Franklin County Mortgage and Promissory Note Form (New York)

All Franklin County specific forms and documents listed below are included in your immediate download package:

Mortgage Form

Franklin County Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Franklin County compliant document last validated/updated 8/13/2024

Mortgage Guidelines

Franklin County Mortgage Guidelines

Line by line guide explaining every blank on the form.
Included Franklin County compliant document last validated/updated 5/28/2024

Completed Example of the Mortgage Document

Franklin County Completed Example of the Mortgage Document

Example of a properly completed form for reference.
Included Franklin County compliant document last validated/updated 7/31/2024

Promissory Note Form

Franklin County Promissory Note Form

Fill in the blank Mortgage and Promissory Note form formatted to comply with all New York recording and content requirements.
Included Franklin County compliant document last validated/updated 4/2/2024

Promissory Note Guidelines

Franklin County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Franklin County compliant document last validated/updated 7/31/2024

Completed Example of the Promissory Note Document

Franklin County Completed Example of the Promissory Note Document

Example of a properly completed New York Mortgage and Promissory Note document for reference.
Included Franklin County compliant document last validated/updated 8/8/2024

Annual Accounting Statement Form

Franklin County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.
Included Franklin County compliant document last validated/updated 6/27/2024

When using these Mortgage and Promissory Note forms, the subject real estate must be physically located in Franklin County. The executed documents should then be recorded in the following office:

Franklin County Clerk

355 W Main St, Suite 248 / PO Box 70, Malone, New York 12953

Hours: 8:00 am - 4:00 pm Monday through Friday (except Holidays)

Phone: (518) 481-1681 and 1682

Local jurisdictions located in Franklin County include:

  • Bombay
  • Brainardsville
  • Brushton
  • Burke
  • Chateaugay
  • Constable
  • Dickinson Center
  • Fort Covington
  • Gabriels
  • Hogansburg
  • Lake Clear
  • Malone
  • Moira
  • North Bangor
  • Owls Head
  • Paul Smiths
  • Rainbow Lake
  • Saint Regis Falls
  • Saranac Lake
  • Tupper Lake
  • Vermontville
  • Whippleville

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Franklin County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Franklin County using our eRecording service.
Are these forms guaranteed to be recordable in Franklin County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Franklin County including margin requirements, content requirements, font and font size requirements.

Can the Mortgage and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Franklin County that you need to transfer you would only need to order our forms once for all of your properties in Franklin County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by New York or Franklin County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Franklin County Mortgage and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

A mortgage is a conveyance of title to property that is given as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It contains a lien against the security property that ends when the debt is repaid.

Use this form for financing real property- residential, rental units, condominiums, vacant land, small commercial and planned unit developments.

Mortgage covenants

Transfer of Rights in the Property. The Mortgagor hereby mortgages to the Mortgagee the Property described in this Mortgage. Mortgagor can lose the Property for failure to keep the promises in this Mortgage.

Applicable Law. Mortgagee shall have all the rights set forth in Section 254 of the New York Real Property Law in addition to Mortgagee's rights set forth in this Mortgage, even if the rights are different from each other.

Non-Judicial Foreclosure. Mortgagee shall have the power of sale under Article 14 of the Real Property Actions and Proceedings Law, as it may be amended from time to time, and under any successor statute or statute of similar impo1t and effect which may subsequently be enacted providing for non-judicial sale of the Property, subject to the requirements and restrictions applicable to such statutory process.

Promissory Note

A promissory note is a negotiable instrument that contains an unconditional written promise, signed by the borrower, to repay the lender or its designated agent. The promissory note also defines the amount and specific terms of the loan between borrower (maker) and lender (payee/holder).
The promissory note is not recorded on its own. Instead, it is presented for recording along with its related deed of trust or mortgage.
A mortgage that includes a power of sale clause and a promissory note that includes stringent default terms can be beneficial to the lender

(New York Mortgage Package includes forms, guidelines, and completed examples) For use in New York only.

Our Promise

The documents you receive here will meet, or exceed, the Franklin County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Franklin County Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4377 Reviews )

Scott M.

August 21st, 2024

Complete Package rndon't spend good money for a title co. to do this

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Stephen B.

August 21st, 2024

This was the first time to use the Deeds.com website for preparing my deed document. This was painless and easy to follow the instructions and sample package for filling in the blank boxes document. The city clerk was impressed to review my document and easily filed my deed record without questions. I would recommend anyone to prepare a legal form that is available from the Deeds.com website.

Reply from Staff

Your appreciative words mean the world to us. Thank you.

Desiree R.

August 19th, 2024

very easy to use

Reply from Staff

We are delighted to have been of service. Thank you for the positive review!

Jim L.

December 15th, 2021

Very easy to use - the completed sample was super useful

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Earl L.

February 13th, 2019

Fair!

Reply from Staff

Thank you!

Doris I.

June 7th, 2019

My grandaughter in law got the info for me and it looks very help ul nThanks Doris

Reply from Staff

Thank you!

RICKY N.

July 10th, 2020

Fast Speedy great communication worry-free

Reply from Staff

Thank you!

Jann H.

July 18th, 2019

Was helpful information

Reply from Staff

Thank you!

Sawnie A.

July 29th, 2020

the deeds and related materials themselves are excellent but the PDF application is awful plus there is no way to customize the documents for specific purposes, so I had to type them from scratch in each instance.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Jacqueline G.

October 10th, 2019

Great site, user friendly. Exactly what we needed and the detailed instructions/completed sample were a nice touch.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Kim B.

June 21st, 2024

The package was extremely helpful and provided everything I needed to complete this for my mom- I highly recommend their service!

Reply from Staff

Your feedback is greatly appreciated. Thank you for taking the time to share your experience!

Richard S.

July 12th, 2019

Prompt and reliable service!!

Reply from Staff

Thank you!

wendy w.

October 19th, 2022

Excellent

Reply from Staff

Thank you!

Jackie C.

February 20th, 2022

Easy process!

Reply from Staff

Thank you!

Brenda Y.

January 14th, 2020

Five stars rating for sure. All so easy to download and print from your home computer. I live in rural Arizona and have no store to run in to like the lady at the County office told me, so Deeds.com is the best.

Brenda Y.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!