Cochran County Deed of Trust and Promissory Note Form (Texas)
All Cochran County specific forms and documents listed below are included in your immediate download package:
Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Cochran County compliant document last validated/updated 9/17/2024
Texas Deed of Trust Guidelines
Line by line guide explaining every blank on the form.
Included Cochran County compliant document last validated/updated 11/20/2024
Completed Example of the Deed of Trust Document
Example of a properly completed form for reference.
Included Cochran County compliant document last validated/updated 10/16/2024
Promissory Note Form
Note secured by Deed of Trust, fill in the blank.
Included Cochran County compliant document last validated/updated 10/17/2024
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Cochran County compliant document last validated/updated 10/29/2024
Completed Example of the Promissory Note Document
This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included Cochran County compliant document last validated/updated 7/30/2024
Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
Included Cochran County compliant document last validated/updated 10/24/2024
The following Texas and Cochran County supplemental forms are included as a courtesy with your order:
When using these Deed of Trust and Promissory Note forms, the subject real estate must be physically located in Cochran County. The executed documents should then be recorded in the following office:
Cochran County Clerk - Courthouse
100 North Main St, Rm. 102, Morton, Texas 79346
Hours: Monday - Friday 8:00am - 12:00 & 1:00 - 5:00pm
Phone: 806-266-5450
Local jurisdictions located in Cochran County include:
- Bledsoe
- Morton
- Whiteface
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Cochran County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Cochran County using our eRecording service.
Are these forms guaranteed to be recordable in Cochran County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Cochran County including margin requirements, content requirements, font and font size requirements.
Can the Deed of Trust and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Cochran County that you need to transfer you would only need to order our forms once for all of your properties in Cochran County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Texas or Cochran County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Cochran County Deed of Trust and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
A deed of trust (DOT) is a document that conveys title to real property to a trustee as security for a loan until the grantor (borrower) repays the lender according to terms defined in a promissory note. It's similar to a mortgage but differs - mortgages only include two parties (borrower and lender). In Texas a Deed of Trust is the preferred lending instrument.
There are three parties to a deed of trust: the borrower (grantor), the lender (beneficiary), and the trustee. The trustee, typically a title agency or other disinterested party, serves two purposes: to initiate the foreclosure process for the lender if the borrower defaults on the loan, and to transfer (reconvey) the property back to the borrower after the debt is paid in full.
This DOT includes a power of sale clause, this can be beneficial to the lender, saving time and expense in the case of a foreclosure. Sec.51.0074. DUTIES OF TRUSTEE.
(a) One or more persons may be authorized to exercise the power of sale under a security instrument.
(b) A trustee may not be:
(1) assigned a duty under a security instrument other than to exercise the power of sale in accordance with the terms of the security instrument; or
(2) held to the obligations of a fiduciary of the mortgagor or mortgagee.
Use these forms to finance real property; residential, rental, condominiums, vacant land, and planned unit developments. A promissory note secured by a deed of trust, that include stringent default terms can be beneficial to the lender, typical of owner financing, investor financing, etc.
(Texas Deed of Trust Package includes forms, guidelines, and completed example)
For use in Texas only.
Our Promise
The documents you receive here will meet, or exceed, the Cochran County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Cochran County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4434 Reviews )
James S.
November 21st, 2024
Forms used, created quitclaim deed that the county accepted without a second look (turns out they see deeds.com forms regularly via erecording and in person). Will be back for any real estate related forms I need and they carry. Will always be my first stop. Also, will use erecording next time, mad I didn't see it this time.
Thanks for the kind words James, glad we could help. Look forward to seeing you again.
Thomas G.
November 21st, 2024
Wasn’t what I expected
Sorry to hear that your expectations were missed. Your order has been canceled. We do hope that you find something more suitable to your expectations elsewhere. Do keep in mind that purchasing legal forms should not be an exploratory endeavor.
Jimmy P.
November 20th, 2024
They sent me everything I would need to do this. Easy purchase -Easy download. Great!! I'll be back here for all my document needs.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Alan K.
May 14th, 2019
The instructions and example for filling out the form were very clear and detailed making the whole process fairly easy. An attorney I talked to wanted $200 to fill out this simple form. I haven't tried to file it yet but I will let you know if there are any issues. Really a great deal. $20 vs $200.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Sara W.
November 9th, 2020
Got the legal forms, they worked. Nothing exciting but that probably a good thing.
Thank you Sara, we appreciate you.
JAMES S.
November 6th, 2022
Saved me 1-2 hours' time dictating. Will use again.
Thank you!
Robert J D.
December 19th, 2018
I accidentally ordered 2 forms for the affidavit of death. I only need one.
Thanks for your feedback. Looking at your account we do not see any duplicate orders. Our system does stop duplicate orders before they are processed in many cases. Have a great day.
Jennifer K.
February 12th, 2022
Thank you!
Thank you for your feedback. We really appreciate it. Have a great day!
Kevin B.
May 28th, 2023
Easy to use and very helpful
Thank you for taking the time to give us your feedback Kevin. Hope you have an amazing day.
Charles S.
July 7th, 2021
Quick and easy. Highly recommend. Thanks!
Thank you for your feedback. We really appreciate it. Have a great day!
Helen L.
February 1st, 2023
The website was easy to navigate but only needed one form. The guide was helpful also. Cost want high but contains many documents that I didn't need but may someday. Could not save form after completed but printed copies that needed to be court filed.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
David B.
June 26th, 2023
fast and easy.
Thank you!
Thomas D.
April 30th, 2020
The documents themselves are fine and the information provided with them is helpful. I find the actual processing of the documents, however, to be difficult particularly once the document has been saved. First, I note that the box for the date only allows entry of the last 2 digits of the year. Unfortunately, my download only allows me to enter one of the 2 digits required. When I delete it repeatedly, it eventually allows both digits to be entered but puts them in extremely small text and in superscrypt. I have not found a solution to this problem and am not sure the deed can even be recorded with this problem.
Another problem is that if you try to revise the document after you have saved it the curser goes to the end of the line after each key entry. This means that there basically is no way to efficiently save the document for reworking later since you will have to delete everything you have entered in the text box unless you only need to make a single keystroke change or are willing to replace the curser after each entry. Try that with a long property description!
Please note that I am using a Mac to prepare my documents and perhaps this is part of an "incompatibility problem". However, I didn't see a disclaimer regarding Mac use and so would expect the documents to perform correctly. Overall, I give the program a "2 star" rating because I am experiencing significant difficulties in entering dates in the documents even before saving them and because saving your work for later revision appears to be basically unworkable.
Thank you for your feedback Thomas, we appreciate you being specific about the issues you encountered. Adobe and Mac have a fairly long history of issues working together.
FELISA J.
December 18th, 2019
I liked the ease of locating the document I needed and the sample document was extremely helpful. I would have liked the acknowledgement to be on the same page as the rest of the document. It costs for each page recorded.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Pamela W.
January 3rd, 2019
This was so easy! Doing it this way saved me a bundle. I used the example form to make sure mine was correct. I would highly recommend this to anyone.
Thanks Pamela. We're glad the completed example was helpful.