Kenton County Contract for Deed and Promissory Note Form (Kentucky)

All Kenton County specific forms and documents listed below are included in your immediate download package:

Contract for Deed Form

Kenton County Contract for Deed Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Kenton County compliant document last validated/updated 5/27/2024

Contract for Deed Guidelines

Kenton County Contract for Deed Guidelines

Line by line guide explaining every blank on the form.
Included Kenton County compliant document last validated/updated 5/17/2024

Completed Example of the Contract for Deed

Kenton County Completed Example of the Contract for Deed

Example of a properly completed form for reference.
Included Kenton County compliant document last validated/updated 5/27/2024

Promissory Note Form

Kenton County Promissory Note Form

Note that is secured by the Contract for Deed. Can be used for traditional installments or balloon payment.
Included Kenton County compliant document last validated/updated 8/9/2024

Promissory Note Guidelines

Kenton County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Kenton County compliant document last validated/updated 7/3/2024

Completed Example of the Promissory Note

Kenton County Completed Example of the Promissory Note

Example of a properly completed form for reference.
Included Kenton County compliant document last validated/updated 8/13/2024

Annual Accounting Statement Form

Kenton County Annual Accounting Statement Form

Fill in the blank Contract for Deed and Promissory Note form formatted to comply with all Kentucky recording and content requirements.
Included Kenton County compliant document last validated/updated 8/13/2024

When using these Contract for Deed and Promissory Note forms, the subject real estate must be physically located in Kenton County. The executed documents should then be recorded in one of the following offices:

Kenton County Clerk

303 Court St / PO Box 1109, Covington, Kentucky 41011

Hours: 7:30 to 4:00 Mon - Fri; Thur until 6:00

Phone: (859) 392-1650

Independence Office

5272 Madison Pike, Independence, Kentucky 41051

Hours: 8:30 to 4:00 Mon - Fri; Wed until 6:00

Phone: (859) 392-1650

Local jurisdictions located in Kenton County include:

  • Covington
  • Erlanger
  • Ft Mitchell
  • Independence
  • Kenton
  • Latonia
  • Morning View

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Kenton County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Kenton County using our eRecording service.
Are these forms guaranteed to be recordable in Kenton County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Kenton County including margin requirements, content requirements, font and font size requirements.

Can the Contract for Deed and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Kenton County that you need to transfer you would only need to order our forms once for all of your properties in Kenton County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Kentucky or Kenton County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Kenton County Contract for Deed and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

Contract for Deed also known as a Land Contract
Included are Three forms:
(1) "Contract for Deed" evidenced by a Promissory Note and
(2) "Promissory Note" secured by a Contract for Deed.
(3) "Annual Accounting Statement"
This is considered a more secure method of owner financing than just a land contract because the promissory note is more elaborate and defining of late payments, defaults and penalties. Typically, a Contract for Deed is a recorded instrument, as where the promissory note is held onto by the Seller/Lender until the note is paid in full. These forms are governed by Kentucky law. A promissory note with strong default terms can be beneficial to the seller/lender.

The Contract for Deed form states that the consideration reflected is the fair market value for the property. The parties join this Contract for Deed for the sole purpose of certifying the consideration pursuant to Kentucky Revised Statutes Chapter 382. These forms offer the choice of typical installment payments or a balloon payment, which is common in land contracts, $XXX down, payments for 3-5 years with balance due of YYY.

(Kentucky Contract for Deed Package includes form, guidelines, and completed example) For use in Kentucky Only.

Our Promise

The documents you receive here will meet, or exceed, the Kenton County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Kenton County Contract for Deed and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4377 Reviews )

Scott M.

August 21st, 2024

Complete Package rndon't spend good money for a title co. to do this

Reply from Staff

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Stephen B.

August 21st, 2024

This was the first time to use the Deeds.com website for preparing my deed document. This was painless and easy to follow the instructions and sample package for filling in the blank boxes document. The city clerk was impressed to review my document and easily filed my deed record without questions. I would recommend anyone to prepare a legal form that is available from the Deeds.com website.

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August 19th, 2024

very easy to use

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We are delighted to have been of service. Thank you for the positive review!

Karen J.

December 20th, 2018

Excellent and easy to download and use. Love the example page and was so easy to fill out and use immediately. Thank you

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Rhonda D.

February 24th, 2021

The boxes do not allow you to add the entire information. The after recording return to box would not let me add a zipcode.

Reply from Staff

Thanks for the feedback Rhonda, we’ll take a look at that input field.

Dean P.

October 6th, 2021

Very fast, efficient, and convenient - thanks Deeds.com! I would recommend this service to everyone needing to record documents, especially out-of-state customers such as myself.

Reply from Staff

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January 10th, 2021

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Reply from Staff

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March 26th, 2020

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No problem
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August 1st, 2021

Wonderful service, very user friendly!

Reply from Staff

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Lisa P.

October 23rd, 2020

Your forms are worth the investment. The guide and example were very helpful and thorough.

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Steven T.

August 1st, 2022

I needed the deed forms for setting up our living trust. It appears this will do the trick! Steve

Reply from Staff

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Halilat S.

April 2nd, 2021

Excellent communications. Well done guys!

Reply from Staff

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Julie A.

December 17th, 2018

After receiving the forms online and reviewing them, it was very easy to fill this out and the additional information was very helpful. Saved a lot of money by not having to use a lawyer/paralegal to do this simple task. Will definitely use Deeds.com in the future for any further needs. Thank you

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October 20th, 2021

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Ellen d.

February 7th, 2019

Wonderful tool to have available on line!

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