Richland County Mortgage Security Agreement and Promissory Note Form (North Dakota)

All Richland County specific forms and documents listed below are included in your immediate download package:

Mortgage Form

Richland County Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Richland County compliant document last validated/updated 11/14/2024

Mortgage Guidelines

Richland County Mortgage Guidelines

Line by line guide explaining every blank on the form.
Included Richland County compliant document last validated/updated 10/10/2024

Completed Example of the Mortgage Document

Richland County Completed Example of the Mortgage Document

Example of a properly completed form for reference.
Included Richland County compliant document last validated/updated 11/12/2024

Promissory Note Form

Richland County Promissory Note Form

Note that is secured by the Mortgage Agreement.
Included Richland County compliant document last validated/updated 11/25/2024

Promissory Note Guidelines

Richland County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Richland County compliant document last validated/updated 12/17/2024

Completed Example of the Promissory Note Document

Richland County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.
Included Richland County compliant document last validated/updated 12/5/2024

Annual Accounting Statement Form

Richland County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.
Included Richland County compliant document last validated/updated 11/20/2024

When using these Mortgage Security Agreement and Promissory Note forms, the subject real estate must be physically located in Richland County. The executed documents should then be recorded in the following office:

Richland County Recorder

418 2nd Ave North, Wahpeton, North Dakota 58075

Hours: 8:00 to 5:00 M-F

Phone: (701) 642-7800

Local jurisdictions located in Richland County include:

  • Abercrombie
  • Barney
  • Christine
  • Colfax
  • Fairmount
  • Hankinson
  • Lidgerwood
  • Mantador
  • Mcleod
  • Mooreton
  • Wahpeton
  • Walcott
  • Wyndmere

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Richland County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Richland County using our eRecording service.
Are these forms guaranteed to be recordable in Richland County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Richland County including margin requirements, content requirements, font and font size requirements.

Can the Mortgage Security Agreement and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Richland County that you need to transfer you would only need to order our forms once for all of your properties in Richland County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by North Dakota or Richland County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Richland County Mortgage Security Agreement and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

35-03-01.2. Nature, extent, and effect of lien - Security not to be impaired.

1. A mortgage is a lien upon everything that would pass by a grant of the property, and upon nothing more.

2. A mortgage is a lien upon the property mortgaged in the hands of everyone claiming under the mortgagor subsequently to its execution, except purchasers and encumbrancers in good faith without notice and for value.

3. Real property held adversely to the mortgagor may be mortgaged, and such a mortgage takes effect from the time at which the mortgagor or one claiming under the mortgagor obtains possession of the property and has precedence over every lien upon the mortgagor's interest in the property created subsequently to the recording of the mortgage.

4. Title acquired by the mortgagor subsequent to the execution of the mortgage inures to the mortgagee as security for the debt in like manner as if acquired before the execution.

5. In the absence of an express covenant, a mortgage does not bind the mortgagor personally to perform the act for the performance of which it is a security.

6. A mortgage does not entitle the mortgagee to the possession of the property, but after the execution of a mortgage, the mortgagor may agree to the change of possession without a new consideration.

7. The assignment of a debt secured by a mortgage carries the security with it.

8. No person whose interest is subject to the lien of a mortgage may do any act which will substantially impair the mortgagee's security.

35-03-07. Record - Notice to whom.
The record of a mortgage duly made operates as notice to all subsequent purchasers and encumbrancers.

Use this form to finance residential property, small commercial property, vacant land, condominiums, rental property and planned unit developments. A promissory note and mortgage with stringent default terms can be beneficial to the lender.

(North Dakota Mortgage Package includes forms, guidelines, and completed examples) For use in North Dakota only.

Our Promise

The documents you receive here will meet, or exceed, the Richland County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Richland County Mortgage Security Agreement and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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