Coahoma County Warranty Deed Reserving Life Estate Form (Mississippi)

All Coahoma County specific forms and documents listed below are included in your immediate download package:

Warranty Deed Reserving Life Estate Form

Coahoma County Warranty Deed Reserving Life Estate Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Coahoma County compliant document last validated/updated 10/24/2024

Warranty Deed Guide

Coahoma County Warranty Deed Guide

Line by line guide explaining every blank on the form.
Included Coahoma County compliant document last validated/updated 9/26/2024

Completed Example of the Warranty Deed Reserving Life Estate Form

Coahoma County Completed Example of the Warranty Deed Reserving Life Estate Form

Example of a properly completed form for reference.
Included Coahoma County compliant document last validated/updated 11/8/2024

The following Mississippi and Coahoma County supplemental forms are included as a courtesy with your order:

When using these Warranty Deed Reserving Life Estate forms, the subject real estate must be physically located in Coahoma County. The executed documents should then be recorded in the following office:

Coahoma County Chancery Clerk

115 First St / PO Box 98, Clarksdale, Mississippi 38614

Hours: 8:00 to 5:00 M-F

Phone: (662) 624-3000

Local jurisdictions located in Coahoma County include:

  • Clarksdale
  • Coahoma
  • Dublin
  • Farrell
  • Friars Point
  • Jonestown
  • Lula
  • Lyon
  • Rena Lara
  • Sherard

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Coahoma County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Coahoma County using our eRecording service.
Are these forms guaranteed to be recordable in Coahoma County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Coahoma County including margin requirements, content requirements, font and font size requirements.

Can the Warranty Deed Reserving Life Estate forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Coahoma County that you need to transfer you would only need to order our forms once for all of your properties in Coahoma County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Mississippi or Coahoma County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Coahoma County Warranty Deed Reserving Life Estate forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

A Mississippi warranty deed reserving a life estate is a legal document used to transfer property ownership while allowing the grantor (the person selling or giving the property) to retain possession and use of the property for the duration of their life. This type of deed offers both an immediate transfer of the property's title and a mechanism for ensuring that the grantor can live on or use the property until their passing. In Mississippi, a warranty deed is a deed where the grantor (seller) guarantees that they hold clear title to a piece of real estate and have a right to sell it to the grantee (buyer). The guarantee is not limited to the time the grantor owned the property---it extends back to the property's origins. This means that the grantor is guaranteeing that there are no encumbrances or claims on the property from before they took ownership.

89-1-33. Effect of word "warrant" in conveyance. The word "warrant" without restrictive words in a conveyance shall have the effect of embracing all of the five (5) covenants known to common law, to wit: seizin, power to sell, freedom from incumbrance, quiet enjoyment and warranty of title.

Reservation of Life Estate: This section specifically states that the grantor is reserving a life estate in the property. By doing so, the grantor retains the right to possess, use, and obtain any profits from the property for the duration of their life. Upon the grantor's death, the life estate automatically terminates, and the grantee possesses the property in full, without any further legal action.

Estate Planning: One of the primary uses of a warranty deed reserving a life estate is in estate planning. It allows individuals to ensure that their heirs or chosen beneficiaries receive the property upon their death while retaining the ability to live on or use the property during their lifetime.
Avoiding Probate: By using a warranty deed with a life estate reservation, the property will automatically pass to the grantee upon the death of the grantor, often avoiding the need for probate.

Protection for the Grantor: Since the grantor retains a life estate, they can continue to live on the property and cannot be forced off by the grantee or any subsequent owner. The grantee cannot sell, mortgage, or otherwise encumber the property in a way that would affect the grantor's life estate.

Tax Implications: There may be tax implications related to transferring property with a reserved life estate, both in terms of gift taxes and potential capital gains taxes. It's essential for individuals considering this option to consult with tax professionals and estate planners.

In summary, a Mississippi warranty deed reserving a life estate offers a flexible tool for estate planning, allowing property owners to pass on their property to chosen beneficiaries while retaining rights to the property during their lifetime.

(Mississippi WD Reserving LE Package includes form, guidelines, and completed example) For use in Mississippi only.

Our Promise

The documents you receive here will meet, or exceed, the Coahoma County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Coahoma County Warranty Deed Reserving Life Estate form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4434 Reviews )

James S.

November 21st, 2024

Forms used, created quitclaim deed that the county accepted without a second look (turns out they see deeds.com forms regularly via erecording and in person). Will be back for any real estate related forms I need and they carry. Will always be my first stop. Also, will use erecording next time, mad I didn't see it this time.

Reply from Staff

Thanks for the kind words James, glad we could help. Look forward to seeing you again.

Thomas G.

November 21st, 2024

Wasn’t what I expected

Reply from Staff

Sorry to hear that your expectations were missed. Your order has been canceled. We do hope that you find something more suitable to your expectations elsewhere. Do keep in mind that purchasing legal forms should not be an exploratory endeavor.

Jimmy P.

November 20th, 2024

They sent me everything I would need to do this. Easy purchase -Easy download. Great!! I'll be back here for all my document needs.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Gabriel R.

August 24th, 2022

So far the service seems good, simple to use. One criticism, the password change feature should require the user to re-enter their old password, new password, and re-enter the new password to make sure there is no typos. Thanks.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Deborah M.

June 24th, 2021

Absolutely great. The staff is responsive and knowledgeable. The online interface is excellent. The total cost for finalizing the sale on our property (minus state filing fees) was $39. A wonderful experience.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

ruth l.

January 6th, 2021

I found this sight very helpful. All the information that one needs to file a quit claim deed. thank you so much.

Reply from Staff

Thank you!

Lawrence R.

February 4th, 2020

Forms do not allow enough space for fields and cutoff. Need to expand the fields to allow for more writing. I ended up re-typing to be able to include full property description.

Would be nice if available in Word format rather than only PDF format.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Gerry C.

February 6th, 2021

Forms appear to be most current and instructions clear. Inserting grantor/grantee information onto form a bit "clunky" however no major issues. I will be using services again.

Reply from Staff

Thank you!

Kathryn M.

May 1st, 2019

Never know an online service was available for recording county documents. It was so easy and simple and FAST! Within a matter of a couple hours it's done. I would definitely recommend Deeds.com to anyone.

Reply from Staff

Thank you Kathryn, we really appreciate that.

Tawnya P.

November 2nd, 2022

I can't believe I haven't found Deeds.com sooner. They made my job so much easier!! They make recording documents effortless. I'm so grateful.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Pamela G.

November 18th, 2020

I have an apple phone. I could not fill in the form to pay because apple phones do not have a dash that can be used when the field requires a phone number with a dash. I had to borrow an android phone in which the telephone keypad had a dash that could be used. It was easy to pay using an android phone but impossible to pay using an apple phone. Remove the requirement for dashes to allow apple phones to use this service.

Reply from Staff

Thank you!

Javel L.

November 28th, 2019

The idea is great. I was not able to have my deed retrieved. Would have needed a verifies copy anyway.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Mark S.

June 28th, 2022

The forms were easy to fill in and file. I've never filed anything like this before and the forms made it extremely easy.
Thank you so much!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Paulette O.

March 24th, 2021

I love this! I wish there was one for a simple personal will.

Reply from Staff

Thank you!

Diana M.

October 18th, 2020

Awesome service. Quick and easy. Complete directions on how to complete the forms with examples for further assistance.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!