Emmet County Mortgage Secured by Promissory Note Form (Michigan)
All Emmet County specific forms and documents listed below are included in your immediate download package:
Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Emmet County compliant document last validated/updated 10/4/2024
Mortgage Guidelines
Line by line guide explaining every blank on the form.
Included Emmet County compliant document last validated/updated 11/20/2024
Completed Example of the Mortgage Document
Example of a properly completed form for reference.
Included Emmet County compliant document last validated/updated 11/22/2024
Promissory Note Form
Fill in the blank Form.
Included Emmet County compliant document last validated/updated 8/16/2024
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Emmet County compliant document last validated/updated 10/17/2024
Completed Example of the Promissory Note Document
This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included Emmet County compliant document last validated/updated 10/15/2024
Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
Included Emmet County compliant document last validated/updated 8/27/2024
The following Michigan and Emmet County supplemental forms are included as a courtesy with your order:
When using these Mortgage Secured by Promissory Note forms, the subject real estate must be physically located in Emmet County. The executed documents should then be recorded in the following office:
Emmet County Register of Deeds
200 Division St, Suite 150, Petoskey, Michigan 49770
Hours: 8:00 to 5:00 M-F
Phone: (231) 348-1761
Local jurisdictions located in Emmet County include:
- Alanson
- Brutus
- Carp Lake
- Conway
- Cross Village
- Good Hart
- Harbor Springs
- Levering
- Oden
- Pellston
- Petoskey
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Emmet County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Emmet County using our eRecording service.
Are these forms guaranteed to be recordable in Emmet County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Emmet County including margin requirements, content requirements, font and font size requirements.
Can the Mortgage Secured by Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Emmet County that you need to transfer you would only need to order our forms once for all of your properties in Emmet County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Michigan or Emmet County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Emmet County Mortgage Secured by Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
This mortgage includes a power of sale clause and waiver of rights, saving time and expense in the case of a foreclosure.
Waiver of Rights. This Mortgage contains a power of sale that permits the Mortgagee/Lender to cause the Premises to be sold in the event of a default. Mortgagee/Lender may elect to cause the Premises to be sold by advertisement rather than pursuant to court action, and Mortgagor/Borrower voluntarily and knowingly waives any right Mortgagor/Borrower may have by virtue of any applicable constitutional provision or statute to any notice or court hearing before the exercise required by the Michigan statute governing foreclosures by advertisement.
In the event of default in any of the terms or covenants of this Mortgage, Mortgagee/Lender shall be entitled to all of the rights and benefits of MCL 554.231-.233, MSA 26.1137(1)-(3), and 1966 PA 151.
Use this mortgage to finance residential property, small commercial, condominiums, rental property, and planned unit developments even with an existing first mortgage on the subject property. A mortgage and promissory note that include stringent default terms can be beneficial to the Mortgagee/Lender.
Included is an annual accounting statement form
565.161 Annual statements to mortgagor; when required, contents.
Sec. 1.
Where, by the terms of a mortgage on real property, the mortgagor is required to make periodic payments which include sums to be allocated to an escrow account for the purpose of paying taxes, insurance or improvements to the property, or any combination of such purposes, the mortgagee or agent receiving the periodic payments shall furnish the mortgagor with a statement within 60 days of the close of the calendar year, showing the beginning balance of the escrow fund, total receipts received by the fund during the calendar year, an itemized statement of all expenditures from the fund during the calendar year and the balance in the fund at the end of the calendar year.
(Michigan Mortgage Package includes forms, guidelines, and completed examples) For use in Michigan only.
Our Promise
The documents you receive here will meet, or exceed, the Emmet County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Emmet County Mortgage Secured by Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4434 Reviews )
James S.
November 21st, 2024
Forms used, created quitclaim deed that the county accepted without a second look (turns out they see deeds.com forms regularly via erecording and in person). Will be back for any real estate related forms I need and they carry. Will always be my first stop. Also, will use erecording next time, mad I didn't see it this time.
Thanks for the kind words James, glad we could help. Look forward to seeing you again.
Thomas G.
November 21st, 2024
Wasn’t what I expected
Sorry to hear that your expectations were missed. Your order has been canceled. We do hope that you find something more suitable to your expectations elsewhere. Do keep in mind that purchasing legal forms should not be an exploratory endeavor.
Jimmy P.
November 20th, 2024
They sent me everything I would need to do this. Easy purchase -Easy download. Great!! I'll be back here for all my document needs.
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CHERYL G.
April 11th, 2022
After my county rejected a deed from another company, I researched better and purchased my Lady Bird Deed from Deeds.com. Very simple, received everything immediately. Printed out sample and guide sheets and filled out my deed. Very thorough and easy to understand. All the additional forms were awesome. And the best part is, my county recorded my deed this morning! WooHoo! Very happy customer! Thank you!
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Dagmar R.
April 28th, 2021
Great Service, very helpful and knowledgeable.
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Courtney V.
February 9th, 2021
I didn't have a chance to judge your services because I received a message saying that my requested title could not be searched. I will say, the website is easy to navigate. I'm not sure how many who use these services are laymen, but I would suggest adding a detailed explanation of each service. I had to Google the difference between each type of title search, but I might just be more uninformed than the average person, or I just didn't see it on your website
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Dana R.
February 20th, 2021
This site is Awesome! So easy to use and they really work fast. I will use this for all my Maricopa County Recorder items or deeds, etc. Love this site.
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Lindsey W.
March 7th, 2019
The service was great but after I did all my work and uploaded the documents they canceled my stuff because the county they had on the list doesnt take/or have set up e-recording yet. It was a bit disappointing because thats the only reason I was on here is because it brought me here from that countys sight.
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Bobby W.
January 3rd, 2019
The site delivered just what it promised - I needed a specific deed formatted for a specific county/state, and they delivered it at a great price. One note for improvement - it is not intuitively obvious that I could go back and re-download if necessary and this caused me stress, but a follow up email alleviated this. Great service!
Thank you for the kind words Bobby, have a great day!
Pam G.
November 21st, 2023
Loved the ease of use, the very helpful instructions, and samples to go along with the documents I needed to create.
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Jamie P.
July 28th, 2022
The forms are easy to download. Easy to fill out. The information on the site and on the web provided by Deeds.com have been immensely helpful.
Thank you!
John S.
June 29th, 2021
Your service is refreshingly clear, simple, and free of superfluous claims or unnecessary marketing. And, more affordable than other online legal document providers I've looked at. So nice! I forgot I had used it some years ago for another deed so glad you are still around for this time.
Thank you for the kind words John. Have a fantastic day!
Jana H.
March 23rd, 2020
This company has made my life so much easier. I'm not driving 25 miles twice a week to record a document. I'm almost giddy! Thank you for making my job so much faster!
Jana Hamilton
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Elizabeth N.
April 3rd, 2019
I love how easy it is to understand and complete.
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Joanna L.
September 12th, 2019
This is a great tool. It is easy to use and saves me a lot of time.
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