Essex County Discharge of Mortgage Form (Massachusetts)

All Essex County specific forms and documents listed below are included in your immediate download package:

Discharge of Mortgage Form

Essex County Discharge of Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Essex County compliant document last validated/updated 10/9/2024

Discharge of Mortgage Guidelines

Essex County Discharge of Mortgage Guidelines

Line by line guide explaining every blank on the form.
Included Essex County compliant document last validated/updated 10/1/2024

Completed Example of the Discharge of Mortgage Document

Essex County Completed Example of the Discharge of Mortgage Document

Example of a properly completed form for reference.
Included Essex County compliant document last validated/updated 12/18/2024

When using these Discharge of Mortgage forms, the subject real estate must be physically located in Essex County. The executed documents should then be recorded in one of the following offices:

Essex County Registry of Deeds, Northern District

354 Merrimack St, Suite 304 (entrance C), Lawrence, Massachusetts 01843

Hours: 8:00 to 4:30 Mon-Fri / Recording until 4:00

Phone: (978) 557-1900

Essex County Register of Deeds, Southern District

45 Congress St, Suite 4100, Salem, Massachusetts 01970

Hours: 8:00 to 4:30 Mon-Fri / Recording until 4:00

Phone: (978) 542-1704

Local jurisdictions located in Essex County include:

  • Amesbury
  • Andover
  • Beverly
  • Boxford
  • Byfield
  • Danvers
  • Essex
  • Georgetown
  • Gloucester
  • Groveland
  • Hamilton
  • Hathorne
  • Haverhill
  • Ipswich
  • Lawrence
  • Lynn
  • Lynnfield
  • Manchester
  • Marblehead
  • Merrimac
  • Methuen
  • Middleton
  • Nahant
  • Newbury
  • Newburyport
  • North Andover
  • Peabody
  • Prides Crossing
  • Rockport
  • Rowley
  • Salem
  • Salisbury
  • Saugus
  • South Hamilton
  • Swampscott
  • Topsfield
  • Wenham
  • West Boxford
  • West Newbury

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Essex County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Essex County using our eRecording service.
Are these forms guaranteed to be recordable in Essex County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Essex County including margin requirements, content requirements, font and font size requirements.

Can the Discharge of Mortgage forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Essex County that you need to transfer you would only need to order our forms once for all of your properties in Essex County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Massachusetts or Essex County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Essex County Discharge of Mortgage forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

Use this form to fully release/discharge a mortgage when paid in full.
(''Discharge'', a duly executed and acknowledged deed of release of a mortgage or other written instrument that, by its terms, discharges or releases a mortgage or the lien thereof or acknowledges payment or satisfaction of a mortgage or the debt or obligation secured by a mortgage or the conditions therein contained) (Section 54. (a))
(A mortgage may be discharged by 1 of 2 or more joint holders of a mortgage or the mortgagee, mortgage servicer or note holder, or an heir, executor, administrator, successor or assignee thereof, but, the discharge shall comply with the requirements of subsection (b) of section 55. The discharge shall have the same effect as a deed of release, and may be recorded when duly executed and acknowledged or on proof of its execution in accordance with sections 34 to 41, inclusive, or on such other proof of its due execution by credible evidence in the form of corroborating documents or affidavits establishing the authenticity of the discharge and the execution thereof and, in that case, the discharge and the corroborating documents or affidavits may be recorded along with or as exhibits to an affidavit under section 5B that refers to the documents or affidavits. The recordation of a duly executed and acknowledged or proven discharge as provided herein shall be conclusive evidence that the mortgage has been discharged) (Section 54(a))

This form may be recorded in the [Registry of Deeds] or the [Land Court Registry], @ 15 to 20 percent of land in Massachusetts is registered land, meaning the land is insured by the Commonwealth of Massachusetts, and documents affecting real property must be recorded in the Land Court. (A discharge shall contain the street address of the mortgaged property, the book number and page number or the land court document number and recording date of the mortgage, and the name of the original mortgagor;) (Section 54.(b))

(Massachusetts Discharge of Mortgage Package includes form, guidelines, and completed example) For use in Massachusetts only

Our Promise

The documents you receive here will meet, or exceed, the Essex County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Essex County Discharge of Mortgage form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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