Onondaga County Mortgage and Promissory Note Form (New York)

All Onondaga County specific forms and documents listed below are included in your immediate download package:

Mortgage Form

Onondaga County Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Onondaga County compliant document last validated/updated 11/22/2024

Mortgage Guidelines

Onondaga County Mortgage Guidelines

Line by line guide explaining every blank on the form.
Included Onondaga County compliant document last validated/updated 11/6/2024

Completed Example of the Mortgage Document

Onondaga County Completed Example of the Mortgage Document

Example of a properly completed form for reference.
Included Onondaga County compliant document last validated/updated 11/28/2024

Promissory Note Form

Onondaga County Promissory Note Form

Fill in the blank Mortgage and Promissory Note form formatted to comply with all New York recording and content requirements.
Included Onondaga County compliant document last validated/updated 11/22/2024

Promissory Note Guidelines

Onondaga County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Onondaga County compliant document last validated/updated 11/29/2024

Completed Example of the Promissory Note Document

Onondaga County Completed Example of the Promissory Note Document

Example of a properly completed New York Mortgage and Promissory Note document for reference.
Included Onondaga County compliant document last validated/updated 11/11/2024

Annual Accounting Statement Form

Onondaga County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.
Included Onondaga County compliant document last validated/updated 9/5/2024

When using these Mortgage and Promissory Note forms, the subject real estate must be physically located in Onondaga County. The executed documents should then be recorded in the following office:

Onondaga County Clerk

401 Montgomery St, Rm. 200, Syracuse, New York 13202

Hours: 8:30am – 4:30pm / Recording: in line by 4:15pm

Phone: (315) 435-2227

Local jurisdictions located in Onondaga County include:

  • Apulia Station
  • Baldwinsville
  • Brewerton
  • Bridgeport
  • Camillus
  • Cicero
  • Clay
  • Delphi Falls
  • East Syracuse
  • Elbridge
  • Fabius
  • Fayetteville
  • Jamesville
  • Jordan
  • Kirkville
  • La Fayette
  • Liverpool
  • Manlius
  • Marcellus
  • Marietta
  • Memphis
  • Minoa
  • Mottville
  • Nedrow
  • Plainville
  • Pompey
  • Skaneateles
  • Skaneateles Falls
  • Syracuse
  • Tully
  • Warners

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Onondaga County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Onondaga County using our eRecording service.
Are these forms guaranteed to be recordable in Onondaga County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Onondaga County including margin requirements, content requirements, font and font size requirements.

Can the Mortgage and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Onondaga County that you need to transfer you would only need to order our forms once for all of your properties in Onondaga County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by New York or Onondaga County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Onondaga County Mortgage and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

A mortgage is a conveyance of title to property that is given as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It contains a lien against the security property that ends when the debt is repaid.

Use this form for financing real property- residential, rental units, condominiums, vacant land, small commercial and planned unit developments.

Mortgage covenants

Transfer of Rights in the Property. The Mortgagor hereby mortgages to the Mortgagee the Property described in this Mortgage. Mortgagor can lose the Property for failure to keep the promises in this Mortgage.

Applicable Law. Mortgagee shall have all the rights set forth in Section 254 of the New York Real Property Law in addition to Mortgagee's rights set forth in this Mortgage, even if the rights are different from each other.

Non-Judicial Foreclosure. Mortgagee shall have the power of sale under Article 14 of the Real Property Actions and Proceedings Law, as it may be amended from time to time, and under any successor statute or statute of similar impo1t and effect which may subsequently be enacted providing for non-judicial sale of the Property, subject to the requirements and restrictions applicable to such statutory process.

Promissory Note

A promissory note is a negotiable instrument that contains an unconditional written promise, signed by the borrower, to repay the lender or its designated agent. The promissory note also defines the amount and specific terms of the loan between borrower (maker) and lender (payee/holder).
The promissory note is not recorded on its own. Instead, it is presented for recording along with its related deed of trust or mortgage.
A mortgage that includes a power of sale clause and a promissory note that includes stringent default terms can be beneficial to the lender

(New York Mortgage Package includes forms, guidelines, and completed examples) For use in New York only.

Our Promise

The documents you receive here will meet, or exceed, the Onondaga County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Onondaga County Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4446 Reviews )

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December 22nd, 2024

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Reply from Staff

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Dennis F.

December 20th, 2024

The release of mortgage form was OK, and accepted at the recorder's office, but there were some problems. Many of the fields to type in were too small to accept the data, and I could not find a way to change the field size or use a smaller font. Otherwise I was satisfied.

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December 19th, 2024

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February 21st, 2021

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The instructions were easy to follow.
The example given was most beneficial in completing form.

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January 12th, 2022

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Margaret J.

July 27th, 2022

Forms were clear and understandable

Reply from Staff

Thank you!

Patricia C.

July 11th, 2019

The website works fine. The process of changing my Mineral Deed is sure more expensive in Texas. But I appreciate the convenience of the website and the pages of directions.

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Daniel L.

September 25th, 2023

so far appears to meet my needs!

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David M.

July 30th, 2022

Very easy to use and modify if necessary. Spot on with each county requirement for recording and Notarizing

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Samantha B.

December 9th, 2020

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Reply from Staff

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Toni M.

June 24th, 2019

I liked having the forms. Some may need to know they can look at the legal Description from online county records, then type up in Word document line by line, the degree sign in Word program is achieved by using alt and 248 on number pad. Then on the form page one write SEE Exibit A and title your Word program description as Exibit A. Goes without saying the legal description should be looked over many times and it is easier to do so if you format your Word the same lineage as the legal description online which is usually not text which is why you have to retype it.

Reply from Staff

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Elaine D.

January 15th, 2021

Easement deed contract was easy to complete, however after additional research raises some concerns because the Ohio deed does not list a requirement for witness signatures and does not provide lines or an area for witness signatures. The document does provide the necessary area for the notary information and the grantor and grantee.

Reply from Staff

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Kevin V.

June 29th, 2020

This is an option for recording that worked flawlessly with my county government. Given Covid19 has closed county offices to the public as well as the personal kiosks options to record shrunk dramatically. I recommend Deeds.Com for your recording needs.

Reply from Staff

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Christopher H.

June 28th, 2021

So far, everything we have needed was easy to find, fill out and understand. If it all works out as it should, this site will have a customer for life.

Reply from Staff

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Barbara J.

February 27th, 2020

I haven't actually used any forms yet, but I am very pleased with the simplicity of the website. I love the nmber and variety of forms offered. Thank you for such a great website,

Reply from Staff

Thank you!