Cayuga County Mortgage and Promissory Note Form (New York)
All Cayuga County specific forms and documents listed below are included in your immediate download package:
Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Cayuga County compliant document last validated/updated 11/22/2024
Mortgage Guidelines
Line by line guide explaining every blank on the form.
Included Cayuga County compliant document last validated/updated 11/6/2024
Completed Example of the Mortgage Document
Example of a properly completed form for reference.
Included Cayuga County compliant document last validated/updated 11/28/2024
Promissory Note Form
Fill in the blank Mortgage and Promissory Note form formatted to comply with all New York recording and content requirements.
Included Cayuga County compliant document last validated/updated 11/22/2024
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Cayuga County compliant document last validated/updated 11/29/2024
Completed Example of the Promissory Note Document
Example of a properly completed New York Mortgage and Promissory Note document for reference.
Included Cayuga County compliant document last validated/updated 11/11/2024
Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
Included Cayuga County compliant document last validated/updated 9/5/2024
The following New York and Cayuga County supplemental forms are included as a courtesy with your order:
When using these Mortgage and Promissory Note forms, the subject real estate must be physically located in Cayuga County. The executed documents should then be recorded in the following office:
Cayuga County Clerk - County Office Building
160 Genesee St, 1st Floor, Auburn , New York 13021
Hours: 9:00 to 5:00 M-F / Summer: 8:00 to 4:00 (July - August)
Phone: (315) 253-1271
Local jurisdictions located in Cayuga County include:
- Auburn
- Aurora
- Cato
- Cayuga
- Fair Haven
- Genoa
- King Ferry
- Locke
- Martville
- Meridian
- Montezuma
- Moravia
- Poplar Ridge
- Port Byron
- Scipio Center
- Sterling
- Union Springs
- Weedsport
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Cayuga County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Cayuga County using our eRecording service.
Are these forms guaranteed to be recordable in Cayuga County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Cayuga County including margin requirements, content requirements, font and font size requirements.
Can the Mortgage and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Cayuga County that you need to transfer you would only need to order our forms once for all of your properties in Cayuga County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by New York or Cayuga County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Cayuga County Mortgage and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
A mortgage is a conveyance of title to property that is given as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It contains a lien against the security property that ends when the debt is repaid.
Use this form for financing real property- residential, rental units, condominiums, vacant land, small commercial and planned unit developments.
Mortgage covenants
Transfer of Rights in the Property. The Mortgagor hereby mortgages to the Mortgagee the Property described in this Mortgage. Mortgagor can lose the Property for failure to keep the promises in this Mortgage.
Applicable Law. Mortgagee shall have all the rights set forth in Section 254 of the New York Real Property Law in addition to Mortgagee's rights set forth in this Mortgage, even if the rights are different from each other.
Non-Judicial Foreclosure. Mortgagee shall have the power of sale under Article 14 of the Real Property Actions and Proceedings Law, as it may be amended from time to time, and under any successor statute or statute of similar impo1t and effect which may subsequently be enacted providing for non-judicial sale of the Property, subject to the requirements and restrictions applicable to such statutory process.
Promissory Note
A promissory note is a negotiable instrument that contains an unconditional written promise, signed by the borrower, to repay the lender or its designated agent. The promissory note also defines the amount and specific terms of the loan between borrower (maker) and lender (payee/holder).
The promissory note is not recorded on its own. Instead, it is presented for recording along with its related deed of trust or mortgage.
A mortgage that includes a power of sale clause and a promissory note that includes stringent default terms can be beneficial to the lender
(New York Mortgage Package includes forms, guidelines, and completed examples) For use in New York only.
Our Promise
The documents you receive here will meet, or exceed, the Cayuga County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Cayuga County Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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MARISSA G.
December 22nd, 2024
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Dennis F.
December 20th, 2024
The release of mortgage form was OK, and accepted at the recorder's office, but there were some problems. Many of the fields to type in were too small to accept the data, and I could not find a way to change the field size or use a smaller font. Otherwise I was satisfied.
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Frazer W.
December 19th, 2024
Deeds.com does a great job getting our legal documents filed with the D.C. Recorder of Deeds.rnrnFrazer Walton, Jr.rnLaw Office of Frazer Walton, Jr.
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Cruz C.
December 8th, 2020
L-o-v-e your site. Great over-all usable docs. thanks
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Ardys A.
January 13th, 2019
Very pleased with all the info I received and not just a blank form.
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James E.
December 1st, 2020
Forms were available for immediate download. Examples were helpful in completing form.
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David P.
February 23rd, 2019
Thank you. I was just looking but still think it is a great website. Used it a couple of years ago for a deed. Thank you.
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Sun H.
January 16th, 2024
It was great working with deeds.com. I needed to record quickclaim deed and the staff was very responsive and communicative throughout the process where I needed to modify the documents repeated. Thank you for making the recording much easy by setting up the e-recording service!
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Ralph O.
September 16th, 2024
The experience has been excellent. The site gave me exactly what I was looking for. The documentation we easy to understand.
We are grateful for your feedback and looking forward to serving you again. Thank you!
Brenda S.
April 9th, 2021
Awesome forms, filled them out on my computer, printed them out complete, notarized, recorded, wonderful process. THANKS
Thank you for the kind words Brenda. Have a great day!
jeann p.
September 19th, 2024
The site was extremely helpful.
We are delighted to have been of service. Thank you for the positive review!
Keli A.
June 3rd, 2021
Excellent site, super fast responses to messages, and great patience with a newbie user. Couldn't be more pleased. Thank you!
Thank you for your feedback. We really appreciate it. Have a great day!
ELOISA F.
May 27th, 2021
Once I had everything right;the recording was fast and easy. I was updated at every juncture and apprised of my mistakes in order to fix and record my deed. To improve service: I think that several different examples and scenarios would have helped. If you have different names from your children; birth certificates and marriage certificates are a requirement in Clark County, NV. If you want to add anyone to the deed in a Quit Claim Deed; you have to add yourself as a grantee even if you are the grantor along with the other grantees.
Thank you for your feedback. We really appreciate it. Have a great day!
Robert S B.
May 22nd, 2019
I would not have ordered this form had I realised how limited the fields are for details. There is no room for elaboration of terms. The language only allows one grantor and one grantee, and the gender and quantity default construction is a poor choice. Be basic, but leave room for more.
Thank you for your feedback. We really appreciate it. Have a great day!
William S C.
June 11th, 2021
The Lady Bird Deed appears to be fine with me as are the instructions. However, there apparently are no specific laws in Texas addressing them other than they are OK. The problem is that lenders are surely going to use them as triggers for their due on sale clauses, especially as the current small mortgage rates begin to increase. The solution to that seems to be to sign and have them notarized, but not to record them unless the holder needs to enforce the provisions. It seems to me that you should consider your solution to that problem in your instructions.
Thank you for your feedback. We really appreciate it. Have a great day!