Washington County Discharge of Mortgage Form (Rhode Island)
All Washington County specific forms and documents listed below are included in your immediate download package:
Discharge of Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Washington County compliant document last validated/updated 9/5/2024
Discharge of Mortgage Guidelines
Line by line guide explaining every blank on the form.
Included Washington County compliant document last validated/updated 11/13/2024
Completed Example of the Discharge of Mortgage Document
Example of a properly completed form for reference.
Included Washington County compliant document last validated/updated 9/16/2024
The following Rhode Island and Washington County supplemental forms are included as a courtesy with your order:
When using these Discharge of Mortgage forms, the subject real estate must be physically located in Washington County. The executed documents should then be recorded in one of the following offices:
Charlestown Town Clerk
4540 South County Trail, Charlestown, Rhode Island 02813
Hours: 8:30 to 4:30 / Recording until 3:45
Phone: (401) 364-1200
Exeter Town Clerk
675 Ten Rod Rd, Exeter, Rhode Island 02822
Hours: 9:00 to 4:00 M-F
Phone: (401) 294-3891
Hopkinton Town Clerk
1 Town House Rd, Hopkinton, Rhode Island 02833
Hours: 8:30 to 4:30 M-F
Phone: (401) 377-7777
Narragansett Town Clerk
25 Fifth Ave, Narragansett , Rhode Island 02882
Hours: 8:30am and 4:30pm M-F
Phone: (401) 782-0623
New Shoreham Town Clerk
16 Old Town Rd / PO Box 220, New Shoreham, Rhode Island 02807
Hours: 9:00 to 3:00 M-F
Phone: (401) 466-3200
North Kingstown Town Clerk
80 Boston Neck Rd, North Kingstown, Rhode Island 02852
Hours: 8:30 to 4:30 M-F / Recording until 3:30
Phone: (401) 268-1554
Richmond Town Clerk
5 Richmond Townhouse Rd, Wyoming, Rhode Island 02898
Hours: Mon-Fri 9am to 4pm
Phone: (401) 539-9000 Ext. 9
South Kingstown Town Clerk
180 High St, Wakefield, Rhode Island 02879
Hours: 8:30 to 4:30 M-F
Phone: (401) 789-9331 Ext 1236
Westerly Town Clerk
45 Broad St, Westerly, Rhode Island 02891
Hours: 8:30 to 4:15 M-F
Phone: (401) 348-2500
Local jurisdictions located in Washington County include:
- Ashaway
- Block Island
- Bradford
- Carolina
- Charlestown
- Exeter
- Hope Valley
- Hopkinton
- Kenyon
- Kingston
- Narragansett
- North Kingstown
- Peace Dale
- Rockville
- Saunderstown
- Shannock
- Slocum
- Wakefield
- West Kingston
- Westerly
- Wood River Junction
- Wyoming
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Washington County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Washington County using our eRecording service.
Are these forms guaranteed to be recordable in Washington County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Washington County including margin requirements, content requirements, font and font size requirements.
Can the Discharge of Mortgage forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Washington County that you need to transfer you would only need to order our forms once for all of your properties in Washington County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Rhode Island or Washington County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Washington County Discharge of Mortgage forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
Use this form to discharge a previously recorded mortgage. Upon satisfaction, the mortgagee/lender generally has 30 days to record a discharge of mortgage to avoid penalty as stated in Statute 34-26-5. Liability of mortgagee for failure to discharge, release, or transfer mortgage.
Rhode Island General Laws Title 34. Property Statute 34-26-2. Right to discharge on satisfaction of mortgage--Escrow accounts
(a) Every mortgagee of real estate, his, her or its heirs, executors, administrators, successors, or assigns, having received full satisfaction for the money due on the mortgage, shall, within thirty (30) days after final payment, discharge the mortgage as provided in 34-26-3 or by separate instrument of release of the mortgage, and shall send the discharge to be recorded in the proper record book with suitable references to the original record, including the mortgagor's name and address, which shall forever afterwards discharge, defeat and release the mortgage and perpetually bar all actions to be brought thereon in any court. Upon forwarding the discharge for recording the mortgagee shall notify the mortgagor. Any mortgagor or his agent upon tendering final payment to the mortgagee in full satisfaction of the mortgage may in writing require the mortgagee to issue the discharge by separate instrument of release, directly to a designated person or real estate closing officer within the thirty (30) day period.
(b)Every mortgagee of real estate, his, her or its heirs, executors, administrators or successors or assigns, having received full satisfaction for the money due on the mortgage, shall, within thirty (30) days after final payment, disburse to the mortgagor any and all funds held in escrow under the terms of the mortgage.
34-26-3. Methods of discharge.
A mortgage may be discharged in whole or in part by an entry acknowledging the satisfaction thereof or the payment thereon, as the case may be, made on the face or back of the mortgage, or upon the face or margin of the record of the mortgage, in the records of land evidence, and signed by the mortgagee or by his or her executor, administrator, successor, or, if the mortgage be assigned, by the assignee or his or her executor or administrator; and such entry shall have the same effect as a deed of release duly acknowledged and recorded.
For use in Rhode Island only.
(Rhode Island DOM Package includes form, guidelines, and completed example)
Our Promise
The documents you receive here will meet, or exceed, the Washington County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Washington County Discharge of Mortgage form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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November 27th, 2024
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November 24th, 2024
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November 21st, 2024
Forms used, created quitclaim deed that the county accepted without a second look (turns out they see deeds.com forms regularly via erecording and in person). Will be back for any real estate related forms I need and they carry. Will always be my first stop. Also, will use erecording next time, mad I didn't see it this time.
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January 25th, 2019
The pdf form is good; however, the input boxes merge into the line above so the text is hard to read when complete. I added a return before entering my data and this solved the problem.
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December 2nd, 2020
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March 12th, 2024
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February 28th, 2023
Thank you for this service. Saved a lot of my time and money. The guide and sample was very helpful. Jean
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August 20th, 2020
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October 2nd, 2021
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January 25th, 2020
The deed itself was easy. I did notice that although the website says that the deed would exempt the house from probate, the deed clearly states that it might not. I hope that "might " is the operative word here.
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Ray L.
February 8th, 2019
Thank you, I am very satisfied with the process and will provide a final review after the documents are completed and accepted by the state.
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September 15th, 2021
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July 28th, 2021
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June 10th, 2021
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March 29th, 2019
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