Polk County Deed of Trust Form (Tennessee)

All Polk County specific forms and documents listed below are included in your immediate download package:

Deed of Trust Form

Polk County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Polk County compliant document last validated/updated 8/20/2024

Deed of Trust Guidelines

Polk County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.
Included Polk County compliant document last validated/updated 9/13/2024

Completed Example of the Deed of Trust

Polk County Completed Example of the Deed of Trust

Example of a properly completed form for reference.
Included Polk County compliant document last validated/updated 9/5/2024

Promissory Note Form

Polk County Promissory Note Form

Note that is secured by the Deed of Trust. Can be used for traditional installments or balloon payment.
Included Polk County compliant document last validated/updated 9/27/2024

Promissory Note Guidelines

Polk County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Polk County compliant document last validated/updated 11/7/2024

Completed Example of the Promissory Note Document

Polk County Completed Example of the Promissory Note Document

This Tennessee Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document
Included Polk County compliant document last validated/updated 9/23/2024

Subordination Agreements

Polk County Subordination Agreements

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.
Included Polk County compliant document last validated/updated 7/31/2024

Annual Accounting Statement

Polk County Annual Accounting Statement

Mail to borrower for fiscal year reporting.
Included Polk County compliant document last validated/updated 9/19/2024

When using these Deed of Trust forms, the subject real estate must be physically located in Polk County. The executed documents should then be recorded in the following office:

Polk County Register of Deeds

Courthouse - 6239 Highway 411, Rm 211 / PO Box 293, Benton, Tennessee 37307

Hours: 8:30am to 4:30pm M-F

Phone: (423) 338-4537

Local jurisdictions located in Polk County include:

  • Benton
  • Conasauga
  • Copperhill
  • Delano
  • Ducktown
  • Farner
  • Ocoee
  • Old Fort
  • Reliance
  • Turtletown

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Polk County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Polk County using our eRecording service.
Are these forms guaranteed to be recordable in Polk County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Polk County including margin requirements, content requirements, font and font size requirements.

Can the Deed of Trust forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Polk County that you need to transfer you would only need to order our forms once for all of your properties in Polk County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Tennessee or Polk County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Polk County Deed of Trust forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

A deed of trust (DOT), is a document that conveys title to real property to a trustee as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It's similar to a mortgage, but differs in that mortgages only include two parties (borrower and lender).
In Tennessee, a Deed of Trust is the most commonly used instrument to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Trustee Sale.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Holder (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.
This form can be used by a party selling/financing their own house, rental, condominium or small office building. A Promissory Note and Deed of Trust combined with stringent default terms, can be advantageous to the Lender.

(Tennessee DOT Package includes form, guidelines, and completed example)

Our Promise

The documents you receive here will meet, or exceed, the Polk County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Polk County Deed of Trust form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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November 24th, 2024

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Reply from Staff

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James S.

November 21st, 2024

Forms used, created quitclaim deed that the county accepted without a second look (turns out they see deeds.com forms regularly via erecording and in person). Will be back for any real estate related forms I need and they carry. Will always be my first stop. Also, will use erecording next time, mad I didn't see it this time.

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November 21st, 2024

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August 31st, 2024

The form I needed were easy to find. And very affordable. Great service.

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October 7th, 2023

Process was simple and fast. Awaiting response form agency. I’m happy to have found deeds.com for a speedy service.

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March 8th, 2022

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December 24th, 2019

This site was a breeze using.

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John M.

August 18th, 2022

I ordered my gift deed forms one evening, filled them out the next day, and registered them with the register of deeds the next morning. Boom. Done! Easy peasy, no lawyer expense!

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Susan H.

September 1st, 2020

Best idea ever for completing an on-line government form. And it came with instructions!!!!! Thank you, Gadsden County.

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November 2nd, 2020

I found this site to be very easy to use . I found and printed what I needed in just a few minutes after getting on the sit . Good work setting up this site . Thank you .

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February 26th, 2022

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CECIL E C.

June 27th, 2019

You made it easy to attain the documents I needed. The cost was very reasonable...thanks

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Michael S.

December 22nd, 2020

I was very impressed. I needed a Grant Deed that would comply with Calif. law. I haven't tried to record it yet, but I think it's spot-on. References to statutes very helpful. I'm a retired Idaho attorney, and my first attempt was politely rejected by the recorder. (documentary transfer fee exemption, etc.)

Reply from Staff

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Derrell S.

August 26th, 2019

I like the simplicity of your site and the reasonable charge for your services but for some reason you were unable to fulfill my order. Would appreciate knowing why. Derrell Sweem

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John K.

July 11th, 2020

I was unable to finish what I started due to computer crash. I'll get back soon. I paid off my mortgage last year in November. I need to see what to do to get the deed to my property.

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