Rensselaer County Mortgage and Promissory Note Form (New York)
All Rensselaer County specific forms and documents listed below are included in your immediate download package:
Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Rensselaer County compliant document last validated/updated 11/22/2024
Mortgage Guidelines
Line by line guide explaining every blank on the form.
Included Rensselaer County compliant document last validated/updated 11/6/2024
Completed Example of the Mortgage Document
Example of a properly completed form for reference.
Included Rensselaer County compliant document last validated/updated 11/28/2024
Promissory Note Form
Fill in the blank Mortgage and Promissory Note form formatted to comply with all New York recording and content requirements.
Included Rensselaer County compliant document last validated/updated 11/22/2024
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Rensselaer County compliant document last validated/updated 11/29/2024
Completed Example of the Promissory Note Document
Example of a properly completed New York Mortgage and Promissory Note document for reference.
Included Rensselaer County compliant document last validated/updated 11/11/2024
Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
Included Rensselaer County compliant document last validated/updated 9/5/2024
The following New York and Rensselaer County supplemental forms are included as a courtesy with your order:
When using these Mortgage and Promissory Note forms, the subject real estate must be physically located in Rensselaer County. The executed documents should then be recorded in the following office:
Rensselaer County Clerk
105 Third St, Troy, New York 12180
Hours: 9:00am to 5:00pm M-F
Phone: (518) 270-4080
Local jurisdictions located in Rensselaer County include:
- Averill Park
- Berlin
- Brainard
- Buskirk
- Castleton On Hudson
- Cherry Plain
- Cropseyville
- Eagle Bridge
- East Greenbush
- East Nassau
- East Schodack
- Grafton
- Hoosick
- Hoosick Falls
- Johnsonville
- Melrose
- Nassau
- North Hoosick
- Petersburg
- Poestenkill
- Rensselaer
- Sand Lake
- Schaghticoke
- Schodack Landing
- Stephentown
- Troy
- Valley Falls
- West Sand Lake
- Wynantskill
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Rensselaer County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Rensselaer County using our eRecording service.
Are these forms guaranteed to be recordable in Rensselaer County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Rensselaer County including margin requirements, content requirements, font and font size requirements.
Can the Mortgage and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Rensselaer County that you need to transfer you would only need to order our forms once for all of your properties in Rensselaer County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by New York or Rensselaer County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Rensselaer County Mortgage and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
A mortgage is a conveyance of title to property that is given as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It contains a lien against the security property that ends when the debt is repaid.
Use this form for financing real property- residential, rental units, condominiums, vacant land, small commercial and planned unit developments.
Mortgage covenants
Transfer of Rights in the Property. The Mortgagor hereby mortgages to the Mortgagee the Property described in this Mortgage. Mortgagor can lose the Property for failure to keep the promises in this Mortgage.
Applicable Law. Mortgagee shall have all the rights set forth in Section 254 of the New York Real Property Law in addition to Mortgagee's rights set forth in this Mortgage, even if the rights are different from each other.
Non-Judicial Foreclosure. Mortgagee shall have the power of sale under Article 14 of the Real Property Actions and Proceedings Law, as it may be amended from time to time, and under any successor statute or statute of similar impo1t and effect which may subsequently be enacted providing for non-judicial sale of the Property, subject to the requirements and restrictions applicable to such statutory process.
Promissory Note
A promissory note is a negotiable instrument that contains an unconditional written promise, signed by the borrower, to repay the lender or its designated agent. The promissory note also defines the amount and specific terms of the loan between borrower (maker) and lender (payee/holder).
The promissory note is not recorded on its own. Instead, it is presented for recording along with its related deed of trust or mortgage.
A mortgage that includes a power of sale clause and a promissory note that includes stringent default terms can be beneficial to the lender
(New York Mortgage Package includes forms, guidelines, and completed examples) For use in New York only.
Our Promise
The documents you receive here will meet, or exceed, the Rensselaer County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Rensselaer County Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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Dennis F.
December 20th, 2024
The release of mortgage form was OK, and accepted at the recorder's office, but there were some problems. Many of the fields to type in were too small to accept the data, and I could not find a way to change the field size or use a smaller font. Otherwise I was satisfied.
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December 19th, 2024
Deeds.com does a great job getting our legal documents filed with the D.C. Recorder of Deeds.rnrnFrazer Walton, Jr.rnLaw Office of Frazer Walton, Jr.
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December 16th, 2024
I found what my lawyer recommended and was able to download it easily.
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November 23rd, 2020
extremely satisfied with the service. I could not get file size correctly at the beginning. I received quick responses pointing out specific problem, which was very helpful for me to correct the mistake. It took 5 or 6 times due to different errors to finally achieve the qualified version. The customer care team was very patient walking me through the process.
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October 23rd, 2020
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Robby T.
February 16th, 2022
Most people coming to this sight will not have the knowledge for deeds. Therefore, I wish there were more instructions on when the Grantor signs and when the Grantee signs and the process steps to making the transaction final. I would give it 4 out of 5 starts
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Joan S.
May 21st, 2020
Thanks for providing this service. We had searched for weeks for the correct documents. It might help clients to find you soon if the banks and mortgage companies can refer clients to you. They require the forms but offer no direct source to obtain them. You are 5 star in every way.
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April 25th, 2024
Always helpful!rn
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Any S.
January 11th, 2019
I was looking for realty transfer or deed in the name of ***** **** and could never find the list of realty transfers.
Thank you for the feedback Any. We do not offer searches by name, only by property.
Steve G.
August 21st, 2021
The forms were very easy to use. However, the Mercer County cover page is an older version. You can find the recent version on the county website.
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THOMAS P.
September 11th, 2020
This site is excellent and makes everything so much easier.
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Joyce K.
June 21st, 2019
I was very happy with this site. It included all the papers I needed, instructions, and even an example sheet to work from. The papers are now filed and done with ease. Thank you!
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Roy W.
April 29th, 2020
It's fine
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Penny S.
July 18th, 2020
Was very simple to use and the email communication was very efficient. Appreciated getting my document recorded in a timely manner. Thank you deeds.com
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Elliot B.
January 31st, 2022
Outstanding forms and the recording service made a short day of what I needed to do. Will be back for the next one, thanks!
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