Wayne County Warranty Deed Reserving Life Estate Form (Mississippi)

All Wayne County specific forms and documents listed below are included in your immediate download package:

Warranty Deed Reserving Life Estate Form

Wayne County Warranty Deed Reserving Life Estate Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Wayne County compliant document last validated/updated 11/28/2024

Warranty Deed Guide

Wayne County Warranty Deed Guide

Line by line guide explaining every blank on the form.
Included Wayne County compliant document last validated/updated 9/26/2024

Completed Example of the Warranty Deed Reserving Life Estate Form

Wayne County Completed Example of the Warranty Deed Reserving Life Estate Form

Example of a properly completed form for reference.
Included Wayne County compliant document last validated/updated 11/8/2024

The following Mississippi and Wayne County supplemental forms are included as a courtesy with your order:

When using these Warranty Deed Reserving Life Estate forms, the subject real estate must be physically located in Wayne County. The executed documents should then be recorded in the following office:

Wayne County Chancery Clerk - Office location: First floor of Courthouse (near east entrance)

609 Azalea Dr, Waynesboro, Mississippi 39367

Hours: 8:00 to 5:00 M-F

Phone: (601) 735-2873

Local jurisdictions located in Wayne County include:

  • Buckatunna
  • Clara
  • Waynesboro

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Wayne County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Wayne County using our eRecording service.
Are these forms guaranteed to be recordable in Wayne County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Wayne County including margin requirements, content requirements, font and font size requirements.

Can the Warranty Deed Reserving Life Estate forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Wayne County that you need to transfer you would only need to order our forms once for all of your properties in Wayne County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Mississippi or Wayne County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Wayne County Warranty Deed Reserving Life Estate forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

A Mississippi warranty deed reserving a life estate is a legal document used to transfer property ownership while allowing the grantor (the person selling or giving the property) to retain possession and use of the property for the duration of their life. This type of deed offers both an immediate transfer of the property's title and a mechanism for ensuring that the grantor can live on or use the property until their passing. In Mississippi, a warranty deed is a deed where the grantor (seller) guarantees that they hold clear title to a piece of real estate and have a right to sell it to the grantee (buyer). The guarantee is not limited to the time the grantor owned the property---it extends back to the property's origins. This means that the grantor is guaranteeing that there are no encumbrances or claims on the property from before they took ownership.

89-1-33. Effect of word "warrant" in conveyance. The word "warrant" without restrictive words in a conveyance shall have the effect of embracing all of the five (5) covenants known to common law, to wit: seizin, power to sell, freedom from incumbrance, quiet enjoyment and warranty of title.

Reservation of Life Estate: This section specifically states that the grantor is reserving a life estate in the property. By doing so, the grantor retains the right to possess, use, and obtain any profits from the property for the duration of their life. Upon the grantor's death, the life estate automatically terminates, and the grantee possesses the property in full, without any further legal action.

Estate Planning: One of the primary uses of a warranty deed reserving a life estate is in estate planning. It allows individuals to ensure that their heirs or chosen beneficiaries receive the property upon their death while retaining the ability to live on or use the property during their lifetime.
Avoiding Probate: By using a warranty deed with a life estate reservation, the property will automatically pass to the grantee upon the death of the grantor, often avoiding the need for probate.

Protection for the Grantor: Since the grantor retains a life estate, they can continue to live on the property and cannot be forced off by the grantee or any subsequent owner. The grantee cannot sell, mortgage, or otherwise encumber the property in a way that would affect the grantor's life estate.

Tax Implications: There may be tax implications related to transferring property with a reserved life estate, both in terms of gift taxes and potential capital gains taxes. It's essential for individuals considering this option to consult with tax professionals and estate planners.

In summary, a Mississippi warranty deed reserving a life estate offers a flexible tool for estate planning, allowing property owners to pass on their property to chosen beneficiaries while retaining rights to the property during their lifetime.

(Mississippi WD Reserving LE Package includes form, guidelines, and completed example) For use in Mississippi only.

Our Promise

The documents you receive here will meet, or exceed, the Wayne County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Wayne County Warranty Deed Reserving Life Estate form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4445 Reviews )

Dennis F.

December 20th, 2024

The release of mortgage form was OK, and accepted at the recorder's office, but there were some problems. Many of the fields to type in were too small to accept the data, and I could not find a way to change the field size or use a smaller font. Otherwise I was satisfied.

Reply from Staff

Your feedback is a crucial part of our dedication to ongoing improvement. Thank you for your insightful comments.

Frazer W.

December 19th, 2024

Deeds.com does a great job getting our legal documents filed with the D.C. Recorder of Deeds.rnrnFrazer Walton, Jr.rnLaw Office of Frazer Walton, Jr.

Reply from Staff

Your appreciative words mean the world to us. Thank you.

Ann D.

December 16th, 2024

I found what my lawyer recommended and was able to download it easily.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Joel N.

September 7th, 2019

Was helpful

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Nancy A.

April 24th, 2024

This is an excellent resource. I was surprised because the price is so low I thought the products might be inferior. Not only were were the requested documents high quality, additional unrequested documents were added to my order that I didn't realize I would need until I read them. I especially appreciate that all the documents were specific to my county. I highly recommend using deeds.com.

Reply from Staff

Your satisfaction with our services is of utmost importance to us. Thank you for letting us know how we did!

Mark M.

November 5th, 2020

Deeds was easy to use and worked as specified; they got the recording I needed done finished in one day!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Wendy C.

January 27th, 2021

I purchased a Warranty Deed "package" on Friday and found that the Main download was a working document, but the secondary document (which is required) was not. In other words, I was able to use the fill-in feature on the main document, but not on the second document. I used the portal on the website to report my issue the same day. That was Friday. This is Wednesday. I have not heard a word from them and I have to use my documents in 2 days. I will probably have to resort to pen and ink for that document, but I have already tried filling it out twice and have to keep reprinting and starting over. You can't white out or cross out. I would really prefer to have the complete service that I paid for.

Reply from Staff

Thank you for your feedback. As is noted on the site, supplemental forms are provided as a courtesy with your order. They are not our forms, we did not create them. They are created and provided by the jurisdiction/agency that requires them. Have a wonderful day.

Thomas H.

March 9th, 2023

I received every form I requested, immediately upon payment. All forms were up to date and easy to edit as needed. I'll come back here for all my future needs of this nature.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Patricia W.

December 16th, 2019

Easy to use with the itemized instruction.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Russell F.

June 18th, 2019

Thanks for the prompt response to my inquiry. I appreciate the extra effort provided by Tom and Melbra. Great job!

Reply from Staff

Thank you!

Raymond P.

August 7th, 2019

User Friendly- so easy to fill in online!!!

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Joseph D.

July 1st, 2022

Exellent and easy! Thqanks!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

james b.

May 29th, 2020

worked great

Reply from Staff

Thank you!

John W.

January 9th, 2019

The forms were easy to acquire and easy to use

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Ralph E.

March 24th, 2019

I wish I had found this site earlier!!! Not only was it helpful and just what I needed but I got my information so fast AND on the weekend. I would recommend this site to everyone. I plan on using it more. Its cheap and I can get my information while sitting at home. Very impressed!

Reply from Staff

Thank you for the kinds words Ralph. Have a great day!