Kent County Discharge of Mortgage Form (Rhode Island)

All Kent County specific forms and documents listed below are included in your immediate download package:

Discharge of Mortgage Form

Kent County Discharge of Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Kent County compliant document last validated/updated 4/4/2024

Discharge of Mortgage Guidelines

Kent County Discharge of Mortgage Guidelines

Line by line guide explaining every blank on the form.
Included Kent County compliant document last validated/updated 6/19/2024

Completed Example of the Discharge of Mortgage Document

Kent County Completed Example of the Discharge of Mortgage Document

Example of a properly completed form for reference.
Included Kent County compliant document last validated/updated 8/12/2024

When using these Discharge of Mortgage forms, the subject real estate must be physically located in Kent County. The executed documents should then be recorded in one of the following offices:

Coventry Town Clerk

1670 Flat River Rd, Coventry, Rhode Island 02816-8911

Hours: 8:30 to 4:30 M-F

Phone: (401) 822-9173

East Greenwich Town Clerk

125 Main St, East Greenwich, Rhode Island 02818

Hours: 8:30 to 4:00 M-F

Phone: (401) 886-8604

Warwick City Clerk

City Hall - 3275 Post Rd, Warwick, Rhode Island 02886

Hours: 8:30 to 4:30 M-F / Recording until 4:00

Phone: (401) 738-2000 Ext. 6029

West Greenwich Town Clerk

280 Victory Highway, West Greenwich, Rhode Island 02817

Hours: 8:30 to 4:00 M-F / Recording until 3:30

Phone: (401) 392-3800

West Warwick Town Clerk

Town Hall - 1170 Main St, West Warwick, Rhode Island 02893

Hours: 8:30 to 4:00 M-F

Phone: (401) 822-9201

Local jurisdictions located in Kent County include:

  • Coventry
  • East Greenwich
  • Greene
  • Warwick
  • West Greenwich
  • West Warwick

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Kent County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Kent County using our eRecording service.
Are these forms guaranteed to be recordable in Kent County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Kent County including margin requirements, content requirements, font and font size requirements.

Can the Discharge of Mortgage forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Kent County that you need to transfer you would only need to order our forms once for all of your properties in Kent County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Rhode Island or Kent County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Kent County Discharge of Mortgage forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

Use this form to discharge a previously recorded mortgage. Upon satisfaction, the mortgagee/lender generally has 30 days to record a discharge of mortgage to avoid penalty as stated in Statute 34-26-5. Liability of mortgagee for failure to discharge, release, or transfer mortgage.

Rhode Island General Laws Title 34. Property Statute 34-26-2. Right to discharge on satisfaction of mortgage--Escrow accounts

(a) Every mortgagee of real estate, his, her or its heirs, executors, administrators, successors, or assigns, having received full satisfaction for the money due on the mortgage, shall, within thirty (30) days after final payment, discharge the mortgage as provided in 34-26-3 or by separate instrument of release of the mortgage, and shall send the discharge to be recorded in the proper record book with suitable references to the original record, including the mortgagor's name and address, which shall forever afterwards discharge, defeat and release the mortgage and perpetually bar all actions to be brought thereon in any court. Upon forwarding the discharge for recording the mortgagee shall notify the mortgagor. Any mortgagor or his agent upon tendering final payment to the mortgagee in full satisfaction of the mortgage may in writing require the mortgagee to issue the discharge by separate instrument of release, directly to a designated person or real estate closing officer within the thirty (30) day period.
(b)Every mortgagee of real estate, his, her or its heirs, executors, administrators or successors or assigns, having received full satisfaction for the money due on the mortgage, shall, within thirty (30) days after final payment, disburse to the mortgagor any and all funds held in escrow under the terms of the mortgage.

34-26-3. Methods of discharge.
A mortgage may be discharged in whole or in part by an entry acknowledging the satisfaction thereof or the payment thereon, as the case may be, made on the face or back of the mortgage, or upon the face or margin of the record of the mortgage, in the records of land evidence, and signed by the mortgagee or by his or her executor, administrator, successor, or, if the mortgage be assigned, by the assignee or his or her executor or administrator; and such entry shall have the same effect as a deed of release duly acknowledged and recorded.
For use in Rhode Island only.

(Rhode Island DOM Package includes form, guidelines, and completed example)

Our Promise

The documents you receive here will meet, or exceed, the Kent County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Kent County Discharge of Mortgage form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4377 Reviews )

Scott M.

August 21st, 2024

Complete Package rndon't spend good money for a title co. to do this

Reply from Staff

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Stephen B.

August 21st, 2024

This was the first time to use the Deeds.com website for preparing my deed document. This was painless and easy to follow the instructions and sample package for filling in the blank boxes document. The city clerk was impressed to review my document and easily filed my deed record without questions. I would recommend anyone to prepare a legal form that is available from the Deeds.com website.

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Desiree R.

August 19th, 2024

very easy to use

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We are delighted to have been of service. Thank you for the positive review!

Chris K.

April 18th, 2023

Wasn't able to get the deed from you. Had to wade through the county offices myself.

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Sorry we were not able to help you find what you needed.

Rebecca H.

August 6th, 2019

quick and easy. Perfect

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Christopher B.

January 13th, 2021

Process went smoothly and will use for my next recording. Only area for improvement would be to provide the ability for the user to delete and replace uploaded documents.

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William S C.

June 11th, 2021

The Lady Bird Deed appears to be fine with me as are the instructions. However, there apparently are no specific laws in Texas addressing them other than they are OK. The problem is that lenders are surely going to use them as triggers for their due on sale clauses, especially as the current small mortgage rates begin to increase. The solution to that seems to be to sign and have them notarized, but not to record them unless the holder needs to enforce the provisions. It seems to me that you should consider your solution to that problem in your instructions.

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KAREN I.

May 14th, 2024

it worked. fantastic. thanks!

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Elizabeth J.

May 17th, 2019

It is very good and I would use the site again.

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Walter C.

March 23rd, 2023

Awesome everything you would ever need

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Martha D.

June 5th, 2019

Excellent website. I found exactly what I was looking for!

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JAMES E.

November 22nd, 2020

Easy to use and excellent software.

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Thank you!

JOHN S.

October 16th, 2021

They had everything for a living trust but the form to transfer your house into the living trust

Reply from Staff

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Kenneth-Wayne L.

August 20th, 2020

1) I was very pleased when the staff mentioned your service since the three referenced on the Recorder's website all wanted HUGE Account set-up and maintenance fees AND BIG fees per recording, and yours has no set-up fee AND nominal per-recording fee; 2) My (few) recordings will be NON-LAND Related, summary or entire record(s) of Administrative (Procedures Act) records, Other than the Border width and Cover Sheet, do you anticipate any other special requirements for such recording(s)? NOTE: I just sent one by Snail Mail, and they just informed me that due to the GERMIPHOBIA 'Pandemic' the ONLY open and record Snail Mail ONCE A MONTH On the first of each chmonth!

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Debby R.

July 6th, 2021

Very easy to use

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