Garrard County Contract for Deed and Promissory Note Form (Kentucky)

All Garrard County specific forms and documents listed below are included in your immediate download package:

Contract for Deed Form

Garrard County Contract for Deed Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Garrard County compliant document last validated/updated 10/15/2024

Contract for Deed Guidelines

Garrard County Contract for Deed Guidelines

Line by line guide explaining every blank on the form.
Included Garrard County compliant document last validated/updated 5/17/2024

Completed Example of the Contract for Deed

Garrard County Completed Example of the Contract for Deed

Example of a properly completed form for reference.
Included Garrard County compliant document last validated/updated 11/29/2024

Promissory Note Form

Garrard County Promissory Note Form

Note that is secured by the Contract for Deed. Can be used for traditional installments or balloon payment.
Included Garrard County compliant document last validated/updated 12/2/2024

Promissory Note Guidelines

Garrard County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Garrard County compliant document last validated/updated 10/23/2024

Completed Example of the Promissory Note

Garrard County Completed Example of the Promissory Note

Example of a properly completed form for reference.
Included Garrard County compliant document last validated/updated 10/11/2024

Annual Accounting Statement Form

Garrard County Annual Accounting Statement Form

Fill in the blank Contract for Deed and Promissory Note form formatted to comply with all Kentucky recording and content requirements.
Included Garrard County compliant document last validated/updated 10/21/2024

When using these Contract for Deed and Promissory Note forms, the subject real estate must be physically located in Garrard County. The executed documents should then be recorded in the following office:

Garrard County Clerk

15 Public Sq, Suite 5, Lancaster, Kentucky 40444

Hours: Monday-Friday 8:00 - 4:00 (close at 12:00 on Wednesday) ;Saturday 8:00 - 12:00

Phone: (859) 792-3071

Local jurisdictions located in Garrard County include:

  • Bryantsville
  • Lancaster
  • Paint Lick

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Garrard County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Garrard County using our eRecording service.
Are these forms guaranteed to be recordable in Garrard County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Garrard County including margin requirements, content requirements, font and font size requirements.

Can the Contract for Deed and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Garrard County that you need to transfer you would only need to order our forms once for all of your properties in Garrard County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Kentucky or Garrard County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Garrard County Contract for Deed and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

Contract for Deed also known as a Land Contract
Included are Three forms:
(1) "Contract for Deed" evidenced by a Promissory Note and
(2) "Promissory Note" secured by a Contract for Deed.
(3) "Annual Accounting Statement"
This is considered a more secure method of owner financing than just a land contract because the promissory note is more elaborate and defining of late payments, defaults and penalties. Typically, a Contract for Deed is a recorded instrument, as where the promissory note is held onto by the Seller/Lender until the note is paid in full. These forms are governed by Kentucky law. A promissory note with strong default terms can be beneficial to the seller/lender.

The Contract for Deed form states that the consideration reflected is the fair market value for the property. The parties join this Contract for Deed for the sole purpose of certifying the consideration pursuant to Kentucky Revised Statutes Chapter 382. These forms offer the choice of typical installment payments or a balloon payment, which is common in land contracts, $XXX down, payments for 3-5 years with balance due of YYY.

(Kentucky Contract for Deed Package includes form, guidelines, and completed example) For use in Kentucky Only.

Our Promise

The documents you receive here will meet, or exceed, the Garrard County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Garrard County Contract for Deed and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4447 Reviews )

Edward E.

December 22nd, 2024

Easy to use.

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MARISSA G.

December 22nd, 2024

I recomemed this webside

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Dennis F.

December 20th, 2024

The release of mortgage form was OK, and accepted at the recorder's office, but there were some problems. Many of the fields to type in were too small to accept the data, and I could not find a way to change the field size or use a smaller font. Otherwise I was satisfied.

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Victoria Y.

February 11th, 2019

Great response and painless. Very easy to use

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Julia M.

June 26th, 2024

I live in AZ and have an existing beneficiary deed on my property. I needed to know the process of revoking a beneficiary deed. Your site was very helpful by providing the correct form and instructions for recording it. Thank you!

Reply from Staff

Your satisfaction with our services is of utmost importance to us. Thank you for letting us know how we did!

Erik H.

July 16th, 2020

tl;dr - Bookmarked and anticipating using this site for years to come.

My justification for rating 5/5

1. Provide intuitive method for requesting property records.

2. Cost for records *seems reasonable.

3. They clearly state that interested parties could gather these records at more affordable costs through the county (which was more confusing for an inexperienced person such as myself). I mean, I appreciate and respect this level of honesty.

*I didn't shop around too much because it was difficult for me to find other services that could deliver CA property records.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Samuel M.

October 8th, 2020

it was convenient to have a starting place, however, though the property is in Colorado, the probate is in Iowa, so I had to create my own document because you locked my capacity to edit the form I paid for. If I pay for it, I should be able to edit everything including non fill in text. I could not open it in word, as I normally could.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Kelly Y.

September 1st, 2022

The document was easy to locate, pay for and download. I hope it will be this easy to process by the County!

Reply from Staff

Thank you!

ronnie y.

May 22nd, 2019

well worth the money thank you

Reply from Staff

Thank you!

Andrea H.

December 4th, 2020

I am very pleased with your service. The document that I downloaded along with the instructions and examples you provided made the process so easy. Thank you.

Reply from Staff

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Evaristo R.

October 6th, 2020

I was very excited to use the website but unfortunately they had a problem retrieving my Deed but thank you for the opportunity.

Reply from Staff

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Vanessa G.

January 9th, 2024

Quick, painless, and they communicated with me during the entire process. I will certainly be suing them again.

Reply from Staff

We are delighted to have been of service. Thank you for the positive review!

Laura L.

July 22nd, 2023

The website looks good and probably like it is easy to use, but I needed a deed in lieu and couldn't fine one.

Reply from Staff

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Eleody L.

January 7th, 2019

I mistakenly ordered the wrong package and within 3 minutes of asking for a replacement, I was given one by the company. I am extremely impressed with the prompt response and the forms! I will use this site again if I needed other deed forms!!!!

Reply from Staff

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RICHARD M.

March 12th, 2022

EASY TO USE AND GREAT I COULD DOWNLOAD MULTIPLE DOCUMENTS

Reply from Staff

Thank you!