Charlevoix County Mortgage Secured by Promissory Note Form (Michigan)

All Charlevoix County specific forms and documents listed below are included in your immediate download package:

Mortgage Form

Charlevoix County Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Charlevoix County compliant document last validated/updated 10/4/2024

Mortgage Guidelines

Charlevoix County Mortgage Guidelines

Line by line guide explaining every blank on the form.
Included Charlevoix County compliant document last validated/updated 4/2/2024

Completed Example of the Mortgage Document

Charlevoix County Completed Example of the Mortgage Document

Example of a properly completed form for reference.
Included Charlevoix County compliant document last validated/updated 10/18/2024

Promissory Note Form

Charlevoix County Promissory Note Form

Fill in the blank Form.
Included Charlevoix County compliant document last validated/updated 8/16/2024

Promissory Note Guidelines

Charlevoix County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Charlevoix County compliant document last validated/updated 10/17/2024

Completed Example of the Promissory Note Document

Charlevoix County Completed Example of the Promissory Note Document

This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included Charlevoix County compliant document last validated/updated 10/15/2024

Annual Accounting Statement Form

Charlevoix County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.
Included Charlevoix County compliant document last validated/updated 8/27/2024

When using these Mortgage Secured by Promissory Note forms, the subject real estate must be physically located in Charlevoix County. The executed documents should then be recorded in the following office:

Charlevoix County Register of Deeds

County Building - 301 State St, Charlevoix, Michigan 49720

Hours: 7:00 to 5:00 M-F / Recording from 9:00 to 5:00

Phone: (231) 547-7204

Local jurisdictions located in Charlevoix County include:

  • Bay Shore
  • Beaver Island
  • Boyne City
  • Boyne Falls
  • Charlevoix
  • East Jordan
  • Walloon Lake

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Charlevoix County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Charlevoix County using our eRecording service.
Are these forms guaranteed to be recordable in Charlevoix County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Charlevoix County including margin requirements, content requirements, font and font size requirements.

Can the Mortgage Secured by Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Charlevoix County that you need to transfer you would only need to order our forms once for all of your properties in Charlevoix County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Michigan or Charlevoix County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Charlevoix County Mortgage Secured by Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

This mortgage includes a power of sale clause and waiver of rights, saving time and expense in the case of a foreclosure.
Waiver of Rights. This Mortgage contains a power of sale that permits the Mortgagee/Lender to cause the Premises to be sold in the event of a default. Mortgagee/Lender may elect to cause the Premises to be sold by advertisement rather than pursuant to court action, and Mortgagor/Borrower voluntarily and knowingly waives any right Mortgagor/Borrower may have by virtue of any applicable constitutional provision or statute to any notice or court hearing before the exercise required by the Michigan statute governing foreclosures by advertisement.
In the event of default in any of the terms or covenants of this Mortgage, Mortgagee/Lender shall be entitled to all of the rights and benefits of MCL 554.231-.233, MSA 26.1137(1)-(3), and 1966 PA 151.

Use this mortgage to finance residential property, small commercial, condominiums, rental property, and planned unit developments even with an existing first mortgage on the subject property. A mortgage and promissory note that include stringent default terms can be beneficial to the Mortgagee/Lender.

Included is an annual accounting statement form
565.161 Annual statements to mortgagor; when required, contents.
Sec. 1.
Where, by the terms of a mortgage on real property, the mortgagor is required to make periodic payments which include sums to be allocated to an escrow account for the purpose of paying taxes, insurance or improvements to the property, or any combination of such purposes, the mortgagee or agent receiving the periodic payments shall furnish the mortgagor with a statement within 60 days of the close of the calendar year, showing the beginning balance of the escrow fund, total receipts received by the fund during the calendar year, an itemized statement of all expenditures from the fund during the calendar year and the balance in the fund at the end of the calendar year.

(Michigan Mortgage Package includes forms, guidelines, and completed examples) For use in Michigan only.

Our Promise

The documents you receive here will meet, or exceed, the Charlevoix County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Charlevoix County Mortgage Secured by Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4420 Reviews )

Jimmy W.

November 1st, 2024

Very thorough with plenty of instructions. Nice to be able to fill in the forms on my computer at my own pace and edit if needed. Jim

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

RUTH A.

October 25th, 2024

I am so very thankful for the service that you provide for the public, thank you very much.

Reply from Staff

We deeply appreciate the trust you have placed in our services. Thank you for your valuable feedback and for choosing us.

Nancy R.

October 25th, 2024

Deeds.com is very precise, helpful and friendly. I found the form I needed without any effort and everything worked perfect and smooth. I recommend it 100%. rnThank you.

Reply from Staff

We are delighted to have been of service. Thank you for the positive review!

Ronald T H.

June 21st, 2019

Wow ! Easy to use. Thanks Ron Holt

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Meridith B.

January 27th, 2021

Well, When I got the question right I got the answers right from Claim Deed. In the end it all worked out very, very good. I'm pleased with the deed and the price was very fair. Thank you for answering all my crazy questions. Now all we have to do is go to UPS and sign it. Thank, again.

Reply from Staff

Thank you!

Dana G.

July 22nd, 2021

This service is WONDERUL. I spent 14 years trying to get a deed recorded properly. Deeds.com kept submitting and resubmitting after corrections until it was finally accepted. They did in one day what I couldn't get done in 14 years!

Reply from Staff

Thank you!

Susan J.

June 6th, 2023

I was pleased that I could send the documents this way rather than having to mail it or take time out of my day to go down to the records office.

Reply from Staff

Thank you for taking the time to leave your feedback Susan, we really appreciate you. Have an amazing day.

Marjorie D.

November 1st, 2021

The process was easy and efficient. I will definitely be using this service!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Michael S.

August 7th, 2024

So convenient.

Reply from Staff

Knowing our customers are happy is our top priority. Thank you for the wonderful feedback!

Dennis D.

November 7th, 2019

Downloaded perfect. Can hardly wait to get them done.

Reply from Staff

Thank you!

Felincia L.

September 28th, 2024

The process was fast and efficient. I did get a bit confused after entering info for my package but soon realized I had completed this part of the process and only needed to leave the page and wait for review of the document and then the invoice. It was pretty simple. After payment of the invoice I was notified that the document had been submitted. A few hours later I received notice that the document was recorded by the city. It was fast!

Reply from Staff

We are motivated by your feedback to continue delivering excellence. Thank you!

Arthur H.

March 17th, 2022

Deeds.com was informative, quick, and complete. Found everything I needed complete with instructions and examples. Easy to use and understand. And VERY reasonably priced.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Dennis T.

November 23rd, 2019

I liked the service very much. The form I ordered wasn't provided by the local government agency and I couldn't find it on the internet.
I liked that the form came with easy to follow, line by line, instructions and a sample. I also appreciated that I wasn't forced to take on a trial membership to keep me on the hook. I would definitely use this service again in the future!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

DAVID K.

April 5th, 2019

Good so far could use more examples for each section of info. needed. ex. (parcel and alt.ID info where to find and etc. #2 more examples. If it was not for the red print examples helping to fill the form out I could have downloaded free forms, the examples are what made me choose your form !

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Robert I.

May 9th, 2023

This site was easy to use with full instructions on how to fill out and file forms very good

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!