Chemung County Mortgage and Promissory Note Form (New York)
All Chemung County specific forms and documents listed below are included in your immediate download package:
Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Chemung County compliant document last validated/updated 9/5/2024
Mortgage Guidelines
Line by line guide explaining every blank on the form.
Included Chemung County compliant document last validated/updated 11/6/2024
Completed Example of the Mortgage Document
Example of a properly completed form for reference.
Included Chemung County compliant document last validated/updated 10/11/2024
Promissory Note Form
Fill in the blank Mortgage and Promissory Note form formatted to comply with all New York recording and content requirements.
Included Chemung County compliant document last validated/updated 10/31/2024
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Chemung County compliant document last validated/updated 10/9/2024
Completed Example of the Promissory Note Document
Example of a properly completed New York Mortgage and Promissory Note document for reference.
Included Chemung County compliant document last validated/updated 11/11/2024
Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
Included Chemung County compliant document last validated/updated 9/5/2024
The following New York and Chemung County supplemental forms are included as a courtesy with your order:
When using these Mortgage and Promissory Note forms, the subject real estate must be physically located in Chemung County. The executed documents should then be recorded in the following office:
Chemung County Clerk
210 Lake St / PO Box 588, Elmira, New York 14902-0588
Hours: Monday - Friday 8:30am - 4:30pm
Phone: (607) 737-2920
Local jurisdictions located in Chemung County include:
- Big Flats
- Breesport
- Chemung
- Elmira
- Erin
- Horseheads
- Lowman
- Millport
- Pine City
- Pine Valley
- Van Etten
- Wellsburg
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Chemung County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Chemung County using our eRecording service.
Are these forms guaranteed to be recordable in Chemung County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Chemung County including margin requirements, content requirements, font and font size requirements.
Can the Mortgage and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Chemung County that you need to transfer you would only need to order our forms once for all of your properties in Chemung County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by New York or Chemung County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Chemung County Mortgage and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
A mortgage is a conveyance of title to property that is given as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It contains a lien against the security property that ends when the debt is repaid.
Use this form for financing real property- residential, rental units, condominiums, vacant land, small commercial and planned unit developments.
Mortgage covenants
Transfer of Rights in the Property. The Mortgagor hereby mortgages to the Mortgagee the Property described in this Mortgage. Mortgagor can lose the Property for failure to keep the promises in this Mortgage.
Applicable Law. Mortgagee shall have all the rights set forth in Section 254 of the New York Real Property Law in addition to Mortgagee's rights set forth in this Mortgage, even if the rights are different from each other.
Non-Judicial Foreclosure. Mortgagee shall have the power of sale under Article 14 of the Real Property Actions and Proceedings Law, as it may be amended from time to time, and under any successor statute or statute of similar impo1t and effect which may subsequently be enacted providing for non-judicial sale of the Property, subject to the requirements and restrictions applicable to such statutory process.
Promissory Note
A promissory note is a negotiable instrument that contains an unconditional written promise, signed by the borrower, to repay the lender or its designated agent. The promissory note also defines the amount and specific terms of the loan between borrower (maker) and lender (payee/holder).
The promissory note is not recorded on its own. Instead, it is presented for recording along with its related deed of trust or mortgage.
A mortgage that includes a power of sale clause and a promissory note that includes stringent default terms can be beneficial to the lender
(New York Mortgage Package includes forms, guidelines, and completed examples) For use in New York only.
Our Promise
The documents you receive here will meet, or exceed, the Chemung County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Chemung County Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4434 Reviews )
James S.
November 21st, 2024
Forms used, created quitclaim deed that the county accepted without a second look (turns out they see deeds.com forms regularly via erecording and in person). Will be back for any real estate related forms I need and they carry. Will always be my first stop. Also, will use erecording next time, mad I didn't see it this time.
Thanks for the kind words James, glad we could help. Look forward to seeing you again.
Thomas G.
November 21st, 2024
Wasn’t what I expected
Sorry to hear that your expectations were missed. Your order has been canceled. We do hope that you find something more suitable to your expectations elsewhere. Do keep in mind that purchasing legal forms should not be an exploratory endeavor.
Jimmy P.
November 20th, 2024
They sent me everything I would need to do this. Easy purchase -Easy download. Great!! I'll be back here for all my document needs.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
William P.
April 13th, 2021
Warranty Deed was just what I needed.Easy to complete and accepted by the county.
Thank you!
Carnell G.
September 26th, 2020
The basic setup was fine but, I need to review the document in its entirety for accuracy which I have yet to do so. So far so good. The monthly fee is more than I need for right now.
Thank you!
David B.
May 16th, 2024
Prompt review and submission of documents could be an appropriate tagline for this business. The attention to detail and rapid response makes the company a great go to for servicing needs related to deeds.
Your feedback is greatly appreciated. Thank you for taking the time to share your experience!
Roy B.
January 30th, 2021
Convenient yes, expensive "big YES" and with what I paid to record a lien it cost me close to $50.
That seems quite exorbitant in my estimation!!
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Nick A.
January 13th, 2022
Easy to use website. Found what I was looking for.
Thank you for your feedback. We really appreciate it. Have a great day!
Linda I.
August 16th, 2023
So far so good. It was reasonably easy to download and complete the form using information found in my closing paperwork. I haven't yet had my form notarized but plan to do so this week and submit the packet to my county auditor.
Thank you for your feedback. We really appreciate it. Have a great day!
DOYCE F.
September 25th, 2019
Very helpful.Thank you
Thank you!
Teresa H.
March 14th, 2019
I loved that there was a sample with the downloads. It made it much easier to fill out the document correctly.
Thank you Teresa, have a great day!
Julie K.
September 4th, 2023
The process for obtaining document itself was easy, and the included guide and example are great! rnI do have an issue with the format itself, though. The form has pre-defined text boxes, which cannot be altered without partially rebuilding the entire document. For the 'property description' field on the Mineral Deed form, the text box is not large enough for the rather lengthy legal description entered on my original plat.rnFortunately, I have a copy of Adobe Pro, so I have been able to re-build the doc to accommodate this short-coming.
Thank you for taking the time to provide feedback on our legal form. We're pleased to hear that you found the process for obtaining the document and the included guide beneficial.
We understand and appreciate your concern regarding the formatting and size limitations of certain fields, especially the 'property description' field. Our forms are designed to adhere to specific formatting requirements that are often mandated for legal compliance. Making direct alterations to the document can result in them becoming non-conforming, which is why we advise customers to use an exhibit page when their legal description is extensive or does not fit.
LeAnne A.
July 6th, 2021
Documents are helpful and much appreciated. Grateful for this service when an attorney is not required.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Jeffrey T.
December 1st, 2022
First Time User here. Simple and easy. Delivered Deed in excellent time. Sure beats going to the recorder's office.
Thank you for your feedback. We really appreciate it. Have a great day!
JAVIER B.
February 11th, 2021
EXCELLENT JOB DEEDS.COM
I AM SO PROUD I WAS ABLE TO RECEIVE A COPY OF THE REAL ESTATE DEED FROM MY OLD HOME OUT OF TOWN. HIGHLY RECOMMEND!!!
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