Chatham County Deed of Trust Form (North Carolina)

All Chatham County specific forms and documents listed below are included in your immediate download package:

Deed of Trust Form

Chatham County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Chatham County compliant document last validated/updated 10/16/2024

Deed of Trust Guidelines

Chatham County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.
Included Chatham County compliant document last validated/updated 9/5/2024

Completed Example of the Deed of Trust Document

Chatham County Completed Example of the Deed of Trust Document

Example of a properly completed form for reference.
Included Chatham County compliant document last validated/updated 10/11/2024

Promissory Note Form

Chatham County Promissory Note Form

Note that is secured by the Deed of Trust. Can be used for traditional installments or balloon payment.
Included Chatham County compliant document last validated/updated 9/24/2024

Promissory Note Guidelines

Chatham County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Chatham County compliant document last validated/updated 10/25/2024

Completed Example of the Promissory Note Document

Chatham County Completed Example of the Promissory Note Document

This NC Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included Chatham County compliant document last validated/updated 11/20/2024

Subordination Agreements

Chatham County Subordination Agreements

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.
Included Chatham County compliant document last validated/updated 11/8/2024

Annual Accounting Statement

Chatham County Annual Accounting Statement

Mail to borrower for fiscal year reporting.
Included Chatham County compliant document last validated/updated 9/20/2024

The following North Carolina and Chatham County supplemental forms are included as a courtesy with your order:

When using these Deed of Trust forms, the subject real estate must be physically located in Chatham County. The executed documents should then be recorded in the following office:

Chatham County Register of Deeds

Courthouse Annex - 12 East St, 1st floor / PO Box 756, Pittsboro, North Carolina 27312

Hours: 8:00 to 5:00 Monday through Friday / Recording until 4:30

Phone: (919) 542-8235

Local jurisdictions located in Chatham County include:

  • Bear Creek
  • Bennett
  • Bonlee
  • Bynum
  • Goldston
  • Gulf
  • Moncure
  • Pittsboro
  • Siler City

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Chatham County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Chatham County using our eRecording service.
Are these forms guaranteed to be recordable in Chatham County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Chatham County including margin requirements, content requirements, font and font size requirements.

Can the Deed of Trust forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Chatham County that you need to transfer you would only need to order our forms once for all of your properties in Chatham County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by North Carolina or Chatham County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Chatham County Deed of Trust forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

A Deed of Trust is commonly used in North Carolina to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Foreclosure by action. The procedure for power of sale foreclosure is contained in Article 2A in Chapter 45 of the North Carolina General Statutes.

There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)

Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.
This form can be used by a party selling/financing their own house, rental, condominium or small office building. A Promissory Note and Deed of Trust combined with stringent default terms, can be beneficial to the Lender. The Lender can choose whether the borrower must use the property as their primary residence for the term of the Loan. This can be advantageous for a someone selling a house. Take for example; the borrower moves out and rents the home to someone who diminishes its value or in the case of a small commercial space the Lender wouldn't want the borrower living there because of a financial stress.

The Trustee allows the Grantor/Borrower to collect rents until there is a default. Upon the occurrence of any such event of default, the permission given to Grantor/Borrower to collect such rents, income, maintenance fees and other benefits from the property shall automatically terminate. This can be powerful tool for the Beneficiary/Lender.

The Beneficiary/Lender or Trustee shall have the right and license to go on and into the Subject Real Property to inspect it in order to determine whether the provisions of the Deed of Trust are being kept and performed. This is important because Grantor/Borrower shall take reasonable care of the Subject Real Property and shall maintain them in good repair and condition.

(North Carolina DOT Package includes form, guidelines, and completed example)

Our Promise

The documents you receive here will meet, or exceed, the Chatham County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Chatham County Deed of Trust form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4435 Reviews )

Zennell W.

November 24th, 2024

Quick fast and easy transaction.

Reply from Staff

We are grateful for your feedback and looking forward to serving you again. Thank you!

James S.

November 21st, 2024

Forms used, created quitclaim deed that the county accepted without a second look (turns out they see deeds.com forms regularly via erecording and in person). Will be back for any real estate related forms I need and they carry. Will always be my first stop. Also, will use erecording next time, mad I didn't see it this time.

Reply from Staff

Thanks for the kind words James, glad we could help. Look forward to seeing you again.

Thomas G.

November 21st, 2024

Wasn’t what I expected

Reply from Staff

Sorry to hear that your expectations were missed. Your order has been canceled. We do hope that you find something more suitable to your expectations elsewhere. Do keep in mind that purchasing legal forms should not be an exploratory endeavor.

Mary K.

October 25th, 2020

Fantastic way to record any deed! Done in less than a few hours, right to your inbox. Very small fee compared to driving to office or waiting for the mail.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Colleen N.

March 30th, 2021

The instruction were very clear and the sample was also very helpful.

Reply from Staff

Thank you!

Agnes I H.

January 28th, 2019

Good knowing the price right up front...and not a FREE one you pay at the end....

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Christi W.

December 9th, 2020

Very simple and made recording a breeze. Worth the fee!

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

GARY S.

March 16th, 2021

The forms were just what i needed and for the county i needed thankyou so much

Reply from Staff

Thank you!

Rodney S.

October 7th, 2021

Good service; thank you.

Reply from Staff

Thank you!

Michael L.

September 5th, 2020

Pretty good stuff, not exactly clear on the deed transfer costs and all

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

JOHNNY M.

September 28th, 2019

The information provided is quite thorough.I recommend this Site to anyone, in need of Material for Quit Claim Deeds.

Reply from Staff

Thank you!

Jackson J.

June 4th, 2019

Thank you for your help the website is simple and easy to use and dealing with this county for the 1st time there were a few things i was not too sure about but your staff was prompt and responsive and anytime there was a glitch we were promptly able to resolve the issue until the deed was accepted and recorded by the county great service thanks again.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

curtice c.

September 30th, 2022

I bought the Transfer on Death Deed documents.
Great product and the accompanying example and guides were great.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Carl T.

May 21st, 2020

Very simple to download and manage. very Impressed!

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Stuart P.

May 14th, 2021

Easy and fast. I'll use this service for all my recordings

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!