Kenton County Contract for Deed and Promissory Note Form (Kentucky)

All Kenton County specific forms and documents listed below are included in your immediate download package:

Contract for Deed Form

Kenton County Contract for Deed Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Kenton County compliant document last validated/updated 10/15/2024

Contract for Deed Guidelines

Kenton County Contract for Deed Guidelines

Line by line guide explaining every blank on the form.
Included Kenton County compliant document last validated/updated 5/17/2024

Completed Example of the Contract for Deed

Kenton County Completed Example of the Contract for Deed

Example of a properly completed form for reference.
Included Kenton County compliant document last validated/updated 5/27/2024

Promissory Note Form

Kenton County Promissory Note Form

Note that is secured by the Contract for Deed. Can be used for traditional installments or balloon payment.
Included Kenton County compliant document last validated/updated 11/1/2024

Promissory Note Guidelines

Kenton County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Kenton County compliant document last validated/updated 10/23/2024

Completed Example of the Promissory Note

Kenton County Completed Example of the Promissory Note

Example of a properly completed form for reference.
Included Kenton County compliant document last validated/updated 10/11/2024

Annual Accounting Statement Form

Kenton County Annual Accounting Statement Form

Fill in the blank Contract for Deed and Promissory Note form formatted to comply with all Kentucky recording and content requirements.
Included Kenton County compliant document last validated/updated 10/21/2024

When using these Contract for Deed and Promissory Note forms, the subject real estate must be physically located in Kenton County. The executed documents should then be recorded in one of the following offices:

Kenton County Clerk

303 Court St / PO Box 1109, Covington, Kentucky 41011

Hours: 7:30 to 4:00 Mon - Fri; Thur until 6:00

Phone: (859) 392-1650

Independence Office

5272 Madison Pike, Independence, Kentucky 41051

Hours: 8:30 to 4:00 Mon - Fri; Wed until 6:00

Phone: (859) 392-1650

Local jurisdictions located in Kenton County include:

  • Covington
  • Erlanger
  • Ft Mitchell
  • Independence
  • Kenton
  • Latonia
  • Morning View

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Kenton County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Kenton County using our eRecording service.
Are these forms guaranteed to be recordable in Kenton County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Kenton County including margin requirements, content requirements, font and font size requirements.

Can the Contract for Deed and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Kenton County that you need to transfer you would only need to order our forms once for all of your properties in Kenton County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Kentucky or Kenton County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Kenton County Contract for Deed and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

Contract for Deed also known as a Land Contract
Included are Three forms:
(1) "Contract for Deed" evidenced by a Promissory Note and
(2) "Promissory Note" secured by a Contract for Deed.
(3) "Annual Accounting Statement"
This is considered a more secure method of owner financing than just a land contract because the promissory note is more elaborate and defining of late payments, defaults and penalties. Typically, a Contract for Deed is a recorded instrument, as where the promissory note is held onto by the Seller/Lender until the note is paid in full. These forms are governed by Kentucky law. A promissory note with strong default terms can be beneficial to the seller/lender.

The Contract for Deed form states that the consideration reflected is the fair market value for the property. The parties join this Contract for Deed for the sole purpose of certifying the consideration pursuant to Kentucky Revised Statutes Chapter 382. These forms offer the choice of typical installment payments or a balloon payment, which is common in land contracts, $XXX down, payments for 3-5 years with balance due of YYY.

(Kentucky Contract for Deed Package includes form, guidelines, and completed example) For use in Kentucky Only.

Our Promise

The documents you receive here will meet, or exceed, the Kenton County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Kenton County Contract for Deed and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4434 Reviews )

James S.

November 21st, 2024

Forms used, created quitclaim deed that the county accepted without a second look (turns out they see deeds.com forms regularly via erecording and in person). Will be back for any real estate related forms I need and they carry. Will always be my first stop. Also, will use erecording next time, mad I didn't see it this time.

Reply from Staff

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November 21st, 2024

Wasn’t what I expected

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November 20th, 2024

They sent me everything I would need to do this. Easy purchase -Easy download. Great!! I'll be back here for all my document needs.

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January 23rd, 2021

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March 21st, 2020

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December 5th, 2022

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January 22nd, 2019

It worked great- I had a little trouble at first with the site, figuring out where to do what, but the form was much better than the one we purchased at Staples, loved being able to fill out with the computer. We did need the other form as per the screen prior to ordering but couldn't figure out which one. The ladies at the recorders were great too.

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Barbara E.

March 2nd, 2021

I'm not sure if KVH is the identity to the person who helped me. I hope it is so you know just how much she helped She was great and very patient with me and with Wayne County Register of Deeds. I'm am really glad I had her on my team in this long endeavor.

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BROOKE W.

February 16th, 2021

Great fillable form! And the separate instruction sheet was detailed and very clear. I particularly appreciate you including a sample of a completed form. I've filled in real estate forms before but never this one, and there were some things I didn't know.

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July 21st, 2020

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February 5th, 2024

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April 30th, 2021

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May 26th, 2023

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February 27th, 2020

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May 30th, 2024

This is a wonderful service and your staff is very responsive through the chat. My one suggestion is that there be an added sentence to your instructions that sates that once you upload there is nothing more to do as in a "submit" or "Finished uploading" button. After uploading instinct says there is something to click to let you all know that we have finished with our uploads.

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