Rowan County Contract for Deed and Promissory Note Form (Kentucky)
All Rowan County specific forms and documents listed below are included in your immediate download package:
Contract for Deed Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Rowan County compliant document last validated/updated 10/15/2024
Contract for Deed Guidelines
Line by line guide explaining every blank on the form.
Included Rowan County compliant document last validated/updated 5/17/2024
Completed Example of the Contract for Deed
Example of a properly completed form for reference.
Included Rowan County compliant document last validated/updated 11/29/2024
Promissory Note Form
Note that is secured by the Contract for Deed. Can be used for traditional installments or balloon payment.
Included Rowan County compliant document last validated/updated 12/2/2024
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Rowan County compliant document last validated/updated 10/23/2024
Completed Example of the Promissory Note
Example of a properly completed form for reference.
Included Rowan County compliant document last validated/updated 10/11/2024
Annual Accounting Statement Form
Fill in the blank Contract for Deed and Promissory Note form formatted to comply with all Kentucky recording and content requirements.
Included Rowan County compliant document last validated/updated 10/21/2024
The following Kentucky and Rowan County supplemental forms are included as a courtesy with your order:
When using these Contract for Deed and Promissory Note forms, the subject real estate must be physically located in Rowan County. The executed documents should then be recorded in the following office:
Rowan County Clerk
600 W Main St, Rm 102, Morehead, Kentucky 40351
Hours: 8:00 to 4:00 Mon - Thu; Fri until 6:00; last Sat 9:00 to 12:00
Phone: (606) 784-5212
Local jurisdictions located in Rowan County include:
- Clearfield
- Elliottville
- Farmers
- Morehead
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Rowan County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Rowan County using our eRecording service.
Are these forms guaranteed to be recordable in Rowan County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Rowan County including margin requirements, content requirements, font and font size requirements.
Can the Contract for Deed and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Rowan County that you need to transfer you would only need to order our forms once for all of your properties in Rowan County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Kentucky or Rowan County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Rowan County Contract for Deed and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
Contract for Deed also known as a Land Contract
Included are Three forms:
(1) "Contract for Deed" evidenced by a Promissory Note and
(2) "Promissory Note" secured by a Contract for Deed.
(3) "Annual Accounting Statement"
This is considered a more secure method of owner financing than just a land contract because the promissory note is more elaborate and defining of late payments, defaults and penalties. Typically, a Contract for Deed is a recorded instrument, as where the promissory note is held onto by the Seller/Lender until the note is paid in full. These forms are governed by Kentucky law. A promissory note with strong default terms can be beneficial to the seller/lender.
The Contract for Deed form states that the consideration reflected is the fair market value for the property. The parties join this Contract for Deed for the sole purpose of certifying the consideration pursuant to Kentucky Revised Statutes Chapter 382. These forms offer the choice of typical installment payments or a balloon payment, which is common in land contracts, $XXX down, payments for 3-5 years with balance due of YYY.
(Kentucky Contract for Deed Package includes form, guidelines, and completed example) For use in Kentucky Only.
Our Promise
The documents you receive here will meet, or exceed, the Rowan County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Rowan County Contract for Deed and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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December 22nd, 2024
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December 22nd, 2024
I recomemed this webside
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Dennis F.
December 20th, 2024
The release of mortgage form was OK, and accepted at the recorder's office, but there were some problems. Many of the fields to type in were too small to accept the data, and I could not find a way to change the field size or use a smaller font. Otherwise I was satisfied.
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Melissa S.
April 13th, 2020
Not what I can use.
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Alan E.
August 11th, 2021
I couldn't be happier with this service. They're helpful, quick and thorough. They make filing government documents very easy.
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Warren R.
April 24th, 2020
Nice service at a fair price. Website is not very user oriented. Messages accumulate in the messages area but are not emailed to the client. If you used the service regularly, it would be more understandable but for a first time or occasional user, the site can be time consuming.
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Linda B.
March 26th, 2022
the forms are easy to understand. How do I go about getting the deed recorded and is there a charge.
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Sandra W.
April 7th, 2019
I think this is going to be a very resourceful website, really have not had a chance to fully navigate yet. I look forward to accessing more.
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Kurt P.
November 20th, 2020
I like the basics. The one thing I would recommend changing would be, something that tells me I have actually have submitted my package, or that I can leave at any time without needing to click on a "Submit" button.
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Douglas N.
September 13th, 2021
Great!
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Spencer A.
January 25th, 2019
Deeds.com made it so easy to file my paper work with the county. It saved me half a days travel and cost me about a tank of gas. This service was well worth the saved travel time and energy. I would highly recommend this service to other individuals. The other companies I spoke with only service law firms, title companies & banks etc. Thanks deed.com, I'll be back and will refer all my friends too.
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Jeffery H.
October 18th, 2023
Very easy to use. Thanks for your quick response on my document submissions and follow up and guidance on specific questions.
Thank you for your positive words! We’re thrilled to hear about your experience.
Lori A.
February 2nd, 2024
My county accessors office recommended this site. My Uncle passed away and did not leave a will and I needed to have his deed transferred into my name. I was able to do it using the sample Deeds.com provided. I used it as a guide to fill out the paperwork that I printed off of the Deeds.com site. I had no problem when I went to the county and turned in the paperwork and the clerk said everything looked great.
Thank you so much for taking the time to share your experience Lori. We are deeply sorry for your loss and understand how challenging managing affairs can be during such a difficult time. It's heartening to hear that our resources were helpful to you in transferring your uncle's deed into your name.
We strive to make complex processes more accessible and manageable, and your feedback affirms the value of our work. Knowing that the county assessor's office recommended us and that the clerk found everything in order with your paperwork is incredibly gratifying.
ELIZABETH G.
August 7th, 2020
This site was very easy to use. Great direction on how to complete the form.
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Russell L.
November 9th, 2021
Your Personal Representative's Deed and example for the state of PA were extremely helpful. Exactly what I needed! Two feedback comments: 1. Valuation Factors/Short List in my download is an outdated table dated July 2020. The PA Dept of Revenue website has a more current table dated June 2021. (Maybe same for Valuation Factors/Long List, which I didn't use.) 2. Notarization section on deed page 3 has a gender-related input needed, which confused the Notary Public representative where I live in the state of CO. Notary input the word she to apply to my wife, but wasn't clear to him if the gender input applied to the Grantor or the Notary. He assumed Grantor. Also in our non-binary world, some might find that wording offensive. Thanks again for your documents. Russ Lewis
Thank you!