Cabarrus County Deed of Trust Form (North Carolina)
All Cabarrus County specific forms and documents listed below are included in your immediate download package:
Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Cabarrus County compliant document last validated/updated 10/16/2024
Deed of Trust Guidelines
Line by line guide explaining every blank on the form.
Included Cabarrus County compliant document last validated/updated 9/5/2024
Completed Example of the Deed of Trust Document
Example of a properly completed form for reference.
Included Cabarrus County compliant document last validated/updated 10/11/2024
Promissory Note Form
Note that is secured by the Deed of Trust. Can be used for traditional installments or balloon payment.
Included Cabarrus County compliant document last validated/updated 9/24/2024
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Cabarrus County compliant document last validated/updated 10/25/2024
Completed Example of the Promissory Note Document
This NC Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included Cabarrus County compliant document last validated/updated 11/20/2024
Subordination Agreements
Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.
Included Cabarrus County compliant document last validated/updated 11/8/2024
Annual Accounting Statement
Mail to borrower for fiscal year reporting.
Included Cabarrus County compliant document last validated/updated 9/20/2024
The following North Carolina and Cabarrus County supplemental forms are included as a courtesy with your order:
When using these Deed of Trust forms, the subject real estate must be physically located in Cabarrus County. The executed documents should then be recorded in the following office:
Cabarrus County Register of Deeds
Governmental Center - 65 Church St SE, Concord, North Carolina 28025
Hours: 8:00am-5:00pm M-F / Recording until 4:30pm
Phone: (704) 920-2112
Local jurisdictions located in Cabarrus County include:
- Concord
- Harrisburg
- Kannapolis
- Midland
- Mount Pleasant
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Cabarrus County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Cabarrus County using our eRecording service.
Are these forms guaranteed to be recordable in Cabarrus County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Cabarrus County including margin requirements, content requirements, font and font size requirements.
Can the Deed of Trust forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Cabarrus County that you need to transfer you would only need to order our forms once for all of your properties in Cabarrus County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by North Carolina or Cabarrus County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Cabarrus County Deed of Trust forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
A Deed of Trust is commonly used in North Carolina to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Foreclosure by action. The procedure for power of sale foreclosure is contained in Article 2A in Chapter 45 of the North Carolina General Statutes.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.
This form can be used by a party selling/financing their own house, rental, condominium or small office building. A Promissory Note and Deed of Trust combined with stringent default terms, can be beneficial to the Lender. The Lender can choose whether the borrower must use the property as their primary residence for the term of the Loan. This can be advantageous for a someone selling a house. Take for example; the borrower moves out and rents the home to someone who diminishes its value or in the case of a small commercial space the Lender wouldn't want the borrower living there because of a financial stress.
The Trustee allows the Grantor/Borrower to collect rents until there is a default. Upon the occurrence of any such event of default, the permission given to Grantor/Borrower to collect such rents, income, maintenance fees and other benefits from the property shall automatically terminate. This can be powerful tool for the Beneficiary/Lender.
The Beneficiary/Lender or Trustee shall have the right and license to go on and into the Subject Real Property to inspect it in order to determine whether the provisions of the Deed of Trust are being kept and performed. This is important because Grantor/Borrower shall take reasonable care of the Subject Real Property and shall maintain them in good repair and condition.
(North Carolina DOT Package includes form, guidelines, and completed example)
Our Promise
The documents you receive here will meet, or exceed, the Cabarrus County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Cabarrus County Deed of Trust form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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Zennell W.
November 24th, 2024
Quick fast and easy transaction.
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James S.
November 21st, 2024
Forms used, created quitclaim deed that the county accepted without a second look (turns out they see deeds.com forms regularly via erecording and in person). Will be back for any real estate related forms I need and they carry. Will always be my first stop. Also, will use erecording next time, mad I didn't see it this time.
Thanks for the kind words James, glad we could help. Look forward to seeing you again.
Thomas G.
November 21st, 2024
Wasn’t what I expected
Sorry to hear that your expectations were missed. Your order has been canceled. We do hope that you find something more suitable to your expectations elsewhere. Do keep in mind that purchasing legal forms should not be an exploratory endeavor.
Gary H.
October 18th, 2023
The package was very helpful and very easy to use. I saved me a lot of time and eliminated attorneys being involved. I would highly recommend your forms.
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September 13th, 2020
Quick and easy. A very good value even without COVID complications. Since we DO have COVID complications this is perfect.
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Shirley C.
November 17th, 2019
I liked that the documents could be filled in on my computer. All the documents came out nice, better than I expected really.
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Erika K.
July 3rd, 2020
Very Easy to use, especially since the county recorder's office is closed due to COVID-19
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Ray L.
February 8th, 2019
Thank you, I am very satisfied with the process and will provide a final review after the documents are completed and accepted by the state.
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Michael W.
October 21st, 2022
Easy to use and fast
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Douglas C.
July 24th, 2020
Even for a novice like me, this site was easy to use, with very clear & simple options and instructions. I wish every web site was as good!
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Marilyn C.
April 6th, 2020
My document got recorded right away. Thank you! Will use again in the future when needed.
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LEVELL H.
April 20th, 2021
I was very pleased with the ease in use of the forms. I suggest making sure the sample copy is totally aligned with the exact same parts. I was a little confused about the portion "Subject to.."
It was easy to make corrections, additions, etc because the page remained open, and I didn't have to re=open the forms continuously.
Thank you!
Austin S.
August 13th, 2020
Everything is done in a timely manner which is very much appreciated.
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Michael L.
December 28th, 2018
I accidentally ordered the wrong deed package. Was looking for a quit claim deed and got a trustee deed. I immediately emailed the company, nothing back from them. I would like to exchange my purchase.
Thank you for your feedback. We replied to your message on December 20th at 2:05 pm, the reply was as follows: As a one time courtesy we have canceled your order/payment for the Trustee Deed document.
Mary L M.
November 1st, 2022
Your website was very helpful & easy to use
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