Oswego County Mortgage and Promissory Note Form (New York)
All Oswego County specific forms and documents listed below are included in your immediate download package:
Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Oswego County compliant document last validated/updated 9/5/2024
Mortgage Guidelines
Line by line guide explaining every blank on the form.
Included Oswego County compliant document last validated/updated 11/6/2024
Completed Example of the Mortgage Document
Example of a properly completed form for reference.
Included Oswego County compliant document last validated/updated 10/11/2024
Promissory Note Form
Fill in the blank Mortgage and Promissory Note form formatted to comply with all New York recording and content requirements.
Included Oswego County compliant document last validated/updated 10/31/2024
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Oswego County compliant document last validated/updated 10/9/2024
Completed Example of the Promissory Note Document
Example of a properly completed New York Mortgage and Promissory Note document for reference.
Included Oswego County compliant document last validated/updated 11/11/2024
Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
Included Oswego County compliant document last validated/updated 9/5/2024
The following New York and Oswego County supplemental forms are included as a courtesy with your order:
When using these Mortgage and Promissory Note forms, the subject real estate must be physically located in Oswego County. The executed documents should then be recorded in the following office:
Oswego County Clerk's Office
46 E Bridge St, Oswego, New York 13126
Hours: 9:00am to 5:00pm / July-August 8:30am to 4:00pm
Phone: (315) 349-8621
Local jurisdictions located in Oswego County include:
- Altmar
- Bernhards Bay
- Central Square
- Cleveland
- Constantia
- Fulton
- Hannibal
- Hastings
- Lacona
- Lycoming
- Mallory
- Maple View
- Mexico
- Minetto
- New Haven
- Orwell
- Oswego
- Parish
- Pennellville
- Phoenix
- Pulaski
- Redfield
- Richland
- Sandy Creek
- West Monroe
- Williamstown
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Oswego County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Oswego County using our eRecording service.
Are these forms guaranteed to be recordable in Oswego County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Oswego County including margin requirements, content requirements, font and font size requirements.
Can the Mortgage and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Oswego County that you need to transfer you would only need to order our forms once for all of your properties in Oswego County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by New York or Oswego County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Oswego County Mortgage and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
A mortgage is a conveyance of title to property that is given as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It contains a lien against the security property that ends when the debt is repaid.
Use this form for financing real property- residential, rental units, condominiums, vacant land, small commercial and planned unit developments.
Mortgage covenants
Transfer of Rights in the Property. The Mortgagor hereby mortgages to the Mortgagee the Property described in this Mortgage. Mortgagor can lose the Property for failure to keep the promises in this Mortgage.
Applicable Law. Mortgagee shall have all the rights set forth in Section 254 of the New York Real Property Law in addition to Mortgagee's rights set forth in this Mortgage, even if the rights are different from each other.
Non-Judicial Foreclosure. Mortgagee shall have the power of sale under Article 14 of the Real Property Actions and Proceedings Law, as it may be amended from time to time, and under any successor statute or statute of similar impo1t and effect which may subsequently be enacted providing for non-judicial sale of the Property, subject to the requirements and restrictions applicable to such statutory process.
Promissory Note
A promissory note is a negotiable instrument that contains an unconditional written promise, signed by the borrower, to repay the lender or its designated agent. The promissory note also defines the amount and specific terms of the loan between borrower (maker) and lender (payee/holder).
The promissory note is not recorded on its own. Instead, it is presented for recording along with its related deed of trust or mortgage.
A mortgage that includes a power of sale clause and a promissory note that includes stringent default terms can be beneficial to the lender
(New York Mortgage Package includes forms, guidelines, and completed examples) For use in New York only.
Our Promise
The documents you receive here will meet, or exceed, the Oswego County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Oswego County Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4434 Reviews )
James S.
November 21st, 2024
Forms used, created quitclaim deed that the county accepted without a second look (turns out they see deeds.com forms regularly via erecording and in person). Will be back for any real estate related forms I need and they carry. Will always be my first stop. Also, will use erecording next time, mad I didn't see it this time.
Thanks for the kind words James, glad we could help. Look forward to seeing you again.
Thomas G.
November 21st, 2024
Wasn’t what I expected
Sorry to hear that your expectations were missed. Your order has been canceled. We do hope that you find something more suitable to your expectations elsewhere. Do keep in mind that purchasing legal forms should not be an exploratory endeavor.
Jimmy P.
November 20th, 2024
They sent me everything I would need to do this. Easy purchase -Easy download. Great!! I'll be back here for all my document needs.
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Melvin L.
June 8th, 2022
So easy, very simple to use. I was very pleased with the service Deeds provided. Would definely use again.
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Julie G.
November 30th, 2020
Great online tool to get your deeds recorded without having to go downtown! Will be using deeds.com for all our future recordings!
Thank you!
Anne H.
July 25th, 2024
After some initial general confusion -- (we sold a small piece of land privately and therefore do not typically prepare such documentation (!)) -- we were able to purchase and download all forms from Deeds.com and understand how to complete it/them. The help is all there, we just needed to read and study it - the "Example" helped alot. We were able to complete the Document per your online form(s) and then take it to be signed/notarized - and take the completed paper document to the Registry -- and it is now all registered and we are All Set. rn Took the morning (only). THANK YOU. A wonderful tool!!
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William B.
October 22nd, 2023
The forms, and other information, are all excellent.rnI would be giving a 5-star review if it were not for the fact that downloading a "bundle" about quitclaim deeds required I download every single file independently (15 files). I would far prefer a zip file, or one click to download the whole pile of independent files.
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DOYCE F.
September 25th, 2019
Very helpful.Thank you
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Jennifer H.
October 12th, 2020
Deeds.com is amazing. It made finding out how to file legal documents worry free and easily understood. Thank You
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Carolyn D.
March 18th, 2022
The sight provided exactly what I needed and was easy to use. I was able to download the type of Deed I used and was completely satisfied with the website.
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Kimberly H.
April 24th, 2020
Very convenient, easy to use, and fast! I highly recommend Deeds.com!
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Donald H.
November 5th, 2019
EXCELLENT,,super good. Quick & easy
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Susan M.
July 13th, 2019
I was able to download a lot of forms that I need, will be going back to day to search for records so I can fill in the blanks. A great website for forms - It was easy to find what I needed and download! Thanks!!!
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annie m.
February 13th, 2023
recently joined Deeds.com. still exploring the site. has been very helpful in providing local information for recording, such as fees and requirements. i am working to correct mistakes made within a deed. it is amazing how these municipalities operate outside the scope of Article 1, Section 8, Clause 17; to claim land is "in" the "State of ____. when the land is actually not ceded to the United States of America as for use for needful buildings. beware of the fraud perpetrated by Attorneys in the recording of your Deeds. Registration as "RESIDENTIAL" puts your private-use land on the TAX rolls with the use of that one word. i recommend this site as it appears there is information for each state and each county office. will update my review once i place an order.
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James J.
October 4th, 2021
I couldn't be more pleased or more impressed with the e-recording services I received from deeds.com and from my service representative, KVH. I was able to record documents in approximately half a dozen different counties easily and seamlessly, with a minimum of fuss. The turn around time was incredibly fast. The pricing was incredibly reasonable. I know I have alternatives because, in the past, I have used a competitor service for my recording needs. I won't do that again -- this was an exceptional experience. Thank you for your help!
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