Cumberland County Contract for Deed and Promissory Note Form (Kentucky)

All Cumberland County specific forms and documents listed below are included in your immediate download package:

Contract for Deed Form

Cumberland County Contract for Deed Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Cumberland County compliant document last validated/updated 10/15/2024

Contract for Deed Guidelines

Cumberland County Contract for Deed Guidelines

Line by line guide explaining every blank on the form.
Included Cumberland County compliant document last validated/updated 5/17/2024

Completed Example of the Contract for Deed

Cumberland County Completed Example of the Contract for Deed

Example of a properly completed form for reference.
Included Cumberland County compliant document last validated/updated 5/27/2024

Promissory Note Form

Cumberland County Promissory Note Form

Note that is secured by the Contract for Deed. Can be used for traditional installments or balloon payment.
Included Cumberland County compliant document last validated/updated 11/1/2024

Promissory Note Guidelines

Cumberland County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Cumberland County compliant document last validated/updated 10/23/2024

Completed Example of the Promissory Note

Cumberland County Completed Example of the Promissory Note

Example of a properly completed form for reference.
Included Cumberland County compliant document last validated/updated 10/11/2024

Annual Accounting Statement Form

Cumberland County Annual Accounting Statement Form

Fill in the blank Contract for Deed and Promissory Note form formatted to comply with all Kentucky recording and content requirements.
Included Cumberland County compliant document last validated/updated 10/21/2024

When using these Contract for Deed and Promissory Note forms, the subject real estate must be physically located in Cumberland County. The executed documents should then be recorded in the following office:

Cumberland County Clerk

601 Courthouse Sq, Suite 6 / PO Box 275, Burkesville, Kentucky 42717-0275

Hours: 7:30 to 4:00 Monday through Friday; 8:00 to 11:00 Saturday

Phone: (270) 864-3726

Local jurisdictions located in Cumberland County include:

  • Burkesville
  • Dubre
  • Marrowbone

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Cumberland County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Cumberland County using our eRecording service.
Are these forms guaranteed to be recordable in Cumberland County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Cumberland County including margin requirements, content requirements, font and font size requirements.

Can the Contract for Deed and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Cumberland County that you need to transfer you would only need to order our forms once for all of your properties in Cumberland County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Kentucky or Cumberland County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Cumberland County Contract for Deed and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

Contract for Deed also known as a Land Contract
Included are Three forms:
(1) "Contract for Deed" evidenced by a Promissory Note and
(2) "Promissory Note" secured by a Contract for Deed.
(3) "Annual Accounting Statement"
This is considered a more secure method of owner financing than just a land contract because the promissory note is more elaborate and defining of late payments, defaults and penalties. Typically, a Contract for Deed is a recorded instrument, as where the promissory note is held onto by the Seller/Lender until the note is paid in full. These forms are governed by Kentucky law. A promissory note with strong default terms can be beneficial to the seller/lender.

The Contract for Deed form states that the consideration reflected is the fair market value for the property. The parties join this Contract for Deed for the sole purpose of certifying the consideration pursuant to Kentucky Revised Statutes Chapter 382. These forms offer the choice of typical installment payments or a balloon payment, which is common in land contracts, $XXX down, payments for 3-5 years with balance due of YYY.

(Kentucky Contract for Deed Package includes form, guidelines, and completed example) For use in Kentucky Only.

Our Promise

The documents you receive here will meet, or exceed, the Cumberland County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Cumberland County Contract for Deed and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4434 Reviews )

James S.

November 21st, 2024

Forms used, created quitclaim deed that the county accepted without a second look (turns out they see deeds.com forms regularly via erecording and in person). Will be back for any real estate related forms I need and they carry. Will always be my first stop. Also, will use erecording next time, mad I didn't see it this time.

Reply from Staff

Thanks for the kind words James, glad we could help. Look forward to seeing you again.

Thomas G.

November 21st, 2024

Wasn’t what I expected

Reply from Staff

Sorry to hear that your expectations were missed. Your order has been canceled. We do hope that you find something more suitable to your expectations elsewhere. Do keep in mind that purchasing legal forms should not be an exploratory endeavor.

Jimmy P.

November 20th, 2024

They sent me everything I would need to do this. Easy purchase -Easy download. Great!! I'll be back here for all my document needs.

Reply from Staff

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Sherilynne P.

May 21st, 2019

I am delighted with the form. I just had to go through so much time and expense in order to use it. First, from your site I downloaded Adobe Acrobat. It totally compromised my computer. I had to get a computer expert to walk me through deleting adobe, and put a substitute on in order to use the form. That was an expense of $60.00. Then after that I still had a hard time getting the program to work, as the substitute program would not accept my e-mail address and I finally had to get someone on line to help me access that. I found it was a $$30.00 charge for the substitute. After fighting these lovely roadblocks, I was finally able to fill in the only form I needed and print it off. Took me two days to accomplish that. Why on earth do you offer adobe when it can compromise a computer so badly? Dealing with my husbands death and then having to deal with this, just one of many deterrents, well let's put it this way, it did not make my two days.

Reply from Staff

Thank you for your feedback. Sorry to hear of your experience. Our documents are Adobe PDFs because PDF is the standard for digital documents, most computers have Adobe Reader installed, and it (Adobe Reader) is free.

Christopher G.

July 23rd, 2019

Great service and very easy to complete

Reply from Staff

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Mary S.

January 25th, 2019

I am so excited to find this site. Thank you

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Lori A.

February 14th, 2023

It was quick and easy. A little expensive but convient

Reply from Staff

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Jackson J.

June 4th, 2019

Thank you for your help the website is simple and easy to use and dealing with this county for the 1st time there were a few things i was not too sure about but your staff was prompt and responsive and anytime there was a glitch we were promptly able to resolve the issue until the deed was accepted and recorded by the county great service thanks again.

Reply from Staff

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SHERRI B.

December 14th, 2021

World class forms and service. Downloaded and prepared the deed in minutes. Used the recording service (digital), so convenient.

Reply from Staff

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Ron E.

September 25th, 2019

Flawless. I ordered the forms needed, along with completed samples. I filled them out, and I was on my way to the recorders office. I would use deeds.com without hesitation.

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RICHARD A.

March 4th, 2023

Smooth, simple, and complete. A great forms service.

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Solomon L.

October 10th, 2024

Great communication, this was my first e-recording.

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Susan M.

July 13th, 2019

I was able to download a lot of forms that I need, will be going back to day to search for records so I can fill in the blanks. A great website for forms - It was easy to find what I needed and download! Thanks!!!

Reply from Staff

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Candace K.

April 1st, 2021

I was able to find the Certificate of Trust after a little searching. Once found, the remainder of the process was easy. My task was done in no time. It's a great site.

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juanita S.

May 6th, 2019

Easy to fill with explanations to accompany

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