Washington County Mortgage Security Agreement and Promissory Note Form (Rhode Island)

All Washington County specific forms and documents listed below are included in your immediate download package:

Mortgage Form

Washington County Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Washington County compliant document last validated/updated 5/2/2024

Mortgage Guidelines

Washington County Mortgage Guidelines

Line by line guide explaining every blank on the form.
Included Washington County compliant document last validated/updated 11/26/2024

Completed Example of the Mortgage Document

Washington County Completed Example of the Mortgage Document

Example of a properly completed form for reference.
Included Washington County compliant document last validated/updated 11/19/2024

Promissory Note Form

Washington County Promissory Note Form

Note that is secured by the Mortgage Agreement.
Included Washington County compliant document last validated/updated 9/27/2024

Promissory Note Guidelines

Washington County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Washington County compliant document last validated/updated 10/23/2024

Completed Example of the Promissory Note Document

Washington County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.
Included Washington County compliant document last validated/updated 9/24/2024

Annual Accounting Statement Form

Washington County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.
Included Washington County compliant document last validated/updated 9/27/2024

When using these Mortgage Security Agreement and Promissory Note forms, the subject real estate must be physically located in Washington County. The executed documents should then be recorded in one of the following offices:

Charlestown Town Clerk

4540 South County Trail, Charlestown, Rhode Island 02813

Hours: 8:30 to 4:30 / Recording until 3:45

Phone: (401) 364-1200

Exeter Town Clerk

675 Ten Rod Rd, Exeter, Rhode Island 02822

Hours: 9:00 to 4:00 M-F

Phone: (401) 294-3891

Hopkinton Town Clerk

1 Town House Rd, Hopkinton, Rhode Island 02833

Hours: 8:30 to 4:30 M-F

Phone: (401) 377-7777

Narragansett Town Clerk

25 Fifth Ave, Narragansett , Rhode Island 02882

Hours: 8:30am and 4:30pm M-F

Phone: (401) 782-0623

New Shoreham Town Clerk

16 Old Town Rd / PO Box 220, New Shoreham, Rhode Island 02807

Hours: 9:00 to 3:00 M-F

Phone: (401) 466-3200

North Kingstown Town Clerk

80 Boston Neck Rd, North Kingstown, Rhode Island 02852

Hours: 8:30 to 4:30 M-F / Recording until 3:30

Phone: (401) 268-1554

Richmond Town Clerk

5 Richmond Townhouse Rd, Wyoming, Rhode Island 02898

Hours: Mon-Fri 9am to 4pm

Phone: (401) 539-9000 Ext. 9

South Kingstown Town Clerk

180 High St, Wakefield, Rhode Island 02879

Hours: 8:30 to 4:30 M-F

Phone: (401) 789-9331 Ext 1236

Westerly Town Clerk

45 Broad St, Westerly, Rhode Island 02891

Hours: 8:30 to 4:15 M-F

Phone: (401) 348-2500

Local jurisdictions located in Washington County include:

  • Ashaway
  • Block Island
  • Bradford
  • Carolina
  • Charlestown
  • Exeter
  • Hope Valley
  • Hopkinton
  • Kenyon
  • Kingston
  • Narragansett
  • North Kingstown
  • Peace Dale
  • Rockville
  • Saunderstown
  • Shannock
  • Slocum
  • Wakefield
  • West Kingston
  • Westerly
  • Wood River Junction
  • Wyoming

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Washington County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Washington County using our eRecording service.
Are these forms guaranteed to be recordable in Washington County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Washington County including margin requirements, content requirements, font and font size requirements.

Can the Mortgage Security Agreement and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Washington County that you need to transfer you would only need to order our forms once for all of your properties in Washington County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Rhode Island or Washington County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Washington County Mortgage Security Agreement and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

Use this mortgage form to finance real property, (residential, rental, small commercial, condominiums and planned unit developments) in the State of Rhode Island.

34-11-22. Statutory power of sale in mortgage.
The following power shall be known as the "statutory power of sale" and may be incorporated in any mortgage by reference:(Power)
But if default shall be made in the performance or observance of any of the foregoing or other conditions, or if breach shall be made of the covenant for insurance contained in this deed, then it shall be lawful for the mortgagee or his, her or its executors, administrators, successors or assigns to sell, together or in parcels, all and singular the premises hereby granted or intended to be granted, or any part or parts thereof, and the benefit and equity of redemption of the mortgagor and his, her or its heirs, executors, administrators, successors and assigns therein, at public auction upon the premises, or at such other place, if any, as may be designated for that purpose in this deed, or in the published notice of sale first by mailing written notice of the time and place of sale by certified mail, return receipt requested, to the mortgagor, at his or her or its last known address, at least twenty (20) days for mortgagors other than individual consumer mortgagors, and at least thirty (30) days for individual consumer mortgagors, prior to first publishing the notice, including the day of the mailing in the computation; second, by publishing the same at least once each week for three (3) successive weeks in a public newspaper published daily in the city in which the mortgaged premises are situated;

34-11-1.3. Name and address of mortgagor and mortgagee - Recording. Every mortgage deed presented for record shall contain or have endorsed upon it the name and address of the mortgagor and mortgagee and the address shall be recorded as part of the mortgage deed. Failure to comply with this section shall not affect the validity of any mortgage deed, but the city or town clerk may charge an additional two dollars ($2.00) for a recording fee if the name and address does not appear on the instrument. The purpose of including the mortgagee's address is to facilitate in the eventual discharge thereof, and also for purpose of any notice that may be sent to the mortgagor and mortgagee.

(Rhode Island Mortgage Package includes forms, guidelines, and completed examples) For use in Rhode Island only.

Our Promise

The documents you receive here will meet, or exceed, the Washington County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Washington County Mortgage Security Agreement and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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November 27th, 2024

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November 24th, 2024

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November 21st, 2024

Forms used, created quitclaim deed that the county accepted without a second look (turns out they see deeds.com forms regularly via erecording and in person). Will be back for any real estate related forms I need and they carry. Will always be my first stop. Also, will use erecording next time, mad I didn't see it this time.

Reply from Staff

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February 19th, 2021

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Reply from Staff

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June 18th, 2022

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March 23rd, 2023

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July 24th, 2019

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January 2nd, 2020

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August 22nd, 2019

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January 28th, 2022

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January 15th, 2019

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January 16th, 2024

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May 6th, 2020

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February 17th, 2020

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July 2nd, 2019

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Thanks

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