Mcdowell County Deed of Trust Form (North Carolina)
All Mcdowell County specific forms and documents listed below are included in your immediate download package:
Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Mcdowell County compliant document last validated/updated 10/16/2024
Deed of Trust Guidelines
Line by line guide explaining every blank on the form.
Included Mcdowell County compliant document last validated/updated 9/5/2024
Completed Example of the Deed of Trust Document
Example of a properly completed form for reference.
Included Mcdowell County compliant document last validated/updated 10/11/2024
Promissory Note Form
Note that is secured by the Deed of Trust. Can be used for traditional installments or balloon payment.
Included Mcdowell County compliant document last validated/updated 9/24/2024
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Mcdowell County compliant document last validated/updated 10/25/2024
Completed Example of the Promissory Note Document
This NC Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included Mcdowell County compliant document last validated/updated 11/20/2024
Subordination Agreements
Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.
Included Mcdowell County compliant document last validated/updated 11/8/2024
Annual Accounting Statement
Mail to borrower for fiscal year reporting.
Included Mcdowell County compliant document last validated/updated 9/20/2024
The following North Carolina and Mcdowell County supplemental forms are included as a courtesy with your order:
When using these Deed of Trust forms, the subject real estate must be physically located in Mcdowell County. The executed documents should then be recorded in the following office:
McDowell County Register of Deeds
Courthouse - 21 S Main St, Suite A, Marion, North Carolina 28752
Hours: 8:30am-5:00pm M-F
Phone: (828) 652-4727
Local jurisdictions located in Mcdowell County include:
- Glenwood
- Little Switzerland
- Marion
- Nebo
- Old Fort
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Mcdowell County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Mcdowell County using our eRecording service.
Are these forms guaranteed to be recordable in Mcdowell County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Mcdowell County including margin requirements, content requirements, font and font size requirements.
Can the Deed of Trust forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Mcdowell County that you need to transfer you would only need to order our forms once for all of your properties in Mcdowell County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by North Carolina or Mcdowell County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Mcdowell County Deed of Trust forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
A Deed of Trust is commonly used in North Carolina to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Foreclosure by action. The procedure for power of sale foreclosure is contained in Article 2A in Chapter 45 of the North Carolina General Statutes.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.
This form can be used by a party selling/financing their own house, rental, condominium or small office building. A Promissory Note and Deed of Trust combined with stringent default terms, can be beneficial to the Lender. The Lender can choose whether the borrower must use the property as their primary residence for the term of the Loan. This can be advantageous for a someone selling a house. Take for example; the borrower moves out and rents the home to someone who diminishes its value or in the case of a small commercial space the Lender wouldn't want the borrower living there because of a financial stress.
The Trustee allows the Grantor/Borrower to collect rents until there is a default. Upon the occurrence of any such event of default, the permission given to Grantor/Borrower to collect such rents, income, maintenance fees and other benefits from the property shall automatically terminate. This can be powerful tool for the Beneficiary/Lender.
The Beneficiary/Lender or Trustee shall have the right and license to go on and into the Subject Real Property to inspect it in order to determine whether the provisions of the Deed of Trust are being kept and performed. This is important because Grantor/Borrower shall take reasonable care of the Subject Real Property and shall maintain them in good repair and condition.
(North Carolina DOT Package includes form, guidelines, and completed example)
Our Promise
The documents you receive here will meet, or exceed, the Mcdowell County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Mcdowell County Deed of Trust form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4435 Reviews )
Zennell W.
November 24th, 2024
Quick fast and easy transaction.
We are grateful for your feedback and looking forward to serving you again. Thank you!
James S.
November 21st, 2024
Forms used, created quitclaim deed that the county accepted without a second look (turns out they see deeds.com forms regularly via erecording and in person). Will be back for any real estate related forms I need and they carry. Will always be my first stop. Also, will use erecording next time, mad I didn't see it this time.
Thanks for the kind words James, glad we could help. Look forward to seeing you again.
Thomas G.
November 21st, 2024
Wasn’t what I expected
Sorry to hear that your expectations were missed. Your order has been canceled. We do hope that you find something more suitable to your expectations elsewhere. Do keep in mind that purchasing legal forms should not be an exploratory endeavor.
Carol O.
April 3rd, 2023
Easy process as I had an example of my other property deeds to work from plus my most current Real Estate Tax forms.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Patricia W.
September 12th, 2020
Had to have help because unable to put phone number in your format. Daughter figured a way around the problem. I am 80 years old but capable of filling out simple forms but not when the format creates problems.
Thank you for your feedback. We really appreciate it. Have a great day!
Adriana V.
July 2nd, 2020
Excellent and a very fast way to release important documents. Thank you very much.
Thank you!
Gary T.
February 29th, 2020
Thanks so much. Lawyers wanted $150 but with your help and my facts I knocked it out in less than 1 Hour
Thank you for your feedback. We really appreciate it. Have a great day!
Dennis S.
October 24th, 2020
I am still working on the forms. I am having problems doing the forms as you can only save as pdf and it is difficult to change or modify the pdf. You have to purchase a pdf convertor program.
but all seems to be there to do the deed submittals.
Thank you for your feedback. We really appreciate it. Have a great day!
Audrey T.
August 18th, 2020
The info was good for the money, but not all that I needed.
Thank you for your feedback. We really appreciate it. Have a great day!
Jill A.
March 26th, 2021
Finding current forms in one place helps simplify the process. Thank you.
Thank you!
Pierre M.
October 13th, 2020
The form was very easy to fill out. The instructions were clear. Overall, a very user friendly product that made my job easier. Thanks you.
Thank you!
Rafael R.
May 9th, 2019
This was my first time using Deed.com. It was easier than I expected. The service is more convenient than filing documents in person or by mail. The response from Deeds.com upon the submission of my order was almost instantaneous.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Thomas M.
May 20th, 2021
Thomas hopefully these are the correct forms I need wish me luck
Thank you!
tom s.
May 13th, 2021
Easier than I had expected. Was looking for the 'I have to get information that I don't understand' part which never appeared.
Thank you
Thank you!
Mack H.
July 16th, 2020
I got what I was looking for! Turned out well and like I thought it would.
Thank you!