Saint Lawrence County Mortgage and Promissory Note Form (New York)
All Saint Lawrence County specific forms and documents listed below are included in your immediate download package:
Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Saint Lawrence County compliant document last validated/updated 9/5/2024
Mortgage Guidelines
Line by line guide explaining every blank on the form.
Included Saint Lawrence County compliant document last validated/updated 11/6/2024
Completed Example of the Mortgage Document
Example of a properly completed form for reference.
Included Saint Lawrence County compliant document last validated/updated 10/11/2024
Promissory Note Form
Fill in the blank Mortgage and Promissory Note form formatted to comply with all New York recording and content requirements.
Included Saint Lawrence County compliant document last validated/updated 10/31/2024
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Saint Lawrence County compliant document last validated/updated 10/9/2024
Completed Example of the Promissory Note Document
Example of a properly completed New York Mortgage and Promissory Note document for reference.
Included Saint Lawrence County compliant document last validated/updated 11/11/2024
Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
Included Saint Lawrence County compliant document last validated/updated 9/5/2024
The following New York and Saint Lawrence County supplemental forms are included as a courtesy with your order:
When using these Mortgage and Promissory Note forms, the subject real estate must be physically located in Saint Lawrence County. The executed documents should then be recorded in the following office:
St. Lawrence County Clerk - County Courthouse
48 Court St, Building #2, Canton, New York 13617
Hours: 9:00 to 5:00 M-F
Phone: (315) 379-2237
Local jurisdictions located in Saint Lawrence County include:
- Brasher Falls
- Brier Hill
- Canton
- Chase Mills
- Childwold
- Chippewa Bay
- Colton
- Cranberry Lake
- De Kalb Junction
- De Peyster
- Edwards
- Fine
- Gouverneur
- Hailesboro
- Hammond
- Hannawa Falls
- Helena
- Hermon
- Heuvelton
- Lawrenceville
- Lisbon
- Madrid
- Massena
- Morristown
- Newton Falls
- Nicholville
- Norfolk
- North Lawrence
- Norwood
- Ogdensburg
- Oswegatchie
- Parishville
- Piercefield
- Potsdam
- Pyrites
- Raymondville
- Rensselaer Falls
- Richville
- Rooseveltown
- Russell
- South Colton
- Star Lake
- Waddington
- Wanakena
- West Stockholm
- Winthrop
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Saint Lawrence County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Saint Lawrence County using our eRecording service.
Are these forms guaranteed to be recordable in Saint Lawrence County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Saint Lawrence County including margin requirements, content requirements, font and font size requirements.
Can the Mortgage and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Saint Lawrence County that you need to transfer you would only need to order our forms once for all of your properties in Saint Lawrence County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by New York or Saint Lawrence County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Saint Lawrence County Mortgage and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
A mortgage is a conveyance of title to property that is given as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It contains a lien against the security property that ends when the debt is repaid.
Use this form for financing real property- residential, rental units, condominiums, vacant land, small commercial and planned unit developments.
Mortgage covenants
Transfer of Rights in the Property. The Mortgagor hereby mortgages to the Mortgagee the Property described in this Mortgage. Mortgagor can lose the Property for failure to keep the promises in this Mortgage.
Applicable Law. Mortgagee shall have all the rights set forth in Section 254 of the New York Real Property Law in addition to Mortgagee's rights set forth in this Mortgage, even if the rights are different from each other.
Non-Judicial Foreclosure. Mortgagee shall have the power of sale under Article 14 of the Real Property Actions and Proceedings Law, as it may be amended from time to time, and under any successor statute or statute of similar impo1t and effect which may subsequently be enacted providing for non-judicial sale of the Property, subject to the requirements and restrictions applicable to such statutory process.
Promissory Note
A promissory note is a negotiable instrument that contains an unconditional written promise, signed by the borrower, to repay the lender or its designated agent. The promissory note also defines the amount and specific terms of the loan between borrower (maker) and lender (payee/holder).
The promissory note is not recorded on its own. Instead, it is presented for recording along with its related deed of trust or mortgage.
A mortgage that includes a power of sale clause and a promissory note that includes stringent default terms can be beneficial to the lender
(New York Mortgage Package includes forms, guidelines, and completed examples) For use in New York only.
Our Promise
The documents you receive here will meet, or exceed, the Saint Lawrence County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Saint Lawrence County Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4434 Reviews )
James S.
