Lorain County Mortgage Instrument and Promissory Note Form (Ohio)

All Lorain County specific forms and documents listed below are included in your immediate download package:

Mortgage Form

Lorain County Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Lorain County compliant document last validated/updated 7/4/2024

Mortgage Guidelines

Lorain County Mortgage Guidelines

Line by line guide explaining every blank on the form.
Included Lorain County compliant document last validated/updated 9/18/2024

Completed Example of the Mortgage Document

Lorain County Completed Example of the Mortgage Document

Example of a properly completed form for reference.
Included Lorain County compliant document last validated/updated 8/29/2024

Promissory Note Form

Lorain County Promissory Note Form

Promissory Note secured by Mortgage Agreement.
Included Lorain County compliant document last validated/updated 9/5/2024

Promissory Note Guidelines

Lorain County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Lorain County compliant document last validated/updated 10/9/2024

Completed Example of the Promissory Note Document

Lorain County Completed Example of the Promissory Note Document

This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included Lorain County compliant document last validated/updated 7/31/2024

Annual Accounting Statement Form

Lorain County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.
Included Lorain County compliant document last validated/updated 10/29/2024

When using these Mortgage Instrument and Promissory Note forms, the subject real estate must be physically located in Lorain County. The executed documents should then be recorded in the following office:

Lorain County Recorder

226 Middle Ave, Elyria, Ohio 44035

Hours: 8:00am to 4:30pm M-F

Phone: 440-329-5148

Local jurisdictions located in Lorain County include:

  • Amherst
  • Avon
  • Avon Lake
  • Columbia Station
  • Elyria
  • Grafton
  • Kipton
  • Lagrange
  • Lorain
  • North Ridgeville
  • Oberlin
  • Sheffield Lake
  • Wellington

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Lorain County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Lorain County using our eRecording service.
Are these forms guaranteed to be recordable in Lorain County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Lorain County including margin requirements, content requirements, font and font size requirements.

Can the Mortgage Instrument and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Lorain County that you need to transfer you would only need to order our forms once for all of your properties in Lorain County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Ohio or Lorain County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Lorain County Mortgage Instrument and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

These forms are used for financing residential property, condominiums, rental units, small commercial, vacant land, and planned unit developments. They include special provisions and exhibit pages making them adaptable and flexible for unique situations. Ohio recognizes dower rights, which means that if a married man or woman owns an interest in real property, his or her spouse holds a 1/3 interest in the property, Review Oh. statute 2103.02. Dower rights can become problematic when it comes to mortgages. Oftentimes, banks require a release of dower if only one spouse is on the promissory note. Otherwise, if the paying spouse defaults, a spouse may be able to enforce their dower rights if the spouse is not on the deed. This mortgage can release rights of dower if applicable to the situation. These forms have stringent default terms, typical uses - lender who is financing investment property, owner financing, etc.

(Ohio Mortgage Package includes forms, guidelines, and completed examples) For use in Ohio only.

Our Promise

The documents you receive here will meet, or exceed, the Lorain County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Lorain County Mortgage Instrument and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4434 Reviews )

James S.

November 21st, 2024

Forms used, created quitclaim deed that the county accepted without a second look (turns out they see deeds.com forms regularly via erecording and in person). Will be back for any real estate related forms I need and they carry. Will always be my first stop. Also, will use erecording next time, mad I didn't see it this time.

Reply from Staff

Thanks for the kind words James, glad we could help. Look forward to seeing you again.

Thomas G.

November 21st, 2024

Wasn’t what I expected

Reply from Staff

Sorry to hear that your expectations were missed. Your order has been canceled. We do hope that you find something more suitable to your expectations elsewhere. Do keep in mind that purchasing legal forms should not be an exploratory endeavor.

Jimmy P.

November 20th, 2024

They sent me everything I would need to do this. Easy purchase -Easy download. Great!! I'll be back here for all my document needs.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Cheryl M.

April 12th, 2020

Easy.

Reply from Staff

Thank you!

Lesley B.

May 6th, 2022

It was so quick and easy to access.. Thank you!!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Maureen M.

January 3rd, 2021

Easy to use and download. Will use in the future, if ever needed.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Thomas K.

July 25th, 2020

I never did this before and I found the service easy however confusing about the process and expectations. I had a trust prepared and needed to record our home deed to the trust. Now that I am almost finished waiting for the Maricopa county record the deed it seems so easy.

Reply from Staff

Thank you!

Debra W.

December 24th, 2018

I found this site a must. It provided all the forms I needed to file a Quit Claim Deed. I filed what use to be called a Quick Claim Deed 30 years ago. You only had to file the one form. Today it is called a Quit Claim Deed. The pack provided forms that I had no idea had to be filed with the Quit Claim Deed. I would not have known this otherwise if the option hadn't presented itself. Thank you!

Reply from Staff

Thanks for taking the time to leave your feedback Debra, we really appreciate it.

Beatrica G.

November 5th, 2019

Thanks for your service. I recieved my documents on time and package information as promise.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Jay B.

March 17th, 2021

I've never had a problem locating the records I need. I can't imagine what can be done to improve the service.

Reply from Staff

Thank you!

Glenda W.

April 22nd, 2021

It is a very helpful and awesome website. I was so glad to hear
about it. It is very convenient and saves money as well. I'm sure I will be using it again in the future. Thumbs up to deeds.com!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Peggy D.

August 26th, 2021

Very helpful in finding the information for me. Quick response.
Very easy to use the forms.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Timothy G.

August 1st, 2020

Easy peezy.

Reply from Staff

Thank you!

Angeline P.

April 29th, 2020

Great service! I downloaded the Quit Claim Deed package and I'm so grateful I did. It contained detailed directions on how to fill out all the forms, an example of a finalized copy, and excellent customer service. Also, if you choose to use their digital service, they will digitally submit the documents into the County Recorder's Office for you. Going through DEEDS.COM for the service I chose saved me over $300. Recording my new deed was a breeze. Thank you again DEEDS.com!

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Mary Ann H.

February 4th, 2021

The Deeds.com website was clear and easy to follow. I completed it about 20 minutes. I appreciate the convenience of doing it from home and that I will receive a copy by mail.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!