Graham County Deed of Trust Form (North Carolina)
All Graham County specific forms and documents listed below are included in your immediate download package:
Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Graham County compliant document last validated/updated 6/10/2024
Deed of Trust Guidelines
Line by line guide explaining every blank on the form.
Included Graham County compliant document last validated/updated 6/14/2024
Completed Example of the Deed of Trust Document
Example of a properly completed form for reference.
Included Graham County compliant document last validated/updated 5/1/2024
Promissory Note Form
Note that is secured by the Deed of Trust. Can be used for traditional installments or balloon payment.
Included Graham County compliant document last validated/updated 7/12/2024
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Graham County compliant document last validated/updated 10/30/2023
Completed Example of the Promissory Note Document
This NC Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included Graham County compliant document last validated/updated 7/18/2024
Subordination Agreements
Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.
Included Graham County compliant document last validated/updated 8/12/2024
Annual Accounting Statement
Mail to borrower for fiscal year reporting.
Included Graham County compliant document last validated/updated 7/9/2024
The following North Carolina and Graham County supplemental forms are included as a courtesy with your order:
When using these Deed of Trust forms, the subject real estate must be physically located in Graham County. The executed documents should then be recorded in the following office:
Graham County Register of Deeds
12 North Main St, Robbinsville, North Carolina 28771
Hours: 8:30 to 5:00 M-F
Phone: (828) 479-7971
Local jurisdictions located in Graham County include:
- Fontana Dam
- Robbinsville
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Graham County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Graham County using our eRecording service.
Are these forms guaranteed to be recordable in Graham County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Graham County including margin requirements, content requirements, font and font size requirements.
Can the Deed of Trust forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Graham County that you need to transfer you would only need to order our forms once for all of your properties in Graham County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by North Carolina or Graham County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Graham County Deed of Trust forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
A Deed of Trust is commonly used in North Carolina to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Foreclosure by action. The procedure for power of sale foreclosure is contained in Article 2A in Chapter 45 of the North Carolina General Statutes.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.
This form can be used by a party selling/financing their own house, rental, condominium or small office building. A Promissory Note and Deed of Trust combined with stringent default terms, can be beneficial to the Lender. The Lender can choose whether the borrower must use the property as their primary residence for the term of the Loan. This can be advantageous for a someone selling a house. Take for example; the borrower moves out and rents the home to someone who diminishes its value or in the case of a small commercial space the Lender wouldn't want the borrower living there because of a financial stress.
The Trustee allows the Grantor/Borrower to collect rents until there is a default. Upon the occurrence of any such event of default, the permission given to Grantor/Borrower to collect such rents, income, maintenance fees and other benefits from the property shall automatically terminate. This can be powerful tool for the Beneficiary/Lender.
The Beneficiary/Lender or Trustee shall have the right and license to go on and into the Subject Real Property to inspect it in order to determine whether the provisions of the Deed of Trust are being kept and performed. This is important because Grantor/Borrower shall take reasonable care of the Subject Real Property and shall maintain them in good repair and condition.
(North Carolina DOT Package includes form, guidelines, and completed example)
Our Promise
The documents you receive here will meet, or exceed, the Graham County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Graham County Deed of Trust form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4377 Reviews )
Scott M.
August 21st, 2024
Complete Package rndon't spend good money for a title co. to do this
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Stephen B.
August 21st, 2024
This was the first time to use the Deeds.com website for preparing my deed document. This was painless and easy to follow the instructions and sample package for filling in the blank boxes document. The city clerk was impressed to review my document and easily filed my deed record without questions. I would recommend anyone to prepare a legal form that is available from the Deeds.com website.
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Desiree R.
August 19th, 2024
very easy to use
We are delighted to have been of service. Thank you for the positive review!
virginia a.
May 15th, 2022
Thank you for the prompt instructions on the download and installation. The only problem I had was trying to input data into the form once I renamed the form.and saved it. I was unable to change the size of the font and was very frustrated. In the end I finally had to redo the entire form through Word using your format.
Thank you!
Anne B.
July 29th, 2020
Great experience! It was so easy and quick. We will definitely use the service again.
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Daniel D.
June 3rd, 2019
Easier than I expected. I followed the downloaded examples step by step, and before I knew it, the form was completed correctly and good to go.
Thank you,
Daniel D.
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Dawn L.
May 26th, 2022
Not totally satisfied as unable to edit as needed on signature page of the deed. I want to be able to date the document and don't want the verbage "signed, sealed and delivered in the presence of" to appear and cannot remove it. The notary will make his or her own statement below as to the date executed.
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Debra W.
December 24th, 2018
I found this site a must. It provided all the forms I needed to file a Quit Claim Deed. I filed what use to be called a Quick Claim Deed 30 years ago. You only had to file the one form. Today it is called a Quit Claim Deed. The pack provided forms that I had no idea had to be filed with the Quit Claim Deed. I would not have known this otherwise if the option hadn't presented itself. Thank you!
Thanks for taking the time to leave your feedback Debra, we really appreciate it.
Travis S.
February 25th, 2020
Glad this existed.
Thank you!
Daniel D.
April 22nd, 2019
quick and easy
Thank you Daniel.
Lawrence N.
August 31st, 2020
Very easy and convenient to use. Low cost and saves a trip to the courthouse and/or having to do mailing(s)
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Stephanie P.
December 9th, 2020
So far Deeds.com has done everything they say they'll do and very promptly.
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Charles B.
December 14th, 2019
Excellent andeasy to navigate website for non-lawyers. Needed some forms for a specific county in a specific state, and Deeds.com took me right there, where I downloaded the forms and a guide on how to fill them out.
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Jo Anne C.
February 1st, 2021
Excellent documentation. Thank you.
Thank you for your feedback. We really appreciate it. Have a great day!
David S.
April 6th, 2024
This site was recommended by my County's Clerks office website. Let me tell you when I received my specific State and County's Quit Claim Deed forms from Deeds.com, every conceivable form that could be needed in addition to the full instructions, and a sample filled out form, I was impressed (five stars) and made things so easy for me to feel confident in my legal activity on a land transaction.
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