Spencer County Deed of Release for release of Mortgage Form (Kentucky)
All Spencer County specific forms and documents listed below are included in your immediate download package:
Deed of Release Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Spencer County compliant document last validated/updated 6/24/2024
Deed of Release Guidelines
Line by line guide explaining every blank on the form.
Included Spencer County compliant document last validated/updated 5/28/2024
Completed Example - Deed of Release
Example of a properly completed form for reference.
Included Spencer County compliant document last validated/updated 9/24/2024
The following Kentucky and Spencer County supplemental forms are included as a courtesy with your order:
When using these Deed of Release for release of Mortgage forms, the subject real estate must be physically located in Spencer County. The executed documents should then be recorded in the following office:
Spencer County Clerk
2 W Main St / PO Box 544, Taylorsville, Kentucky 40071
Hours: 8:00 to 4:30 Mon - Fri; Thu until 6:30
Phone: (502) 477-3215
Local jurisdictions located in Spencer County include:
- Mount Eden
- Taylorsville
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Spencer County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Spencer County using our eRecording service.
Are these forms guaranteed to be recordable in Spencer County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Spencer County including margin requirements, content requirements, font and font size requirements.
Can the Deed of Release for release of Mortgage forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Spencer County that you need to transfer you would only need to order our forms once for all of your properties in Spencer County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Kentucky or Spencer County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Spencer County Deed of Release for release of Mortgage forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
"Deed of Release" often known as a "Satisfaction of Mortgage" in other states, is used to cancel, release and discharge a mortgage instrument.
In this form the releasor acknowledges satisfaction and in consideration thereof, does hereby cancel and fully discharge in whole said Mortgage.
A deed of release is a recorded document that generally has to be filed within 30 days of mortgage satisfaction to avoid damages. This form (shall be executed as deeds are executed and shall be as effectual for the purposes therein expressed.) (KRS 382.020 Deeds of release.)
382.360 Discharge of liens by deed or mortgage -- Assignment of mortgage -- Effect. (Effective until January 1, 2020)
(1) Liens by deed or mortgage may be discharged by an entry acknowledging their satisfaction on the margin of the record thereof, or in the alternative, at the option of the county clerk, in a marginal entry record, signed by the person entitled thereto, or his or her personal representative or agent, and attested by the clerk, or may be discharged by a separate deed of release, which shall recite the date of the instrument and deed book and the page wherein it is recorded. Such release in the case of a mortgage or deed of trust shall have the effect to reinstate the title in the mortgagor or grantor or person entitled thereto. Each entry in the marginal entry record shall be linked to its respective referenced instrument in the indexing system for the referenced instruments.
(2) If a lien or mortgage is released by a deed of release, the clerk shall immediately, at the option of the clerk, either link the release and its filing location to its respective referenced instrument in the indexing system for the referenced instrument, or endorse on the margin of the record wherein the lien is retained "Released by deed of release (stating whether in whole or in part) lodged for record (giving date, deed book and page wherein such deed of release may be found)" and the clerk shall also attest such certificate. The clerk shall cause the original deed of release to be delivered to the mortgagor or grantor or person entitled thereto.
(3) When a mortgage is assigned to another person, the assignee shall file the assignment for recording with the county clerk within thirty (30) days of the assignment and the county clerk shall attest the assignment and shall note the assignment in the blank space, or in a marginal entry record, beside a listing of the book and page of the document being assigned. Provided, however, that an assignee that reassigns the note prior to the thirtieth day after first acquiring the assignment may request that the subsequent assignee file the unfiled assignment with the new reassignment.
(4) Delivering an assignment to the assignee or a lien release to the mortgagor shall not substitute for filing the assignment or release with the county clerk, as required by this section.
(5) Notwithstanding the provisions of this section, nothing in this chapter shall require the legal holder of any note secured by lien in any deed or mortgage to file a release of any mortgage when the mortgage securing such paid note also secures a note or other obligation which remains unpaid.
(6) Failure of an assignee to record a mortgage assignment shall not affect the validity or perfection, or invalidity or lack of perfection, of a mortgage lien under applicable law.
Formatted to meet Kentucky recording standards for documents that encumber title to real property. The preparer of the instrument must endorse/sign, print name, address. (see KRS 382.335 (1)). return mail address (See KRS 382.335 & KRS 382.240)
(Kentucky Deed of Release Package includes form, guidelines, and completed example)
Our Promise
The documents you receive here will meet, or exceed, the Spencer County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
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Get your Spencer County Deed of Release for release of Mortgage form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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