Saint Joseph County Mortgage Secured by Promissory Note Form (Michigan)

All Saint Joseph County specific forms and documents listed below are included in your immediate download package:

Mortgage Form

Saint Joseph County Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Saint Joseph County compliant document last validated/updated 10/4/2024

Mortgage Guidelines

Saint Joseph County Mortgage Guidelines

Line by line guide explaining every blank on the form.
Included Saint Joseph County compliant document last validated/updated 11/20/2024

Completed Example of the Mortgage Document

Saint Joseph County Completed Example of the Mortgage Document

Example of a properly completed form for reference.
Included Saint Joseph County compliant document last validated/updated 11/22/2024

Promissory Note Form

Saint Joseph County Promissory Note Form

Fill in the blank Form.
Included Saint Joseph County compliant document last validated/updated 8/16/2024

Promissory Note Guidelines

Saint Joseph County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Saint Joseph County compliant document last validated/updated 10/17/2024

Completed Example of the Promissory Note Document

Saint Joseph County Completed Example of the Promissory Note Document

This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included Saint Joseph County compliant document last validated/updated 10/15/2024

Annual Accounting Statement Form

Saint Joseph County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.
Included Saint Joseph County compliant document last validated/updated 8/27/2024

When using these Mortgage Secured by Promissory Note forms, the subject real estate must be physically located in Saint Joseph County. The executed documents should then be recorded in the following office:

St. Joseph County Register of Deeds

Historic Courthouse - 125 W Main St / PO Box 388, Centreville, Michigan 49032

Hours: M-F 8:00am to 5:00pm

Phone: (269) 467-5552

Local jurisdictions located in Saint Joseph County include:

  • Burr Oak
  • Centreville
  • Colon
  • Constantine
  • Leonidas
  • Mendon
  • Nottawa
  • Sturgis
  • Three Rivers
  • White Pigeon

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Saint Joseph County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Saint Joseph County using our eRecording service.
Are these forms guaranteed to be recordable in Saint Joseph County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Saint Joseph County including margin requirements, content requirements, font and font size requirements.

Can the Mortgage Secured by Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Saint Joseph County that you need to transfer you would only need to order our forms once for all of your properties in Saint Joseph County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Michigan or Saint Joseph County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Saint Joseph County Mortgage Secured by Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

This mortgage includes a power of sale clause and waiver of rights, saving time and expense in the case of a foreclosure.
Waiver of Rights. This Mortgage contains a power of sale that permits the Mortgagee/Lender to cause the Premises to be sold in the event of a default. Mortgagee/Lender may elect to cause the Premises to be sold by advertisement rather than pursuant to court action, and Mortgagor/Borrower voluntarily and knowingly waives any right Mortgagor/Borrower may have by virtue of any applicable constitutional provision or statute to any notice or court hearing before the exercise required by the Michigan statute governing foreclosures by advertisement.
In the event of default in any of the terms or covenants of this Mortgage, Mortgagee/Lender shall be entitled to all of the rights and benefits of MCL 554.231-.233, MSA 26.1137(1)-(3), and 1966 PA 151.

Use this mortgage to finance residential property, small commercial, condominiums, rental property, and planned unit developments even with an existing first mortgage on the subject property. A mortgage and promissory note that include stringent default terms can be beneficial to the Mortgagee/Lender.

Included is an annual accounting statement form
565.161 Annual statements to mortgagor; when required, contents.
Sec. 1.
Where, by the terms of a mortgage on real property, the mortgagor is required to make periodic payments which include sums to be allocated to an escrow account for the purpose of paying taxes, insurance or improvements to the property, or any combination of such purposes, the mortgagee or agent receiving the periodic payments shall furnish the mortgagor with a statement within 60 days of the close of the calendar year, showing the beginning balance of the escrow fund, total receipts received by the fund during the calendar year, an itemized statement of all expenditures from the fund during the calendar year and the balance in the fund at the end of the calendar year.

(Michigan Mortgage Package includes forms, guidelines, and completed examples) For use in Michigan only.

Our Promise

The documents you receive here will meet, or exceed, the Saint Joseph County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Saint Joseph County Mortgage Secured by Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4434 Reviews )

James S.

November 21st, 2024

Forms used, created quitclaim deed that the county accepted without a second look (turns out they see deeds.com forms regularly via erecording and in person). Will be back for any real estate related forms I need and they carry. Will always be my first stop. Also, will use erecording next time, mad I didn't see it this time.

Reply from Staff

Thanks for the kind words James, glad we could help. Look forward to seeing you again.

Thomas G.

November 21st, 2024

Wasn’t what I expected

Reply from Staff

Sorry to hear that your expectations were missed. Your order has been canceled. We do hope that you find something more suitable to your expectations elsewhere. Do keep in mind that purchasing legal forms should not be an exploratory endeavor.

Jimmy P.

November 20th, 2024

They sent me everything I would need to do this. Easy purchase -Easy download. Great!! I'll be back here for all my document needs.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Linda I.

August 16th, 2023

So far so good. It was reasonably easy to download and complete the form using information found in my closing paperwork. I haven't yet had my form notarized but plan to do so this week and submit the packet to my county auditor.

Reply from Staff

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Justin S.

September 2nd, 2022

Very useful information

Reply from Staff

Thank you!

janice b.

April 29th, 2021

This is a very helpful site when you don't know exactly what to do. Very clear in explaining the wording on deeds. Thank you it made a big difference knowing the right way to do things.

Reply from Staff

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Robert K.

June 13th, 2021

Very user friendly - I found the affidavit I needed right away together with the guide to filling it out.

Reply from Staff

Thank you!

jen k.

June 15th, 2022

I tried to use the free stuff you find on the internet. You quickly find out that free is rarely ever (never) free. Even worse, the long term cost can be immeasurable. Glad I realized that before I got too far in. Do yourself a favor, spend a few bucks up front to get the right forms.

Reply from Staff

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Michele J.

July 27th, 2020

I found a typo.
It would be good to list the documents an individual needs to fill out the form.

Reply from Staff

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John T.

October 12th, 2023

I have not completed the submission of documents yet but the initial sign up and documents were easily done and trouble free. Will update with results soon

Reply from Staff

Thank you!

Donna R.

November 17th, 2021

This was a seamless process. It probably took one minute to fill out my information and upload the document. It was formatted and sent immediately. It was processed the next day at the county recorders office. I have zero complaints.

Before finding this company I spent an entire day calling and leaving messages at other e-filing companies like simplfile and others but they all required subscriptions. I just needed to file a single document now and then so that was not a good fit. (And those companies I found out still require the customer to do all the work!). Deeds.com kept me informed throughout the process every step.

I'm happy to write this review.

Thank you

Reply from Staff

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Armando R.

February 17th, 2021

Great service, quick and affordable. Thank you!

Reply from Staff

Thank you!

Michael M.

February 20th, 2020

Thanks worked out great as the form was perfect and no problems filing it with the county.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Joey D.

July 29th, 2019

Great product delivered immediately at very reasonable price. Highly recommend !

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Anthony P.

December 7th, 2021

Documents exactly as described, no complaints.

Reply from Staff

Thank you!