Cumberland County Contract for Deed and Promissory Note Form (Kentucky)

All Cumberland County specific forms and documents listed below are included in your immediate download package:

Contract for Deed Form

Cumberland County Contract for Deed Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Cumberland County compliant document last validated/updated 10/15/2024

Contract for Deed Guidelines

Cumberland County Contract for Deed Guidelines

Line by line guide explaining every blank on the form.
Included Cumberland County compliant document last validated/updated 5/17/2024

Completed Example of the Contract for Deed

Cumberland County Completed Example of the Contract for Deed

Example of a properly completed form for reference.
Included Cumberland County compliant document last validated/updated 11/29/2024

Promissory Note Form

Cumberland County Promissory Note Form

Note that is secured by the Contract for Deed. Can be used for traditional installments or balloon payment.
Included Cumberland County compliant document last validated/updated 12/2/2024

Promissory Note Guidelines

Cumberland County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Cumberland County compliant document last validated/updated 10/23/2024

Completed Example of the Promissory Note

Cumberland County Completed Example of the Promissory Note

Example of a properly completed form for reference.
Included Cumberland County compliant document last validated/updated 10/11/2024

Annual Accounting Statement Form

Cumberland County Annual Accounting Statement Form

Fill in the blank Contract for Deed and Promissory Note form formatted to comply with all Kentucky recording and content requirements.
Included Cumberland County compliant document last validated/updated 10/21/2024

When using these Contract for Deed and Promissory Note forms, the subject real estate must be physically located in Cumberland County. The executed documents should then be recorded in the following office:

Cumberland County Clerk

601 Courthouse Sq, Suite 6 / PO Box 275, Burkesville, Kentucky 42717-0275

Hours: 7:30 to 4:00 Monday through Friday; 8:00 to 11:00 Saturday

Phone: (270) 864-3726

Local jurisdictions located in Cumberland County include:

  • Burkesville
  • Dubre
  • Marrowbone

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Cumberland County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Cumberland County using our eRecording service.
Are these forms guaranteed to be recordable in Cumberland County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Cumberland County including margin requirements, content requirements, font and font size requirements.

Can the Contract for Deed and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Cumberland County that you need to transfer you would only need to order our forms once for all of your properties in Cumberland County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Kentucky or Cumberland County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Cumberland County Contract for Deed and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

Contract for Deed also known as a Land Contract
Included are Three forms:
(1) "Contract for Deed" evidenced by a Promissory Note and
(2) "Promissory Note" secured by a Contract for Deed.
(3) "Annual Accounting Statement"
This is considered a more secure method of owner financing than just a land contract because the promissory note is more elaborate and defining of late payments, defaults and penalties. Typically, a Contract for Deed is a recorded instrument, as where the promissory note is held onto by the Seller/Lender until the note is paid in full. These forms are governed by Kentucky law. A promissory note with strong default terms can be beneficial to the seller/lender.

The Contract for Deed form states that the consideration reflected is the fair market value for the property. The parties join this Contract for Deed for the sole purpose of certifying the consideration pursuant to Kentucky Revised Statutes Chapter 382. These forms offer the choice of typical installment payments or a balloon payment, which is common in land contracts, $XXX down, payments for 3-5 years with balance due of YYY.

(Kentucky Contract for Deed Package includes form, guidelines, and completed example) For use in Kentucky Only.

Our Promise

The documents you receive here will meet, or exceed, the Cumberland County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Cumberland County Contract for Deed and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4447 Reviews )

Edward E.

December 22nd, 2024

Easy to use.

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December 22nd, 2024

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Dennis F.

December 20th, 2024

The release of mortgage form was OK, and accepted at the recorder's office, but there were some problems. Many of the fields to type in were too small to accept the data, and I could not find a way to change the field size or use a smaller font. Otherwise I was satisfied.

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Roy C.

January 25th, 2021

Great Product no problems filing

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Melanie K.

December 27th, 2019

Great service! Super easy to use! I used the service to download a deed notice to do a TOD on a property in Fairfax County, VA. Just a heads up that Fairfax County required me to add the last deed book and page # onto the deed notice but otherwise all was just as they required!

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Darlene T.

August 4th, 2024

Worth the cost. Quick and easy!

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John A.

December 21st, 2021

Very easy to use. Would recommend to anyone

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Herbert W.

September 29th, 2020

The service was fast and professional. So much easier than going to the courthouse. I recommend this to anyone who has to record documents at the Clerk's office.

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Judy W.

May 12th, 2021

It would be helpful if the numbers on the instruction sheet were on the form. I was confused on page two if the signatures were for witnesses or buyer (grantee).
I do like the form and will use it in the future.

Also page one Grantee's signature only has one line and if there are two buyers need another line.

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August 15th, 2019

I was very satisfied with your service. Prompt, and thorough. Price was reasonable. Will use your service again when needed.

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September 21st, 2022

I found the path from the home page to actually ordering the document I wanted extremely convoluted and non-intuitive. I went around in circles several times before I figured out how to actually buy the document.

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Alicia S.

August 17th, 2021

It's been a difficult time during my divorce. Glad I was able to get the house related documents easily here.

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Robert B.

February 21st, 2020

Couldn't be more simple. Good product

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November 13th, 2019

I can't think of any suggestions for improvement. The documents I needed were readily available. Thank you

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July 15th, 2020

Thank you for your helpful information.

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