Otsego County Satisfaction of Mortgage Form (New York)

All Otsego County specific forms and documents listed below are included in your immediate download package:

Satisfaction of Mortgage Form

Otsego County Satisfaction of Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Otsego County compliant document last validated/updated 10/30/2024

Satisfaction of Mortgage Guide

Otsego County Satisfaction of Mortgage Guide

Line by line guide explaining every blank on the form.
Included Otsego County compliant document last validated/updated 9/5/2024

Completed Example of the Satisfaction of Mortgage Document

Otsego County Completed Example of the Satisfaction of Mortgage Document

Example of a properly completed form for reference.
Included Otsego County compliant document last validated/updated 8/27/2024

When using these Satisfaction of Mortgage forms, the subject real estate must be physically located in Otsego County. The executed documents should then be recorded in the following office:

Otsego County Clerk

197 Main St / PO Box 710, Cooperstown, New York 13326

Hours: 8:30 am - 4:30 pm / Summer: 9:00 am - 4:00pm

Phone: (607) 547-4276

Local jurisdictions located in Otsego County include:

  • Burlington Flats
  • Cherry Valley
  • Colliersville
  • Cooperstown
  • East Springfield
  • East Worcester
  • Edmeston
  • Fly Creek
  • Garrattsville
  • Gilbertsville
  • Hartwick
  • Laurens
  • Maryland
  • Milford
  • Morris
  • Mount Vision
  • New Lisbon
  • Oneonta
  • Otego
  • Portlandville
  • Richfield Springs
  • Roseboom
  • Schenevus
  • Schuyler Lake
  • Springfield Center
  • Unadilla
  • Wells Bridge
  • West Burlington
  • West Oneonta
  • Westford
  • Worcester

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Otsego County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Otsego County using our eRecording service.
Are these forms guaranteed to be recordable in Otsego County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Otsego County including margin requirements, content requirements, font and font size requirements.

Can the Satisfaction of Mortgage forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Otsego County that you need to transfer you would only need to order our forms once for all of your properties in Otsego County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by New York or Otsego County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Otsego County Satisfaction of Mortgage forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

After completing payments on the balance due of a mortgage, the lender completes this satisfaction form. Promptly recording this document in the same county as the original mortgage serves to unencumber (free up) the title to the related real property. Words of conveyance are unnecessary because the property rights were transferred when the borrower and lender signed the mortgage.

(New York SOM Package includes form, guidelines, and completed example)

Our Promise

The documents you receive here will meet, or exceed, the Otsego County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Otsego County Satisfaction of Mortgage form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4434 Reviews )

James S.

November 21st, 2024

Forms used, created quitclaim deed that the county accepted without a second look (turns out they see deeds.com forms regularly via erecording and in person). Will be back for any real estate related forms I need and they carry. Will always be my first stop. Also, will use erecording next time, mad I didn't see it this time.

Reply from Staff

Thanks for the kind words James, glad we could help. Look forward to seeing you again.

Thomas G.

November 21st, 2024

Wasn’t what I expected

Reply from Staff

Sorry to hear that your expectations were missed. Your order has been canceled. We do hope that you find something more suitable to your expectations elsewhere. Do keep in mind that purchasing legal forms should not be an exploratory endeavor.

Jimmy P.

November 20th, 2024

They sent me everything I would need to do this. Easy purchase -Easy download. Great!! I'll be back here for all my document needs.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Laurie S.

May 24th, 2023

This was amazingly easy to access.

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Jane C.

February 25th, 2023

I wasn't sure what I was looking for initially so I printed out the wrong thing. Had to pay again to get the right one but much less expensive than getting it from a lawyer. Our military lawyers will make the forms official but they don't have the forms. Hope this makes things easier for our children when we pass. Thank you for offering this service.

Reply from Staff

Thank you for taking the time to leave your feedback. We have canceled and refunded the payment for your first order. We don't want you to pay for something you're not going to use. Have an amazing day.

Michael L.

February 28th, 2021

Easy and quick. I will always use this efficient service even if the recorders office opens again!

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Michael M.

April 17th, 2024

Great service that satisfied all my needs. Great prices too.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Albert j.

June 3rd, 2020

Very easy site to use for a simple minded happy howmowner.
Very reasonable fee
Quick turn around
Good communication

Reply from Staff

Thank you!

Judy C.

February 13th, 2019

Both sets of deeds were complete and easy to understand. Both states accepted the forms to transfer property.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Fred B.

February 8th, 2019

Great service and all seems to be what I was looking for

Reply from Staff

Thank you Fred, have a great day!

Robin B.

November 6th, 2020

Nice and easy

Reply from Staff

Thank you!

Cecelia S.

July 31st, 2021

I was looking for a copy of my deed and was able to complete the request and get copy fast.

Reply from Staff

Thank you!

Tammy C.

September 24th, 2020

Was very easy to use and i would recommend it

Reply from Staff

Thank you!

Warren R.

April 24th, 2020

Nice service at a fair price. Website is not very user oriented. Messages accumulate in the messages area but are not emailed to the client. If you used the service regularly, it would be more understandable but for a first time or occasional user, the site can be time consuming.

Reply from Staff

Thank you!

Eric L.

June 28th, 2021

This is a great service. The fact that there are no recurring fees and all of the supporting documents as well as the main warranty deed is another excellent feature. Highly recommend

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!