Ray County Deed of Trust and Promissory Note Form (Missouri)
All Ray County specific forms and documents listed below are included in your immediate download package:
Deed of Trust Form
Fill in the blank Deed of Trust and Promissory Note form formatted to comply with all Missouri recording and content requirements.
Included Ray County compliant document last validated/updated 8/5/2024
Deed of Trust Guidelines
Line by line guide explaining every blank on the form.
Included Ray County compliant document last validated/updated 9/25/2024
Completed Example of the Deed of Trust
Example of a properly completed form for reference.
Included Ray County compliant document last validated/updated 12/9/2024
Completed Example of the Deed of Trust Document
Example of a properly completed Missouri Deed of Trust and Promissory Note document for reference.
Included Ray County compliant document last validated/updated 8/27/2024
Promissory Note Form
Note that is secured by the Deed of Trust.
Included Ray County compliant document last validated/updated 11/19/2024
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Ray County compliant document last validated/updated 12/20/2024
Completed Example of the Promissory Note Document
Example of a properly completed form for reference.
Included Ray County compliant document last validated/updated 11/4/2024
Subordination Agreements
Used to place priority on claim of debt. Included are 4 separate agreements for unique situations. If needed, add to Deed of Trust as an addendum or rider.
Included Ray County compliant document last validated/updated 12/16/2024
Annual Accounting Statement Form
Fill in the blank Deed of Trust and Promissory Note form formatted to comply with all Missouri recording and content requirements.
Included Ray County compliant document last validated/updated 4/17/2024
The following Missouri and Ray County supplemental forms are included as a courtesy with your order:
When using these Deed of Trust and Promissory Note forms, the subject real estate must be physically located in Ray County. The executed documents should then be recorded in the following office:
Ray County Recorder of Deeds
100 W Main St, Suite 25, Richmond, Missouri 64085
Hours: 8:00 to 12:00 & 1:00 to 4:00 Monday through Friday
Phone: (816) 776-4500
Local jurisdictions located in Ray County include:
- Camden
- Hardin
- Henrietta
- Lawson
- Orrick
- Rayville
- Richmond
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Ray County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Ray County using our eRecording service.
Are these forms guaranteed to be recordable in Ray County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Ray County including margin requirements, content requirements, font and font size requirements.
Can the Deed of Trust and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Ray County that you need to transfer you would only need to order our forms once for all of your properties in Ray County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Missouri or Ray County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Ray County Deed of Trust and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
A Deed of Trust is a (security instrument securing the payment or satisfaction of any debt or other obligation.) (MRS 443.005) This is often considered a preferred method of financing real property because foreclosures are done non-judicially with no right of redemption, through a trustee sale, saving time (typically 60-90 days if uncontested) and expense. This Deed of Trust contains a "Power of Sale" clause, in the case of default the borrower(s) have pre-authorized the sale of the property. Without a "Power of Sale" a judicial foreclosure will likely have to be performed. (See 443.290 Mortgages and security agreements with power of sale)
The "Promissory Note" defines the terms of the loan, Principle owed, interest rate charged, default rate (interest charged if Note is in Default), late payment fees, etc.
These forms are flexible, use for residential, rental units, vacant land, small office and commercial. A "Special Provisions" section allows the lender to further customize the package to his/her needs. Can be used when existing liens are in place.
Fully formatted for recording. (See MRS 443.035. Recording of instrument required)
A Deed of Trust and Promissory Note that includes stringent default terms can be beneficial the lender/debt holder.
(Missouri DOT Package includes forms, guidelines, and completed examples)
Our Promise
The documents you receive here will meet, or exceed, the Ray County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Ray County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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