Craven County Deed of Trust Form (North Carolina)

All Craven County specific forms and documents listed below are included in your immediate download package:

Deed of Trust Form

Craven County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Craven County compliant document last validated/updated 10/16/2024

Deed of Trust Guidelines

Craven County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.
Included Craven County compliant document last validated/updated 9/5/2024

Completed Example of the Deed of Trust Document

Craven County Completed Example of the Deed of Trust Document

Example of a properly completed form for reference.
Included Craven County compliant document last validated/updated 10/11/2024

Promissory Note Form

Craven County Promissory Note Form

Note that is secured by the Deed of Trust. Can be used for traditional installments or balloon payment.
Included Craven County compliant document last validated/updated 9/24/2024

Promissory Note Guidelines

Craven County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Craven County compliant document last validated/updated 10/25/2024

Completed Example of the Promissory Note Document

Craven County Completed Example of the Promissory Note Document

This NC Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included Craven County compliant document last validated/updated 11/20/2024

Subordination Agreements

Craven County Subordination Agreements

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.
Included Craven County compliant document last validated/updated 11/8/2024

Annual Accounting Statement

Craven County Annual Accounting Statement

Mail to borrower for fiscal year reporting.
Included Craven County compliant document last validated/updated 9/20/2024

The following North Carolina and Craven County supplemental forms are included as a courtesy with your order:

When using these Deed of Trust forms, the subject real estate must be physically located in Craven County. The executed documents should then be recorded in the following office:

Craven County Register of Deeds

226 Pollock St, New Bern, North Carolina 28560

Hours: 8:00am-5:00pm M-F / Recording cut-off 4:30pm

Phone: (252) 636-6617

Local jurisdictions located in Craven County include:

  • Bridgeton
  • Cherry Point
  • Cove City
  • Dover
  • Ernul
  • Havelock
  • New Bern
  • Vanceboro

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Craven County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Craven County using our eRecording service.
Are these forms guaranteed to be recordable in Craven County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Craven County including margin requirements, content requirements, font and font size requirements.

Can the Deed of Trust forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Craven County that you need to transfer you would only need to order our forms once for all of your properties in Craven County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by North Carolina or Craven County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Craven County Deed of Trust forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

A Deed of Trust is commonly used in North Carolina to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Foreclosure by action. The procedure for power of sale foreclosure is contained in Article 2A in Chapter 45 of the North Carolina General Statutes.

There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)

Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.
This form can be used by a party selling/financing their own house, rental, condominium or small office building. A Promissory Note and Deed of Trust combined with stringent default terms, can be beneficial to the Lender. The Lender can choose whether the borrower must use the property as their primary residence for the term of the Loan. This can be advantageous for a someone selling a house. Take for example; the borrower moves out and rents the home to someone who diminishes its value or in the case of a small commercial space the Lender wouldn't want the borrower living there because of a financial stress.

The Trustee allows the Grantor/Borrower to collect rents until there is a default. Upon the occurrence of any such event of default, the permission given to Grantor/Borrower to collect such rents, income, maintenance fees and other benefits from the property shall automatically terminate. This can be powerful tool for the Beneficiary/Lender.

The Beneficiary/Lender or Trustee shall have the right and license to go on and into the Subject Real Property to inspect it in order to determine whether the provisions of the Deed of Trust are being kept and performed. This is important because Grantor/Borrower shall take reasonable care of the Subject Real Property and shall maintain them in good repair and condition.

(North Carolina DOT Package includes form, guidelines, and completed example)

Our Promise

The documents you receive here will meet, or exceed, the Craven County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Craven County Deed of Trust form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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November 24th, 2024

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James S.

November 21st, 2024

Forms used, created quitclaim deed that the county accepted without a second look (turns out they see deeds.com forms regularly via erecording and in person). Will be back for any real estate related forms I need and they carry. Will always be my first stop. Also, will use erecording next time, mad I didn't see it this time.

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November 21st, 2024

Wasn’t what I expected

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November 27th, 2019

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July 21st, 2021

The product is as advertised. I was unable to navigate this process because It is complicated and I am concerned about doing it wrong. The law is written in stupid language to make it difficult for all and keep the layering business going. Its a solid form but did not work for me. Thanks
Chris

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November 15th, 2019

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Pricing seems fair compared to other services and much more efficient that filing "over the counter."

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November 20th, 2021

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October 12th, 2019

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June 2nd, 2020

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May 11th, 2023

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December 4th, 2020

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December 16th, 2021

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September 25th, 2019

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Tracy M.

July 9th, 2020

The form is easy to use. However, the quit claim deed form seems to be for parcel of land, because the word "real property" is not in the form.

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