Charleston County Mortgage Secured by Promissory Note Form (South Carolina)

All Charleston County specific forms and documents listed below are included in your immediate download package:

Mortgage Form

Charleston County Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Charleston County compliant document last validated/updated 9/17/2024

Mortgage Guidelines

Charleston County Mortgage Guidelines

Line by line guide explaining every blank on the form.
Included Charleston County compliant document last validated/updated 11/12/2024

Completed Example of the Mortgage Document

Charleston County Completed Example of the Mortgage Document

Line by line guide explaining every blank on the form.
Included Charleston County compliant document last validated/updated 8/6/2024

Promissory Note Form

Charleston County Promissory Note Form

P/N can be used for installment or balloon payment(s).
Included Charleston County compliant document last validated/updated 11/29/2024

Promissory Note Guidelines

Charleston County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Charleston County compliant document last validated/updated 5/1/2024

Completed Example of the Promissory Note Document

Charleston County Completed Example of the Promissory Note Document

This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included Charleston County compliant document last validated/updated 10/18/2024

Annual Accounting Statement Form

Charleston County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.
Included Charleston County compliant document last validated/updated 12/13/2024

When using these Mortgage Secured by Promissory Note forms, the subject real estate must be physically located in Charleston County. The executed documents should then be recorded in the following office:

Charleston County Register

O.T. Wallace County Office Building - 101 Meeting St, Rm 200 / PO Box 726, Charleston, South Carolina 29401 / 29402

Hours: 8:30am to 5:00pm Monday through Friday / Recording until 4:30pm

Phone: (843) 958-4800

Local jurisdictions located in Charleston County include:

  • Adams Run
  • Awendaw
  • Charleston
  • Charleston Afb
  • Folly Beach
  • Hollywood
  • Isle Of Palms
  • Johns Island
  • Mc Clellanville
  • Mount Pleasant
  • North Charleston
  • Ravenel
  • Sullivans Island
  • Wadmalaw Island

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Charleston County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Charleston County using our eRecording service.
Are these forms guaranteed to be recordable in Charleston County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Charleston County including margin requirements, content requirements, font and font size requirements.

Can the Mortgage Secured by Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Charleston County that you need to transfer you would only need to order our forms once for all of your properties in Charleston County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by South Carolina or Charleston County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Charleston County Mortgage Secured by Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

Use this form to mortgage residential property, rental property (up to 4 units), small commercial, condominiums and planned unit developments. A mortgagor is often referred to as the borrower and the mortgagee as the lender. (The mortgagor shall be deemed the owner of the land and the mortgagee as owner of the money lent or due and the mortgagee shall be entitled to recover satisfaction for such money out of the land by foreclosure and sale according to law. But notwithstanding the foregoing provision all releases of the equity of redemption shall be binding and effectual in law.) (SECTION 29-3-10. Rights and title of mortgagor and mortgagee.) This form meets recording requirements for a South Carolina Mortgage:
- Signature of mortgagor (borrower)
- Name and address of mortgagee (lender)
- Two witnesses
- SC Probate or Acknowledgement
- Property description
- Derivation Clause

A mortgage and promissory note with stringent default terms can be advantageous to the lender in the case of a default. Compatible with investor/owner financing.

(South Carolina Mortgage Package includes forms, guidelines, and completed examples) For use in South Carolina only.

Our Promise

The documents you receive here will meet, or exceed, the Charleston County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Charleston County Mortgage Secured by Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4449 Reviews )

Daniel B.

December 24th, 2024

easy to use and upload.

Reply from Staff

We are delighted to have been of service. Thank you for the positive review!

Dorothy N.

December 22nd, 2024

The mortgage and note were thorough and very satisfactory for my purposes. The accompanying forms were excellent. I am very pleased with my purchase.

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Edward E.

December 22nd, 2024

Easy to use.

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Patricia C.

July 11th, 2019

The website works fine. The process of changing my Mineral Deed is sure more expensive in Texas. But I appreciate the convenience of the website and the pages of directions.

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Michael M.

November 3rd, 2020

The process was very easy and walked you through the entire process step by step. Also, outstanding that you get email updates when each step is completed.

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James S.

July 16th, 2019

The forms download was quick and easy. The example deed was excellent. However, the payment method should include PayPal, not just credit cards.

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Richard T.

February 8th, 2020

Easy forms for DIYers

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Gene N.

November 11th, 2021

My mind is blown! For some reason, our veteran title companies wouldn't record our deed but luckily, the assessor's page recommended Deeds and other sites to e-record. It was so simple and so convenient!

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February 3rd, 2022

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Robert P.

June 10th, 2019

excellent reference

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Lisa H.

May 27th, 2020

I needed a copy of a deed for a client and wanted to be sure I had the most recent one. I used Deeds.com and had it along with detailed property information within minutes at a very reasonable price. I am very pleased.

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Kendrick S.

May 29th, 2020

Really solid system for determining what may prevent your documents from being accepted. I love the comments section allowing for fluid communication. I only wish there were automated emails for all those communications and once documents were accepted, but I did receive a couple personally-generated emails regarding the progress instructing me to check the site.

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LeRoy E.

June 20th, 2022

So thankful I found this. I was feeling stressed out and reluctant about doing this on my own.

Reply from Staff

Thank you!

Kathleen H.

July 21st, 2020

Very disappointed that the Recording Information section did not state where to get the information required.

Reply from Staff

Sorry to hear that we failed you Kathleen.

Molly A.

April 12th, 2020

Super easy to download and Deeds dot com had the documents I was looking for and set up in a manner that the County Government office would accept.

Nice!

Thank you, Deeds!

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