Lorain County Mortgage Instrument and Promissory Note Form (Ohio)
All Lorain County specific forms and documents listed below are included in your immediate download package:
Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Lorain County compliant document last validated/updated 7/4/2024
Mortgage Guidelines
Line by line guide explaining every blank on the form.
Included Lorain County compliant document last validated/updated 8/22/2024
Completed Example of the Mortgage Document
Example of a properly completed form for reference.
Included Lorain County compliant document last validated/updated 7/30/2024
Promissory Note Form
Promissory Note secured by Mortgage Agreement.
Included Lorain County compliant document last validated/updated 8/15/2024
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Lorain County compliant document last validated/updated 7/30/2024
Completed Example of the Promissory Note Document
This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included Lorain County compliant document last validated/updated 7/31/2024
Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
Included Lorain County compliant document last validated/updated 5/31/2024
The following Ohio and Lorain County supplemental forms are included as a courtesy with your order:
When using these Mortgage Instrument and Promissory Note forms, the subject real estate must be physically located in Lorain County. The executed documents should then be recorded in the following office:
Lorain County Recorder
226 Middle Ave, Elyria, Ohio 44035
Hours: 8:00am to 4:30pm M-F
Phone: 440-329-5148
Local jurisdictions located in Lorain County include:
- Amherst
- Avon
- Avon Lake
- Columbia Station
- Elyria
- Grafton
- Kipton
- Lagrange
- Lorain
- North Ridgeville
- Oberlin
- Sheffield Lake
- Wellington
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Lorain County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Lorain County using our eRecording service.
Are these forms guaranteed to be recordable in Lorain County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Lorain County including margin requirements, content requirements, font and font size requirements.
Can the Mortgage Instrument and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Lorain County that you need to transfer you would only need to order our forms once for all of your properties in Lorain County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Ohio or Lorain County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Lorain County Mortgage Instrument and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
These forms are used for financing residential property, condominiums, rental units, small commercial, vacant land, and planned unit developments. They include special provisions and exhibit pages making them adaptable and flexible for unique situations. Ohio recognizes dower rights, which means that if a married man or woman owns an interest in real property, his or her spouse holds a 1/3 interest in the property, Review Oh. statute 2103.02. Dower rights can become problematic when it comes to mortgages. Oftentimes, banks require a release of dower if only one spouse is on the promissory note. Otherwise, if the paying spouse defaults, a spouse may be able to enforce their dower rights if the spouse is not on the deed. This mortgage can release rights of dower if applicable to the situation. These forms have stringent default terms, typical uses - lender who is financing investment property, owner financing, etc.
(Ohio Mortgage Package includes forms, guidelines, and completed examples) For use in Ohio only.
Our Promise
The documents you receive here will meet, or exceed, the Lorain County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Lorain County Mortgage Instrument and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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March 2nd, 2023
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