Kent County Mortgage Security Agreement and Promissory Note Form (Rhode Island)

The following Rhode Island and Kent County supplemental forms are included as a courtesy with your order:

When using these Mortgage Security Agreement and Promissory Note forms, the subject real estate must be physically located in Kent County. The executed documents should then be recorded in one of the following offices:

Local jurisdictions located in Kent County include:

• Coventry
• East Greenwich
• Greene
• Warwick
• West Greenwich
• West Warwick

Use this mortgage form to finance real property, (residential, rental, small commercial, condominiums and planned unit developments) in the State of Rhode Island.

34-11-22. Statutory power of sale in mortgage.
The following power shall be known as the "statutory power of sale" and may be incorporated in any mortgage by reference:(Power)
But if default shall be made in the performance or observance of any of the foregoing or other conditions, or if breach shall be made of the covenant for insurance contained in this deed, then it shall be lawful for the mortgagee or his, her or its executors, administrators, successors or assigns to sell, together or in parcels, all and singular the premises hereby granted or intended to be granted, or any part or parts thereof, and the benefit and equity of redemption of the mortgagor and his, her or its heirs, executors, administrators, successors and assigns therein, at public auction upon the premises, or at such other place, if any, as may be designated for that purpose in this deed, or in the published notice of sale first by mailing written notice of the time and place of sale by certified mail, return receipt requested, to the mortgagor, at his or her or its last known address, at least twenty (20) days for mortgagors other than individual consumer mortgagors, and at least thirty (30) days for individual consumer mortgagors, prior to first publishing the notice, including the day of the mailing in the computation; second, by publishing the same at least once each week for three (3) successive weeks in a public newspaper published daily in the city in which the mortgaged premises are situated;

34-11-1.3. Name and address of mortgagor and mortgagee - Recording. Every mortgage deed presented for record shall contain or have endorsed upon it the name and address of the mortgagor and mortgagee and the address shall be recorded as part of the mortgage deed. Failure to comply with this section shall not affect the validity of any mortgage deed, but the city or town clerk may charge an additional two dollars ($2.00) for a recording fee if the name and address does not appear on the instrument. The purpose of including the mortgagee's address is to facilitate in the eventual discharge thereof, and also for purpose of any notice that may be sent to the mortgagor and mortgagee.

(Rhode Island Mortgage Package includes forms, guidelines, and completed examples) For use in Rhode Island only.

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The documents you receive here will meet, or exceed, the Kent County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

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