Bernalillo County Deed of Trust and Promissory Note Form (New Mexico)

All Bernalillo County specific forms and documents listed below are included in your immediate download package:

Deed of Trust Form

Bernalillo County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Bernalillo County compliant document last validated/updated 10/18/2024

Deed of Trust Guidelines

Bernalillo County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.
Included Bernalillo County compliant document last validated/updated 9/12/2024

Completed Example of the Trustee Deed Document

Bernalillo County Completed Example of the Trustee Deed Document

Example of a properly completed form for reference.
Included Bernalillo County compliant document last validated/updated 9/25/2024

Promissory Note Form

Bernalillo County Promissory Note Form

Note that is secured by the Deed of Trust.
Included Bernalillo County compliant document last validated/updated 10/30/2024

Promissory Note Guidelines

Bernalillo County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Bernalillo County compliant document last validated/updated 10/23/2024

Completed Example of the Promissory Note Document

Bernalillo County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.
Included Bernalillo County compliant document last validated/updated 10/31/2024

Subordination Agreements

Bernalillo County Subordination Agreements

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.
Included Bernalillo County compliant document last validated/updated 9/13/2024

Annual Accounting Statement Form

Bernalillo County Annual Accounting Statement Form

Fill in the blank Deed of Trust and Promissory Note form formatted to comply with all New Mexico recording and content requirements.
Included Bernalillo County compliant document last validated/updated 10/16/2024

When using these Deed of Trust and Promissory Note forms, the subject real estate must be physically located in Bernalillo County. The executed documents should then be recorded in the following office:

Bernalillo County Clerk

One Civic Plaza NW, 6th floor / PO Box 542, Albuquerque, New Mexico 87102-0542

Hours: 8:00am-5:00pm M-F

Phone: (505) 468-1290

Local jurisdictions located in Bernalillo County include:

  • Albuquerque
  • Cedar Crest
  • Isleta
  • Kirtland Afb
  • Sandia Park
  • Tijeras

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Bernalillo County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Bernalillo County using our eRecording service.
Are these forms guaranteed to be recordable in Bernalillo County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Bernalillo County including margin requirements, content requirements, font and font size requirements.

Can the Deed of Trust and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Bernalillo County that you need to transfer you would only need to order our forms once for all of your properties in Bernalillo County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by New Mexico or Bernalillo County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Bernalillo County Deed of Trust and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

New Mexico has the Deed of Trust Act.
Foreclosure can be done non-judicially, saving time and expense. This process is called a Trustee Sale. After the Trustee sale the borrower has a right to redeem the property. This form allows one-month vs nine-months.
NM Statute 48-10-16(A)
Except as otherwise provided in Subsection E of this section, the redemption period after a trustee's sale shall be nine months, or the period provided in the deed of trust, whichever is the lesser period, and shall begin to run from the date of the trustee's sale. In the deed of trust, the parties may shorten the redemption period to not less than one month.

There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Grantor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary can take an action against any person for damages.

Use this form for financing residential property, small commercial, rental property (up to 4 units), condominiums and planned unit developments. A Deed of Trust and Promissory Note with stringent default terms/conditions can be beneficial to the lender, mostly used by investors or parties selling and/or financing a real property.

(New Mexico DOT Package includes forms, guidelines, and completed examples)

Our Promise

The documents you receive here will meet, or exceed, the Bernalillo County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Bernalillo County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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November 1st, 2024

Very thorough with plenty of instructions. Nice to be able to fill in the forms on my computer at my own pace and edit if needed. Jim

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October 25th, 2024

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October 25th, 2024

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Lanette H.

September 9th, 2020

I liked getting the forms but I was charged twice for some reason. I'm not sure what happened with that. Can you reimburse me? Thank you. Lanette

Reply from Staff

Thank you for your feedback Lanette. In review, it looks like your first payment was declined, second one was approved and processed. What you are seeing is one payment and a hold placed by your financial institution for the declined attempt. We are not sure why they do this but the hold usually falls off after a few day depending on their policy. If you have further questions about this you can contact your financial institution and they will explain. Have a great day.

Cedric H.

April 6th, 2022

The Guide and Example documents included were a great help completing the form on my own.

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James E.

December 1st, 2020

Forms were available for immediate download. Examples were helpful in completing form.

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william l H.

June 26th, 2021

Just downloaded package , fast and quick and all the info i will need to complete my deed. Thanks again.

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March 12th, 2022

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June 13th, 2019

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February 7th, 2020

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October 2nd, 2020

Quick and easy

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December 29th, 2022

Easy, Fast, Inexpensive and Responsive!

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George W.

April 2nd, 2020

The process was easy and the forms were a very complete package. FAST AND EASY DOWNLOAD

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Anthony P.

December 7th, 2021

Documents exactly as described, no complaints.

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Deirdre K.

July 19th, 2020

Fantastic! So helpful, got my deed recorded with no problem.

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