Towner County Mortgage Security Agreement and Promissory Note Form (North Dakota)

All Towner County specific forms and documents listed below are included in your immediate download package:

Mortgage Form

Towner County Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Towner County compliant document last validated/updated 10/25/2024

Mortgage Guidelines

Towner County Mortgage Guidelines

Line by line guide explaining every blank on the form.
Included Towner County compliant document last validated/updated 10/10/2024

Completed Example of the Mortgage Document

Towner County Completed Example of the Mortgage Document

Example of a properly completed form for reference.
Included Towner County compliant document last validated/updated 9/9/2024

Promissory Note Form

Towner County Promissory Note Form

Note that is secured by the Mortgage Agreement.
Included Towner County compliant document last validated/updated 9/23/2024

Promissory Note Guidelines

Towner County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Towner County compliant document last validated/updated 10/29/2024

Completed Example of the Promissory Note Document

Towner County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.
Included Towner County compliant document last validated/updated 10/8/2024

Annual Accounting Statement Form

Towner County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.
Included Towner County compliant document last validated/updated 9/17/2024

When using these Mortgage Security Agreement and Promissory Note forms, the subject real estate must be physically located in Towner County. The executed documents should then be recorded in the following office:

Towner County Recorder

Courthouse - 315 2nd St / PO Box 517, Cando, North Dakota 58324

Hours: 8:30 to 12:00 & 1:00 to 5:00 M-F

Phone: (701) 968-4340

Local jurisdictions located in Towner County include:

  • Bisbee
  • Cando
  • Egeland
  • Hansboro
  • Perth
  • Rocklake

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Towner County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Towner County using our eRecording service.
Are these forms guaranteed to be recordable in Towner County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Towner County including margin requirements, content requirements, font and font size requirements.

Can the Mortgage Security Agreement and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Towner County that you need to transfer you would only need to order our forms once for all of your properties in Towner County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by North Dakota or Towner County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Towner County Mortgage Security Agreement and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

35-03-01.2. Nature, extent, and effect of lien - Security not to be impaired.

1. A mortgage is a lien upon everything that would pass by a grant of the property, and upon nothing more.

2. A mortgage is a lien upon the property mortgaged in the hands of everyone claiming under the mortgagor subsequently to its execution, except purchasers and encumbrancers in good faith without notice and for value.

3. Real property held adversely to the mortgagor may be mortgaged, and such a mortgage takes effect from the time at which the mortgagor or one claiming under the mortgagor obtains possession of the property and has precedence over every lien upon the mortgagor's interest in the property created subsequently to the recording of the mortgage.

4. Title acquired by the mortgagor subsequent to the execution of the mortgage inures to the mortgagee as security for the debt in like manner as if acquired before the execution.

5. In the absence of an express covenant, a mortgage does not bind the mortgagor personally to perform the act for the performance of which it is a security.

6. A mortgage does not entitle the mortgagee to the possession of the property, but after the execution of a mortgage, the mortgagor may agree to the change of possession without a new consideration.

7. The assignment of a debt secured by a mortgage carries the security with it.

8. No person whose interest is subject to the lien of a mortgage may do any act which will substantially impair the mortgagee's security.

35-03-07. Record - Notice to whom.
The record of a mortgage duly made operates as notice to all subsequent purchasers and encumbrancers.

Use this form to finance residential property, small commercial property, vacant land, condominiums, rental property and planned unit developments. A promissory note and mortgage with stringent default terms can be beneficial to the lender.

(North Dakota Mortgage Package includes forms, guidelines, and completed examples) For use in North Dakota only.

Our Promise

The documents you receive here will meet, or exceed, the Towner County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Towner County Mortgage Security Agreement and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4420 Reviews )

Jimmy W.

November 1st, 2024

Very thorough with plenty of instructions. Nice to be able to fill in the forms on my computer at my own pace and edit if needed. Jim

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October 25th, 2024

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Nancy R.

October 25th, 2024

Deeds.com is very precise, helpful and friendly. I found the form I needed without any effort and everything worked perfect and smooth. I recommend it 100%. rnThank you.

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Rebecca M.

February 22nd, 2023

Haven't used yet but I will check it out tomorrow

Reply from Staff

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Shirley T.

April 14th, 2021

Quit Claim deed for North Carolina did not include all of the information I needed (two separate notary sections), but I was able to re-create another notary section in Word, and then insert it in the appropriate place after printing both documents. Otherwise, the document worked as described.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Thomas D.

April 30th, 2020

The documents themselves are fine and the information provided with them is helpful. I find the actual processing of the documents, however, to be difficult particularly once the document has been saved. First, I note that the box for the date only allows entry of the last 2 digits of the year. Unfortunately, my download only allows me to enter one of the 2 digits required. When I delete it repeatedly, it eventually allows both digits to be entered but puts them in extremely small text and in superscrypt. I have not found a solution to this problem and am not sure the deed can even be recorded with this problem.

Another problem is that if you try to revise the document after you have saved it the curser goes to the end of the line after each key entry. This means that there basically is no way to efficiently save the document for reworking later since you will have to delete everything you have entered in the text box unless you only need to make a single keystroke change or are willing to replace the curser after each entry. Try that with a long property description!

Please note that I am using a Mac to prepare my documents and perhaps this is part of an "incompatibility problem". However, I didn't see a disclaimer regarding Mac use and so would expect the documents to perform correctly. Overall, I give the program a "2 star" rating because I am experiencing significant difficulties in entering dates in the documents even before saving them and because saving your work for later revision appears to be basically unworkable.













Reply from Staff

Thank you for your feedback Thomas, we appreciate you being specific about the issues you encountered. Adobe and Mac have a fairly long history of issues working together.

James E.

December 1st, 2020

Forms were available for immediate download. Examples were helpful in completing form.

Reply from Staff

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Josephine R.

November 18th, 2019

Completed, notarized, and recorded with no issues.

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Cheryl G.

January 20th, 2021

Everyhing went smoothly

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November 23rd, 2020

Easy to use and quick turnaround. I would use again.

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August 23rd, 2021

The service was very clear and direct. I was able to get everything I need right now.
Your website is set up well.
Thank you

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Barbara W.

June 9th, 2021

Easy website to navigate. Found the form I needed within seconds. Thank you

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Benjamin A.

November 27th, 2019

This method seems simple for me to complete. Wish me luck.

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JOHN H.

July 20th, 2022

It was simple and fast thanks so much.

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Donald P.

November 12th, 2019

Very fast and efficient. Easy to fill out but was upset the latest tax exemptions ruled in 2014 did not seem to be included. Exclusion of sale to blood relatives, etc. _ the one I needed.

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