Seneca County Mortgage and Promissory Note Form (New York)
All Seneca County specific forms and documents listed below are included in your immediate download package:
Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Seneca County compliant document last validated/updated 11/22/2024
Mortgage Guidelines
Line by line guide explaining every blank on the form.
Included Seneca County compliant document last validated/updated 11/6/2024
Completed Example of the Mortgage Document
Example of a properly completed form for reference.
Included Seneca County compliant document last validated/updated 11/28/2024
Promissory Note Form
Fill in the blank Mortgage and Promissory Note form formatted to comply with all New York recording and content requirements.
Included Seneca County compliant document last validated/updated 11/22/2024
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Seneca County compliant document last validated/updated 11/29/2024
Completed Example of the Promissory Note Document
Example of a properly completed New York Mortgage and Promissory Note document for reference.
Included Seneca County compliant document last validated/updated 11/11/2024
Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
Included Seneca County compliant document last validated/updated 9/5/2024
The following New York and Seneca County supplemental forms are included as a courtesy with your order:
When using these Mortgage and Promissory Note forms, the subject real estate must be physically located in Seneca County. The executed documents should then be recorded in the following office:
Seneca County Clerk - County Office Building
1 DiPronio Dr, Waterloo, New York 13165
Hours: 8:30 am - 5:00 pm
Phone: (315) 539-1770 & 1771
Local jurisdictions located in Seneca County include:
- Fayette
- Interlaken
- Lodi
- Ovid
- Romulus
- Seneca Falls
- Waterloo
- Willard
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Seneca County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Seneca County using our eRecording service.
Are these forms guaranteed to be recordable in Seneca County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Seneca County including margin requirements, content requirements, font and font size requirements.
Can the Mortgage and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Seneca County that you need to transfer you would only need to order our forms once for all of your properties in Seneca County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by New York or Seneca County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Seneca County Mortgage and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
A mortgage is a conveyance of title to property that is given as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It contains a lien against the security property that ends when the debt is repaid.
Use this form for financing real property- residential, rental units, condominiums, vacant land, small commercial and planned unit developments.
Mortgage covenants
Transfer of Rights in the Property. The Mortgagor hereby mortgages to the Mortgagee the Property described in this Mortgage. Mortgagor can lose the Property for failure to keep the promises in this Mortgage.
Applicable Law. Mortgagee shall have all the rights set forth in Section 254 of the New York Real Property Law in addition to Mortgagee's rights set forth in this Mortgage, even if the rights are different from each other.
Non-Judicial Foreclosure. Mortgagee shall have the power of sale under Article 14 of the Real Property Actions and Proceedings Law, as it may be amended from time to time, and under any successor statute or statute of similar impo1t and effect which may subsequently be enacted providing for non-judicial sale of the Property, subject to the requirements and restrictions applicable to such statutory process.
Promissory Note
A promissory note is a negotiable instrument that contains an unconditional written promise, signed by the borrower, to repay the lender or its designated agent. The promissory note also defines the amount and specific terms of the loan between borrower (maker) and lender (payee/holder).
The promissory note is not recorded on its own. Instead, it is presented for recording along with its related deed of trust or mortgage.
A mortgage that includes a power of sale clause and a promissory note that includes stringent default terms can be beneficial to the lender
(New York Mortgage Package includes forms, guidelines, and completed examples) For use in New York only.
Our Promise
The documents you receive here will meet, or exceed, the Seneca County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Seneca County Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4446 Reviews )
MARISSA G.
December 22nd, 2024
I recomemed this webside
Thank you for your feedback. We really appreciate it. Have a great day!
Dennis F.
December 20th, 2024
The release of mortgage form was OK, and accepted at the recorder's office, but there were some problems. Many of the fields to type in were too small to accept the data, and I could not find a way to change the field size or use a smaller font. Otherwise I was satisfied.
Your feedback is a crucial part of our dedication to ongoing improvement. Thank you for your insightful comments.
Frazer W.
December 19th, 2024
Deeds.com does a great job getting our legal documents filed with the D.C. Recorder of Deeds.rnrnFrazer Walton, Jr.rnLaw Office of Frazer Walton, Jr.
Your appreciative words mean the world to us. Thank you.
Theresa B.
September 10th, 2019
Will review after I attempt to complete. I like your site. Im very nervous to try this Hope not outdated information. Will let you know if filing goes okay.
Thank you!
Shirley P.
June 14th, 2019
Very easy to use, download and print. Thank you!
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Joe S.
July 6th, 2020
Easy to use, reasonable price and excellent customer service! I would not hesitate to use Deeds.com again.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Donna W.
November 7th, 2023
This is an amazing place to come for all your deed help. I had looked on several other sites without luck, but deeds.com got everything I needed quickly and they are very inexpensive! Love this site and will be recommending it to anyone needing this type of help.
Thank you for your positive words! We’re thrilled to hear about your experience.
ziad k.
June 4th, 2024
FIRST TIME USER EXCELENT SERVICE.
Thank you for your feedback. We really appreciate it. Have a great day!
Marsha C.
March 2nd, 2019
Awesome so far! What a great service!
Thank you Marsha, we really appreciate your feedback.
JOSEPH W.
September 17th, 2021
Easy peezy!
Thank you!
Lloyd T.
September 13th, 2023
Example deed given did not apply to married couples as joint owners with both being grantors. The example and directions also did not show how to write more than one grantee as equal grantees. Both would have been helpful when husband and wife are granting their property to their children equally. Also when attaching the exhibit A with the property description the example did not say "see exhibit A"in the property description area, so I didn't write that. Luckily the recorder of deeds allowed me to write it in. I think directions and examples for multiple scenarios would be helpful.
Thank you for your feedback. We really appreciate it. Have a great day!
William S.
June 4th, 2021
Contents were well done. Could not remove and replace the "Deeds/" footer, rendering the form unusable for filing with a court and county deed records. This should be corrected.
Thank you for your feedback. We really appreciate it. Have a great day!
KAREN S.
July 22nd, 2020
Easy to use this app and I was able to print my forms immediately! Great service and I would use it again.
Thank you for your feedback. We really appreciate it. Have a great day!
Robert H.
April 18th, 2020
I am very pleased with your service.
Thank you!
Hal M.
September 23rd, 2022
Very good, and easy and fast to use.
Thank you!