preferred lending instrument.
There are three parties to a deed of trust: the borrower (grantor), the lender (beneficiary), and the trustee. The trustee, typically a title agency or other disinterested party, serves two purposes: to initiate the foreclosure process for the lender if the borrower defaults on the loan, and to transfer (reconvey) the property back to the borrower after the debt is paid in full.
This DOT includes a power of sale clause, this can be beneficial to the lender, saving time and expense in the case of a foreclosure. Sec.51.0074. DUTIES OF TRUSTEE.
(a) One or more persons may be authorized to exercise the power of sale under a security instrument.
(b) A trustee may not be:
(1) assigned a duty under a security instrument other than to exercise the power of sale in accordance with the terms of the security instrument; or
(2) held to the obligations of a fiduciary of the mortgagor or mortgagee.
Use these forms to finance real property; residential, rental, condominiums, vacant land, and planned unit developments. A promissory note secured by a deed of trust, that include stringent default terms can be beneficial to the lender, typical of owner financing, investor financing, etc.
(Texas Deed of Trust Package includes forms, guidelines, and completed example)
For use in Texas only.
Our Promise
The documents you receive here will meet, or exceed, the Karnes County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Karnes County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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Jimmy W.
November 1st, 2024
Very thorough with plenty of instructions. Nice to be able to fill in the forms on my computer at my own pace and edit if needed. Jim
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RUTH A.
October 25th, 2024
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October 25th, 2024
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Richard H.
May 2nd, 2022
Thank You! Very informative and helpful!
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Brenda B.
January 6th, 2019
Excellent transaction.
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Marina M.
April 16th, 2022
Very easy to choose template and download. The price seems fair. Not sure the section on the deed for 6 witnesses is necessary....
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Diana L.
June 19th, 2020
Easy to use but need to go through the courthouse to do what I need to do.
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Dale K.
August 11th, 2020
A very user friendly website!
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Robson A.
June 15th, 2021
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James J.
October 2nd, 2021
Thank you for service. The deed process was easy to complete. My new deed was accepted by the county clerk and the tax assessors office.
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Betty Z.
June 21st, 2023
Thank you so much for giving us a service so important to many. I will pass on this pertinent process to all who need it. again, thank you. bz
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Joyce S.
June 28th, 2019
The site was very easy to understand and to download the required documents I need to prepare a release. Response of the documents ready for my use was very efficient.
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Judith A.
January 14th, 2022
Excellent
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Donna R.
November 17th, 2021
This was a seamless process. It probably took one minute to fill out my information and upload the document. It was formatted and sent immediately. It was processed the next day at the county recorders office. I have zero complaints.
Before finding this company I spent an entire day calling and leaving messages at other e-filing companies like simplfile and others but they all required subscriptions. I just needed to file a single document now and then so that was not a good fit. (And those companies I found out still require the customer to do all the work!). Deeds.com kept me informed throughout the process every step.
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October 21st, 2020
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