Lake County Mortgage Instrument and Promissory Note Form (Ohio)

All Lake County specific forms and documents listed below are included in your immediate download package:

Mortgage Form

Lake County Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Lake County compliant document last validated/updated 7/4/2024

Mortgage Guidelines

Lake County Mortgage Guidelines

Line by line guide explaining every blank on the form.
Included Lake County compliant document last validated/updated 9/18/2024

Completed Example of the Mortgage Document

Lake County Completed Example of the Mortgage Document

Example of a properly completed form for reference.
Included Lake County compliant document last validated/updated 12/16/2024

Promissory Note Form

Lake County Promissory Note Form

Promissory Note secured by Mortgage Agreement.
Included Lake County compliant document last validated/updated 11/26/2024

Promissory Note Guidelines

Lake County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Lake County compliant document last validated/updated 10/9/2024

Completed Example of the Promissory Note Document

Lake County Completed Example of the Promissory Note Document

This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included Lake County compliant document last validated/updated 12/13/2024

Annual Accounting Statement Form

Lake County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.
Included Lake County compliant document last validated/updated 10/29/2024

When using these Mortgage Instrument and Promissory Note forms, the subject real estate must be physically located in Lake County. The executed documents should then be recorded in the following office:

Lake County Recorder

105 Main St / PO Box 490, Painesville, Ohio 44077

Hours: 8:00 to 4:00 M-F

Phone: 440-350-2510 or (800) 899-LAKE (5253) Ext. 2510

Local jurisdictions located in Lake County include:

  • Eastlake
  • Grand River
  • Madison
  • Mentor
  • Painesville
  • Perry
  • Wickliffe
  • Willoughby

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Lake County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Lake County using our eRecording service.
Are these forms guaranteed to be recordable in Lake County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Lake County including margin requirements, content requirements, font and font size requirements.

Can the Mortgage Instrument and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Lake County that you need to transfer you would only need to order our forms once for all of your properties in Lake County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Ohio or Lake County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Lake County Mortgage Instrument and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

These forms are used for financing residential property, condominiums, rental units, small commercial, vacant land, and planned unit developments. They include special provisions and exhibit pages making them adaptable and flexible for unique situations. Ohio recognizes dower rights, which means that if a married man or woman owns an interest in real property, his or her spouse holds a 1/3 interest in the property, Review Oh. statute 2103.02. Dower rights can become problematic when it comes to mortgages. Oftentimes, banks require a release of dower if only one spouse is on the promissory note. Otherwise, if the paying spouse defaults, a spouse may be able to enforce their dower rights if the spouse is not on the deed. This mortgage can release rights of dower if applicable to the situation. These forms have stringent default terms, typical uses - lender who is financing investment property, owner financing, etc.

(Ohio Mortgage Package includes forms, guidelines, and completed examples) For use in Ohio only.

Our Promise

The documents you receive here will meet, or exceed, the Lake County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Lake County Mortgage Instrument and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4445 Reviews )

Dennis F.

December 20th, 2024

The release of mortgage form was OK, and accepted at the recorder's office, but there were some problems. Many of the fields to type in were too small to accept the data, and I could not find a way to change the field size or use a smaller font. Otherwise I was satisfied.

Reply from Staff

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Frazer W.

December 19th, 2024

Deeds.com does a great job getting our legal documents filed with the D.C. Recorder of Deeds.rnrnFrazer Walton, Jr.rnLaw Office of Frazer Walton, Jr.

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Ann D.

December 16th, 2024

I found what my lawyer recommended and was able to download it easily.

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January 30th, 2020

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June 26th, 2019

Super easy to use! Thanks!

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Daniel S.

February 11th, 2019

It was easy to find the forms I was looking for and the guided steps and examples of how to use the form were beneficial.

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Bradley B.

December 20th, 2020

This was a good way to find the owners of land located in the middle of some that I owned. The experience was fairly easy and the cost reasonable.

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October 18th, 2023

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February 12th, 2019

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Sammy K.

March 31st, 2021

A very streamlined, easy-yo-follow process of recording documents during the COVID-19 era. There was no delay in reviewing and submitting the uploaded documents to the deed office in the jurisdiction. Thanks!

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Cindy N.

August 2nd, 2024

Our home was in only my husband’s name and as we are getting older, it was time to add my name to the Deed to avoid potential issues in the future. Our experience with Deeds.com was wonderful. The website is user friendly, instructions written in layman’s terms, straightforward and easy to follow. Very reasonably priced. I highly recommend using Deeds.com.

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Anita L.

January 22nd, 2020

Found this site very easy to navigate and customer service very supportive and quickly answers any questions you have regarding forms.
Best of all you can get the forms you need and only pay for those forms, not tied to some ongoing fee that you must cancel if you have no further need beyond forms you've already purchased.

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David H.

March 25th, 2022

It was great

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Michael L. G.

October 1st, 2022

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Sandra C.

December 8th, 2022

Not sure whether the two forms I printed will be helpful or not. Will find out when I go to a place for completion and to be notorized.

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