West Carroll Parish Act of Mortgage and Promissory Note Form (Louisiana)
All West Carroll Parish specific forms and documents listed below are included in your immediate download package:
Act of Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included West Carroll Parish compliant document last validated/updated 10/9/2024
Mortgage Guidelines
Line by line guide explaining every blank on the form.
Included West Carroll Parish compliant document last validated/updated 10/11/2024
Completed Example of an Act of Mortgage Document
Example of a properly completed form for reference.
Included West Carroll Parish compliant document last validated/updated 10/30/2024
Promissory Note Form
Note that is secured by the Mortgage Agreement.
Included West Carroll Parish compliant document last validated/updated 10/2/2024
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included West Carroll Parish compliant document last validated/updated 9/27/2024
Completed Example of the Promissory Note Document
Example of a properly completed form for reference.
Included West Carroll Parish compliant document last validated/updated 10/7/2024
The following Louisiana and West Carroll Parish supplemental forms are included as a courtesy with your order:
When using these Act of Mortgage and Promissory Note forms, the subject real estate must be physically located in West Carroll Parish. The executed documents should then be recorded in the following office:
West Carroll Parish Clerk of Court
305 E Main St, Rm 101 / PO Box 1078, Oak Grove, Louisiana 71263
Hours: 8:30 to 4:30 M-F
Phone: (318) 428-3281
Local jurisdictions located in West Carroll Parish include:
- Epps
- Forest
- Kilbourne
- Oak Grove
- Pioneer
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the West Carroll Parish forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in West Carroll Parish using our eRecording service.
Are these forms guaranteed to be recordable in West Carroll Parish?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by West Carroll Parish including margin requirements, content requirements, font and font size requirements.
Can the Act of Mortgage and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in West Carroll Parish that you need to transfer you would only need to order our forms once for all of your properties in West Carroll Parish.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Louisiana or West Carroll Parish. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our West Carroll Parish Act of Mortgage and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
These forms establish a contract to secure the performance of an obligation. This (Mortgage gives the mortgagee)/lender, (upon failure of the obligor to perform the obligation that the mortgage secures, the right to cause the property to be seized and sold in the manner provided by law and to have the proceeds applied toward the satisfaction of the obligation in preference to claims of others.) (Art. 3279)
Art. 3280. Mortgage is an indivisible real right that burdens the entirety of the mortgaged property and that follows the property into whatever hands the property may pass.
Art. 3288. A contract of mortgage must state precisely the nature and situation of each of the immovables or other property over which it is granted; state the amount of the obligation, or the maximum amount of the obligations that may be outstanding at any time and from time to time that the mortgage secures; and be signed by the mortgagor.
Art. 3298. A. A mortgage may secure obligations that may arise in the future.
B. As to all obligations, present and future, secured by the mortgage, notwithstanding the nature of such obligations or the date they arise, the mortgage has effect between the parties from the time the mortgage is established and as to third persons from the time the contract of mortgage is filed for registry.
C. A promissory note or other evidence of indebtedness secured by a mortgage need not be paraphed for identification with the mortgage and need not recite that it is secured by the mortgage.
D. The mortgage may be terminated by the mortgagor or his successor upon reasonable notice to the mortgagee when an obligation does not exist and neither the mortgagor nor the mortgagee is bound to the other or to a third person to permit an obligation secured by the mortgage to be incurred. Parties may contract with reference to what constitutes reasonable notice.
E. The mortgage continues until it is terminated by the mortgagor or his successor in the manner provided in Paragraph D of this Article, or until the mortgage is extinguished in some other lawful manner. The effect of recordation of the mortgage ceases in accordance with the provisions of Articles 3357 and 3358.
A promissory note, secured by a mortgage that include stringent terms and conditions can be beneficial to the lender.
(Louisiana Act of Mortgage Package includes forms, guidelines, and completed examples) For use in Louisiana only.
Our Promise
The documents you receive here will meet, or exceed, the West Carroll Parish recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
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The information and instructions provided is thorough and great. But, the fill-in-the-blanks form does not work well and is very frustrating. The font size of the information I was adding on each individual line varies and is determined by the number of characters entered on that individual line. So the font size is different on each line. And the number of lines is fixed making it impossible to fill in the full legal name of the trust I needed to fill out the form for. My needs are somewhat unusual, but the form should have been designed to be flexible enough to handle it. A blank paper form would have been more useful.
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