Union County Deed of Trust Form (North Carolina)
All Union County specific forms and documents listed below are included in your immediate download package:
Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Union County compliant document last validated/updated 6/10/2024
Deed of Trust Guidelines
Line by line guide explaining every blank on the form.
Included Union County compliant document last validated/updated 9/5/2024
Completed Example of the Deed of Trust Document
Example of a properly completed form for reference.
Included Union County compliant document last validated/updated 9/13/2024
Promissory Note Form
Note that is secured by the Deed of Trust. Can be used for traditional installments or balloon payment.
Included Union County compliant document last validated/updated 9/24/2024
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Union County compliant document last validated/updated 9/30/2024
Completed Example of the Promissory Note Document
This NC Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included Union County compliant document last validated/updated 7/18/2024
Subordination Agreements
Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.
Included Union County compliant document last validated/updated 9/24/2024
Annual Accounting Statement
Mail to borrower for fiscal year reporting.
Included Union County compliant document last validated/updated 9/20/2024
The following North Carolina and Union County supplemental forms are included as a courtesy with your order:
When using these Deed of Trust forms, the subject real estate must be physically located in Union County. The executed documents should then be recorded in the following office:
Union County Register of Deeds
500 N Main St, Suite 239 / PO Box 248, Monroe, North Carolina 28111
Hours: 8:00 to 5:00 M-F
Phone: (704) 283-3727
Local jurisdictions located in Union County include:
- Indian Trail
- Marshville
- Matthews
- Mineral Springs
- Monroe
- Waxhaw
- Wingate
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Union County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Union County using our eRecording service.
Are these forms guaranteed to be recordable in Union County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Union County including margin requirements, content requirements, font and font size requirements.
Can the Deed of Trust forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Union County that you need to transfer you would only need to order our forms once for all of your properties in Union County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by North Carolina or Union County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Union County Deed of Trust forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
A Deed of Trust is commonly used in North Carolina to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Foreclosure by action. The procedure for power of sale foreclosure is contained in Article 2A in Chapter 45 of the North Carolina General Statutes.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.
This form can be used by a party selling/financing their own house, rental, condominium or small office building. A Promissory Note and Deed of Trust combined with stringent default terms, can be beneficial to the Lender. The Lender can choose whether the borrower must use the property as their primary residence for the term of the Loan. This can be advantageous for a someone selling a house. Take for example; the borrower moves out and rents the home to someone who diminishes its value or in the case of a small commercial space the Lender wouldn't want the borrower living there because of a financial stress.
The Trustee allows the Grantor/Borrower to collect rents until there is a default. Upon the occurrence of any such event of default, the permission given to Grantor/Borrower to collect such rents, income, maintenance fees and other benefits from the property shall automatically terminate. This can be powerful tool for the Beneficiary/Lender.
The Beneficiary/Lender or Trustee shall have the right and license to go on and into the Subject Real Property to inspect it in order to determine whether the provisions of the Deed of Trust are being kept and performed. This is important because Grantor/Borrower shall take reasonable care of the Subject Real Property and shall maintain them in good repair and condition.
(North Carolina DOT Package includes form, guidelines, and completed example)
Our Promise
The documents you receive here will meet, or exceed, the Union County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Union County Deed of Trust form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4399 Reviews )
Felincia L.
September 28th, 2024
The process was fast and efficient. I did get a bit confused after entering info for my package but soon realized I had completed this part of the process and only needed to leave the page and wait for review of the document and then the invoice. It was pretty simple. After payment of the invoice I was notified that the document had been submitted. A few hours later I received notice that the document was recorded by the city. It was fast!
We are motivated by your feedback to continue delivering excellence. Thank you!
HEATHER M.
September 27th, 2024
The guide I needed was very easy to understand and the template was easy to complete. I had a property attorney review the deed before I had it registered and she was impressed. She said she couldn't have written it better herself! Definitely worth the money instead of paying high dollar attorney fees for a simple task.
Your feedback is greatly appreciated. Thank you for taking the time to share your experience!
Linda D.
September 23rd, 2024
very efficient and easy to use online platform. I reviewed several different sites before I settle on this one. Took my deed to the courthouse today and recorded it with no problems.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Timothy K.
April 7th, 2021
Excellent service. Fast turnaround within one day. Reasonable pricing for services.
Thank you!
George Y.
June 24th, 2021
Thought it was great, no issues. Very convenient especially dealing with difficult municipalities and a post COVID world. Thanks
Thank you for your feedback. We really appreciate it. Have a great day!
Robert L.
August 27th, 2020
Fairly easy to use process and somewhat reasonably priced. Printed guide and sample filled in can be very helpful, too.
Thank you for your feedback. We really appreciate it. Have a great day!
TEDDY Y.
January 29th, 2022
this experience was made possible with the ease of using your service thank you
Thank you!
Paula M.
October 15th, 2021
So far it seems good. I am still trying to send information to this company so they can help me with the deed.
Thank you for your feedback. We really appreciate it. Have a great day!
Kelly W.
March 26th, 2020
Great resource! Wish you could expand to more than just deeds, but then you would have to rename it. :)
Thanks!
Kelly
Thank you!
Roberta U.
August 4th, 2022
Thanks for the quick reply Will use in future. Thanksgivings
Thank you!
Craig H.
August 18th, 2022
Awesome service! It was so quick and easy.
Thank you for your feedback. We really appreciate it. Have a great day!
Gladys F.
September 21st, 2020
The process was very friendly and easy to use. I appreciated the status updates as well as clear instructions on what was needed to get the file ready for recording.
Thank you!
John C N.
June 17th, 2023
Just the website I needed.
Very detailed and efficient.
Thank you for taking the time to provide your feedback John, we really appreciate it. Have an amazing day!
Fred P.
April 1st, 2021
Great website to get your state and county forms.
Thank you!
Jeane W.
April 13th, 2024
I needed to add my partner to my warranty deed and deeds.com made it easy to understand what form I needed, attached a great explanation of the form and a sample of the form filled out. Couldn't be happier. In fact I'm researching a Revocable Transfer on Death Deed now and they've given me the confidence to rewrite my own will on my own.
Your feedback is greatly appreciated. Thank you for taking the time to share your experience!