Choctaw County Warranty Deed Reserving Life Estate Form (Mississippi)
All Choctaw County specific forms and documents listed below are included in your immediate download package:
Warranty Deed Reserving Life Estate Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Choctaw County compliant document last validated/updated 10/24/2024
Warranty Deed Guide
Line by line guide explaining every blank on the form.
Included Choctaw County compliant document last validated/updated 9/26/2024
Completed Example of the Warranty Deed Reserving Life Estate Form
Example of a properly completed form for reference.
Included Choctaw County compliant document last validated/updated 8/23/2024
The following Mississippi and Choctaw County supplemental forms are included as a courtesy with your order:
When using these Warranty Deed Reserving Life Estate forms, the subject real estate must be physically located in Choctaw County. The executed documents should then be recorded in the following office:
Choctaw County Chancery Clerk
112 East Quinn St / PO Box 250, Ackerman, Mississippi 39735
Hours: 8:00am to 4:30pm.M-F
Phone: (662) 285-6329
Local jurisdictions located in Choctaw County include:
- Ackerman
- French Camp
- Weir
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Choctaw County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Choctaw County using our eRecording service.
Are these forms guaranteed to be recordable in Choctaw County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Choctaw County including margin requirements, content requirements, font and font size requirements.
Can the Warranty Deed Reserving Life Estate forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Choctaw County that you need to transfer you would only need to order our forms once for all of your properties in Choctaw County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Mississippi or Choctaw County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Choctaw County Warranty Deed Reserving Life Estate forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
A Mississippi warranty deed reserving a life estate is a legal document used to transfer property ownership while allowing the grantor (the person selling or giving the property) to retain possession and use of the property for the duration of their life. This type of deed offers both an immediate transfer of the property's title and a mechanism for ensuring that the grantor can live on or use the property until their passing. In Mississippi, a warranty deed is a deed where the grantor (seller) guarantees that they hold clear title to a piece of real estate and have a right to sell it to the grantee (buyer). The guarantee is not limited to the time the grantor owned the property---it extends back to the property's origins. This means that the grantor is guaranteeing that there are no encumbrances or claims on the property from before they took ownership.
89-1-33. Effect of word "warrant" in conveyance. The word "warrant" without restrictive words in a conveyance shall have the effect of embracing all of the five (5) covenants known to common law, to wit: seizin, power to sell, freedom from incumbrance, quiet enjoyment and warranty of title.
Reservation of Life Estate: This section specifically states that the grantor is reserving a life estate in the property. By doing so, the grantor retains the right to possess, use, and obtain any profits from the property for the duration of their life. Upon the grantor's death, the life estate automatically terminates, and the grantee possesses the property in full, without any further legal action.
Estate Planning: One of the primary uses of a warranty deed reserving a life estate is in estate planning. It allows individuals to ensure that their heirs or chosen beneficiaries receive the property upon their death while retaining the ability to live on or use the property during their lifetime.
Avoiding Probate: By using a warranty deed with a life estate reservation, the property will automatically pass to the grantee upon the death of the grantor, often avoiding the need for probate.
Protection for the Grantor: Since the grantor retains a life estate, they can continue to live on the property and cannot be forced off by the grantee or any subsequent owner. The grantee cannot sell, mortgage, or otherwise encumber the property in a way that would affect the grantor's life estate.
Tax Implications: There may be tax implications related to transferring property with a reserved life estate, both in terms of gift taxes and potential capital gains taxes. It's essential for individuals considering this option to consult with tax professionals and estate planners.
In summary, a Mississippi warranty deed reserving a life estate offers a flexible tool for estate planning, allowing property owners to pass on their property to chosen beneficiaries while retaining rights to the property during their lifetime.
(Mississippi WD Reserving LE Package includes form, guidelines, and completed example) For use in Mississippi only.
Our Promise
The documents you receive here will meet, or exceed, the Choctaw County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Choctaw County Warranty Deed Reserving Life Estate form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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Very thorough with plenty of instructions. Nice to be able to fill in the forms on my computer at my own pace and edit if needed. Jim
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October 25th, 2024
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October 25th, 2024
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December 23rd, 2018
Good site, had the information I needed. Quicker than I expected. Thanks.
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Griselle M.
April 9th, 2020
Great service - it was my first time using the service and really recommend it. Due to COVID-19, my County Recorder's Office is closed and I was able to create the document using their vast templates, notarize it, and upload it into the system. The recording process took about 7 working days which is not bad considering that most people are working remotely. I will share this website and its many resources with my relatives and friends.
Thank you Griselle, glad we could help.
Beatrice V.
August 27th, 2020
I was in despair as I needed to file two (2) very important documents with the County. Due to Covid the office was closed and my only recourse was to E-Fie with a service provider. I was fortunate enough to hear about Deeds.com. They were specific, courteous, patient and most of all productive. My documents will take awhile for the final filing but that is because the County happens to have a slow turn around time. Otherwise, I am now relieved that this part is over. Thank you Deeds.com. You are awesome.
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Janice W.
January 25th, 2019
Great instructions, samples, ease in getting the form I needed, filling it out as a PDF, and having it ready for a Notary's signature. I was hesitant a first, but glad I paid the fee - now it is done!
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AARON D.
July 26th, 2024
Forms were great ! Cancelled my lawyer's appointment & utilized your forms.rn
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James J.
December 27th, 2019
Downloaded and used the Ladybird Warranty Deed for a county in Florida with no issues. Cost for the download and subsequent recording fee of the deed totaled less than $40. No reason to pay hundreds. I assume the subsequent transfer upon death will go smoothly, but I of course, will never know. The "example" of a completed form was very beneficial. Also, get a copy of the current deed and make sure legal description of real estate is exactly the same on the new deed.
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Donna D.
March 20th, 2020
Easy to use. Good information. Would use again.
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Hayley C.
November 19th, 2020
Love this site, so easy to work with and customer service is amazing.
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Isabel M.
December 20th, 2018
Easy and quick...I highly recommend this site:)
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James J.
October 2nd, 2021
Thank you for service. The deed process was easy to complete. My new deed was accepted by the county clerk and the tax assessors office.
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Z. L.
October 20th, 2021
I appreciate a service that can reach any county in Texas to file deed distribution deeds. It is convenient, time and money saving for our clients and takes the headache out of estate administration. Thanks.
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Michael M.
April 30th, 2019
Easy to follow directions and instructions to properly and legally fill-in the Deed that I requested. It was also very easy and convenient. If I was going to employ an Attorney or Legal Documents Preparer, they would easily charge me between $150 to $225 a Deed! For the cost of $19.97, anyone would pursue this price! Thank you, Deeds.com for a wonderful and terrific experience! I'm going to need you again to change Titles for my other Investment Properties.
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