Avery County Deed of Trust Form (North Carolina)
All Avery County specific forms and documents listed below are included in your immediate download package:
Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Avery County compliant document last validated/updated 10/16/2024
Deed of Trust Guidelines
Line by line guide explaining every blank on the form.
Included Avery County compliant document last validated/updated 9/5/2024
Completed Example of the Deed of Trust Document
Example of a properly completed form for reference.
Included Avery County compliant document last validated/updated 10/11/2024
Promissory Note Form
Note that is secured by the Deed of Trust. Can be used for traditional installments or balloon payment.
Included Avery County compliant document last validated/updated 9/24/2024
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Avery County compliant document last validated/updated 10/25/2024
Completed Example of the Promissory Note Document
This NC Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included Avery County compliant document last validated/updated 11/20/2024
Subordination Agreements
Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.
Included Avery County compliant document last validated/updated 11/8/2024
Annual Accounting Statement
Mail to borrower for fiscal year reporting.
Included Avery County compliant document last validated/updated 9/20/2024
The following North Carolina and Avery County supplemental forms are included as a courtesy with your order:
When using these Deed of Trust forms, the subject real estate must be physically located in Avery County. The executed documents should then be recorded in the following office:
Avery County Register of Deeds
200 Montezuma St / PO Box 87, Newland, North Carolina 28657
Hours: 8:00 to 4:30 Monday through Friday / Recording until 4:15
Phone: (828) 733-8260
Local jurisdictions located in Avery County include:
- Banner Elk
- Crossnore
- Elk Park
- Linville
- Minneapolis
- Montezuma
- Newland
- Pineola
- Plumtree
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Avery County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Avery County using our eRecording service.
Are these forms guaranteed to be recordable in Avery County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Avery County including margin requirements, content requirements, font and font size requirements.
Can the Deed of Trust forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Avery County that you need to transfer you would only need to order our forms once for all of your properties in Avery County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by North Carolina or Avery County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Avery County Deed of Trust forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
A Deed of Trust is commonly used in North Carolina to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Foreclosure by action. The procedure for power of sale foreclosure is contained in Article 2A in Chapter 45 of the North Carolina General Statutes.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.
This form can be used by a party selling/financing their own house, rental, condominium or small office building. A Promissory Note and Deed of Trust combined with stringent default terms, can be beneficial to the Lender. The Lender can choose whether the borrower must use the property as their primary residence for the term of the Loan. This can be advantageous for a someone selling a house. Take for example; the borrower moves out and rents the home to someone who diminishes its value or in the case of a small commercial space the Lender wouldn't want the borrower living there because of a financial stress.
The Trustee allows the Grantor/Borrower to collect rents until there is a default. Upon the occurrence of any such event of default, the permission given to Grantor/Borrower to collect such rents, income, maintenance fees and other benefits from the property shall automatically terminate. This can be powerful tool for the Beneficiary/Lender.
The Beneficiary/Lender or Trustee shall have the right and license to go on and into the Subject Real Property to inspect it in order to determine whether the provisions of the Deed of Trust are being kept and performed. This is important because Grantor/Borrower shall take reasonable care of the Subject Real Property and shall maintain them in good repair and condition.
(North Carolina DOT Package includes form, guidelines, and completed example)
Our Promise
The documents you receive here will meet, or exceed, the Avery County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Avery County Deed of Trust form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4435 Reviews )
Zennell W.
November 24th, 2024
Quick fast and easy transaction.
We are grateful for your feedback and looking forward to serving you again. Thank you!
James S.
November 21st, 2024
Forms used, created quitclaim deed that the county accepted without a second look (turns out they see deeds.com forms regularly via erecording and in person). Will be back for any real estate related forms I need and they carry. Will always be my first stop. Also, will use erecording next time, mad I didn't see it this time.
Thanks for the kind words James, glad we could help. Look forward to seeing you again.
Thomas G.
November 21st, 2024
Wasn’t what I expected
Sorry to hear that your expectations were missed. Your order has been canceled. We do hope that you find something more suitable to your expectations elsewhere. Do keep in mind that purchasing legal forms should not be an exploratory endeavor.
Matthew L.
September 15th, 2022
I would make just two suggestions.
(1) Create and example showing multiple grantor(s) and
(2) In the same example, show where and estate is conveyed to two or more people.
It would help in knowing the correct format.
Thank you for your feedback. We really appreciate it. Have a great day!
LeVivian H.
June 2nd, 2022
I loved the forms. One suggestion a large family msy need more space to type all sisters and brothers names. Very informative. Thanks.
Thank you for your feedback. We really appreciate it. Have a great day!
Charles F.
January 15th, 2021
I am happy with the document but did not know that it would still have to go before the court. Thought it could be handled by the recorder of deeds.
Thank you for your feedback. We really appreciate it. Have a great day!
Scott K.
July 2nd, 2022
The beneficiary deed was acceptable to the county clerk and my notarized official deed was mailed to me. The Missouri-based deed met with official approval so all is well in the land that time forgot.
Thank you!
Lynnellen S.
May 9th, 2019
My rating is not a 5. Although it had good instructions, it would NOT print the whole document no matter how many times I inputted the names. I ended up writing it in to complete.
I also recommend putting it on one page. I had to pay an additional fees per page and if I had to notarize it, why did I have to find 2 witnesses as well.
I deserve a discount for the time I spent repeatedly putting the same data. I was trying to save money since Im on social security only. It didnt. Get it to work correctly
Thank you for your feedback Lynnellen. Sorry to hear of your struggle with our document. We've gone ahead and refunded your payment. Hope you have a wonderful day.
John B.
December 23rd, 2020
Thorough. Thanks!
Thank you!
Debra D.
January 2nd, 2019
Really good forms, easy to understand and use. The guide was a must have, made the process very simple.
Thank you!
Dianne W.
July 14th, 2020
Thank you for responding so quickly to my question. I was able to locate the form and get everything downloaded. Once I saw the icon, it was easy peasy!!
Thank you!
Nancy C.
August 2nd, 2019
So easy and documents downloaded in a flash. Highly recommended. Just gotta fill out and submit done. Thank You
Thank you!
James C.
November 3rd, 2020
Deed was filed with county quickly. Great service!
Thank you!
Julie L.
April 3rd, 2019
Great documents! with complete instructions and the CTC as well. I work with a lot of recordings and transfers, this is a great comprehensive set..
Thank you!
Dee S.
October 24th, 2023
Great service and so quick at responding!
We are motivated by your feedback to continue delivering excellence. Thank you!