November 21st, 2024
Forms used, created quitclaim deed that the county accepted without a second look (turns out they see deeds.com forms regularly via erecording and in person). Will be back for any real estate related forms I need and they carry. Will always be my first stop. Also, will use erecording next time, mad I didn't see it this time.
Thanks for the kind words James, glad we could help. Look forward to seeing you again.
Thomas G.
November 21st, 2024
Wasn’t what I expected
Sorry to hear that your expectations were missed. Your order has been canceled. We do hope that you find something more suitable to your expectations elsewhere. Do keep in mind that purchasing legal forms should not be an exploratory endeavor.
Jimmy P.
November 20th, 2024
They sent me everything I would need to do this. Easy purchase -Easy download. Great!! I'll be back here for all my document needs.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Kendrick S.
May 29th, 2020
Really solid system for determining what may prevent your documents from being accepted. I love the comments section allowing for fluid communication. I only wish there were automated emails for all those communications and once documents were accepted, but I did receive a couple personally-generated emails regarding the progress instructing me to check the site.
Thank you for your feedback. We really appreciate it. Have a great day!
A. S.
February 27th, 2019
First, I am glad that you gave a blank copy, an example copy, and a 'guide'. It made it much easier to do. Overall I was very happy with your products and organization... however, things got pretty confusing and I have a pretty 'serious' law background in Real Estate and Civil law. With that said, I spent about 10+ hours getting my work done, using the Deed of Trust and Promissory note from you and there were a few problems: First, it would be FANTASTIC if you actually aligned your guide to actually match the Deed or Promissory Note. What I mean is that if the Deed says 'section (E)' then your guide shouldn't be 'randomly' numbered as 1,2,3, for advice/instructions, but should EXACTLY match 'section (E)'. Some places you have to 'hunt' for what you are looking for, and if you did it based on my suggestion, you wouldn't need to 'hunt' and it would avoid confusion. 2nd: This one really 'hurt'... you had something called the 'Deed of Trust Master Form' yet you had basically no information on what it was or how to use it. The only information you had was a small section at the top of the 'Short Form Deed of Trust Guide'. Holy Cow, was that 'section' super confusing. I still don't know if I did it correctly, but your guide says only put a return address on it and leave the rest of the 16 or so page Deed of Trust beneath it blank... and then include your 'Deed of Trust' (I had to assume the short form deed that I had just created) as part of it. I had to assume that I had to print off the entire 17 page or so title page and blank deed. I also had to assume that the promissory note was supposed to be EXHIBIT A or B on the Short Form Deed. It would be great if someone would take a serious look at that short section in your 'Short Form Deed of Trust Guide' and realize that those of us using your products are seriously turning this into a county clerk to file and that most of us, probably already have a property that has an existing Deed... or at least can find one in the county records if necessary... and make sure that you make a distinction between the Deed for the property that already exists, versus the Deed of Trust and Promissory note that we are trying to file. Thanks.
Thank you for your feedback. We'll have staff review the document for clarity. Have a great day!
Jim L.
December 15th, 2021
Very easy to use - the completed sample was super useful
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
patricia w.
August 5th, 2022
Fast, easy download of forms needed.
Thank you, Deeds.com
Thank you!
Sara R.
June 19th, 2019
Worked well for me to create a deed for a house I inherited. It was very thorough and easy to use. I have no experience with the law so I just googled terms I didn't understand and was fine. I also called land records a lot and ended up not needing a lot of the material included, but it was still good to have it.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Jacqueline G.
October 10th, 2019
Great site, user friendly. Exactly what we needed and the detailed instructions/completed sample were a nice touch.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
daniel b.
April 15th, 2019
nice & easy, site needs to have notification as to security of credit card info. who and how?
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Kay M.
August 27th, 2020
Worked great. Not being real tech savey was no problem.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Andrew M.
January 21st, 2024
Awesome service, I don’t know how much it saved me but I know it was a lot cheaper than going to a lawyer.
We are delighted to have been of service. Thank you for the positive review!
Emery N.
May 16th, 2019
Thank you for your service,,you have a very good site,,easy to use
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Carol R.
February 19th, 2023
I found the site to be useful,informative and very accessable. Thank You
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Joshua P.
July 27th, 2022
Easy fill in the blanks form. Just FYI make sure you have a copy of whatever deed you are changing and the tax records. You will want the language to be identical.
Thank you for your feedback. We really appreciate it. Have a great day!