Lauderdale County Warranty Deed Reserving Life Estate Form (Mississippi)
All Lauderdale County specific forms and documents listed below are included in your immediate download package:
Warranty Deed Reserving Life Estate Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Lauderdale County compliant document last validated/updated 10/24/2024
Warranty Deed Guide
Line by line guide explaining every blank on the form.
Included Lauderdale County compliant document last validated/updated 9/26/2024
Completed Example of the Warranty Deed Reserving Life Estate Form
Example of a properly completed form for reference.
Included Lauderdale County compliant document last validated/updated 11/8/2024
The following Mississippi and Lauderdale County supplemental forms are included as a courtesy with your order:
When using these Warranty Deed Reserving Life Estate forms, the subject real estate must be physically located in Lauderdale County. The executed documents should then be recorded in the following office:
Lauderdale County Chancery Clerk
500 Constitution Ave, 1st Floor / PO Box 1587, Meridian, Mississippi 39301 / 39302-1587
Hours: 8:00am-5:00pm M-F
Phone: (601) 482-9701
Local jurisdictions located in Lauderdale County include:
- Bailey
- Collinsville
- Daleville
- Lauderdale
- Marion
- Meridian
- Toomsuba
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Lauderdale County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Lauderdale County using our eRecording service.
Are these forms guaranteed to be recordable in Lauderdale County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Lauderdale County including margin requirements, content requirements, font and font size requirements.
Can the Warranty Deed Reserving Life Estate forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Lauderdale County that you need to transfer you would only need to order our forms once for all of your properties in Lauderdale County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Mississippi or Lauderdale County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Lauderdale County Warranty Deed Reserving Life Estate forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
A Mississippi warranty deed reserving a life estate is a legal document used to transfer property ownership while allowing the grantor (the person selling or giving the property) to retain possession and use of the property for the duration of their life. This type of deed offers both an immediate transfer of the property's title and a mechanism for ensuring that the grantor can live on or use the property until their passing. In Mississippi, a warranty deed is a deed where the grantor (seller) guarantees that they hold clear title to a piece of real estate and have a right to sell it to the grantee (buyer). The guarantee is not limited to the time the grantor owned the property---it extends back to the property's origins. This means that the grantor is guaranteeing that there are no encumbrances or claims on the property from before they took ownership.
89-1-33. Effect of word "warrant" in conveyance. The word "warrant" without restrictive words in a conveyance shall have the effect of embracing all of the five (5) covenants known to common law, to wit: seizin, power to sell, freedom from incumbrance, quiet enjoyment and warranty of title.
Reservation of Life Estate: This section specifically states that the grantor is reserving a life estate in the property. By doing so, the grantor retains the right to possess, use, and obtain any profits from the property for the duration of their life. Upon the grantor's death, the life estate automatically terminates, and the grantee possesses the property in full, without any further legal action.
Estate Planning: One of the primary uses of a warranty deed reserving a life estate is in estate planning. It allows individuals to ensure that their heirs or chosen beneficiaries receive the property upon their death while retaining the ability to live on or use the property during their lifetime.
Avoiding Probate: By using a warranty deed with a life estate reservation, the property will automatically pass to the grantee upon the death of the grantor, often avoiding the need for probate.
Protection for the Grantor: Since the grantor retains a life estate, they can continue to live on the property and cannot be forced off by the grantee or any subsequent owner. The grantee cannot sell, mortgage, or otherwise encumber the property in a way that would affect the grantor's life estate.
Tax Implications: There may be tax implications related to transferring property with a reserved life estate, both in terms of gift taxes and potential capital gains taxes. It's essential for individuals considering this option to consult with tax professionals and estate planners.
In summary, a Mississippi warranty deed reserving a life estate offers a flexible tool for estate planning, allowing property owners to pass on their property to chosen beneficiaries while retaining rights to the property during their lifetime.
(Mississippi WD Reserving LE Package includes form, guidelines, and completed example) For use in Mississippi only.
Our Promise
The documents you receive here will meet, or exceed, the Lauderdale County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Lauderdale County Warranty Deed Reserving Life Estate form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4434 Reviews )
James S.
November 21st, 2024
Forms used, created quitclaim deed that the county accepted without a second look (turns out they see deeds.com forms regularly via erecording and in person). Will be back for any real estate related forms I need and they carry. Will always be my first stop. Also, will use erecording next time, mad I didn't see it this time.
Thanks for the kind words James, glad we could help. Look forward to seeing you again.
Thomas G.
November 21st, 2024
Wasn’t what I expected
Sorry to hear that your expectations were missed. Your order has been canceled. We do hope that you find something more suitable to your expectations elsewhere. Do keep in mind that purchasing legal forms should not be an exploratory endeavor.
Jimmy P.
November 20th, 2024
They sent me everything I would need to do this. Easy purchase -Easy download. Great!! I'll be back here for all my document needs.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Viola G.
November 2nd, 2023
no as easy as anticipated but convenient.
We are grateful for your feedback and looking forward to serving you again. Thank you!
Stacey H.
October 23rd, 2024
This was my first time using Deeds.com and I was very impressed on the professionalism and the expediency of the recording. Will definitely be using them again. rnrnStacey H.
Your satisfaction with our services is of utmost importance to us. Thank you for letting us know how we did!
Tramelle O.
March 29th, 2021
This is perfect! Thank you!
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Novella M T.
January 5th, 2022
Amazing forms, nice to have something specific and not generic like some other sites. Getting the other required forms included is a nice bonus.
Great to hear Novella. We appreciate you taking the time to leave your feedback.
Thomas M.
September 21st, 2020
EXCELLENT resource for ALL state documents! The forms come with explanations and examples. A real Deal!!!
Thank you!
Gwen N.
September 16th, 2021
Easy to use
Thank you!
Debra M.
November 8th, 2021
Easy Peasy. Great experience.
Thank you for your feedback. We really appreciate it. Have a great day!
Stephen U.
December 5th, 2020
This is another great deal that has come out of the quarantine for covid. Saved me hours and days of time. and provides a way to file deeds that really isn't done effectively anyway else. It was also very inexpensive that you would not expect. I didn't even have to leave home.
Thank you for your feedback. We really appreciate it. Have a great day!
Don M.
February 17th, 2023
The process was easy going. The process is one thing, the results another. I have attempting to resolve this matter, of claiming sole ownership of the property for several YEARS. I lost my Bride of 65 years in 2015. A lawyer I hired failed in his attempt, so I'm waiting to see the actual results.
I also have two parcels in New Mexico under the same situation, so if this is successful, I'll gladly be back. Thank You so very much. Don Martin
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Rachelle S.
March 21st, 2021
Wow that was easy
Thank you!
Patricia C.
March 31st, 2019
Only source I could find. Wasn't sure if I needed same certificate from each state and site had me checkout separately for each. Good way to keep you customer paying up.
Just hope what I received is acceptable.
Thank you!
GLENN B.
August 21st, 2023
Great affordable quick service
We appreciate your business and value your feedback. Thank you. Have a wonderful day!