Wayne County Real Estate Mortgage and Promissory Note Form (Iowa)

All Wayne County specific forms and documents listed below are included in your immediate download package:

Real Estate Mortgage Form

Wayne County Real Estate Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Wayne County compliant document last validated/updated 10/10/2024

Real Estate Mortgage Guidelines

Wayne County Real Estate Mortgage Guidelines

Line by line guide explaining every blank on the form.
Included Wayne County compliant document last validated/updated 8/2/2024

Completed Example of a Real Estate Mortgage Document

Wayne County Completed Example of a Real Estate Mortgage Document

Example of a properly completed form for reference.
Included Wayne County compliant document last validated/updated 11/7/2024

Promissory Note Form

Wayne County Promissory Note Form

Note that is secured by the Mortgage document.
Included Wayne County compliant document last validated/updated 12/17/2024

Promissory Note Guidelines

Wayne County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Wayne County compliant document last validated/updated 9/30/2024

Completed Example of the Promissory Note Document

Wayne County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.
Included Wayne County compliant document last validated/updated 11/8/2024

Annual Accounting Statement Form

Wayne County Annual Accounting Statement Form

Issue to borrower(s) for fiscal year reporting.
Included Wayne County compliant document last validated/updated 6/12/2024

Residential Property Disclosure Statement Form

Wayne County Residential Property Disclosure Statement Form

Required with residential property.
Included Wayne County compliant document last validated/updated 11/21/2024

When using these Real Estate Mortgage and Promissory Note forms, the subject real estate must be physically located in Wayne County. The executed documents should then be recorded in the following office:

Wayne County Recorder

100 N Lafayette St, Suite 202, Corydon, Iowa 50060

Hours: Call for hours

Phone: (641) 872-1676

Local jurisdictions located in Wayne County include:

  • Allerton
  • Clio
  • Corydon
  • Humeston
  • Lineville
  • Millerton
  • Promise City
  • Seymour

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Wayne County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Wayne County using our eRecording service.
Are these forms guaranteed to be recordable in Wayne County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Wayne County including margin requirements, content requirements, font and font size requirements.

Can the Real Estate Mortgage and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Wayne County that you need to transfer you would only need to order our forms once for all of your properties in Wayne County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Iowa or Wayne County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Wayne County Real Estate Mortgage and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

Use these forms to finance real property - vacant land, residential, condominiums, small commercial, rental and planned unit developments. This mortgage has the option of being used as a purchase money mortgage defined by Iowa Code 654.12b (shall have priority over and is senior to preexisting judgments against the purchaser and any other right, title, interest, or lien arising either directly or indirectly by, through, or under the purchaser.) (IC654.12b(1))

[A mortgage is a purchase money mortgage to the extent it is either:
a. Taken or retained by the seller of the real estate to secure all or part of its price, including all costs in connection with the purchase.
b. Taken by a lender who, by making an advance or incurring an obligation, provides funds to enable the purchaser to acquire rights in the real estate, including all costs in connection with the purchase, if the funds are in fact so used. Except when it is a refinancing of an existing purchase money mortgage between the same lender and purchaser and no new funds are advanced, a mortgage given to secure funds which are used to pay off another mortgage is not a purchase money mortgage.
2. If more than one purchase money mortgage exists, the first mortgage to be recorded has priority. In order to be entitled to the rights provided by this section, the mortgage must contain a recital that it is a purchase money mortgage. However, failure to include the recital in the mortgage shall not prevent a mortgage otherwise qualifying as a purchase money mortgage from being a purchase money mortgage for purposes other than this section. The rights in this section are in addition to, and the obligations are not in derogation of, all rights provided by common law.] [Iowa Code 654.12B]

A mortgage and promissory note that include stringent default terms and conditions can be beneficial to the lender.

(Iowa Mortgage Package includes forms, guidelines, and completed examples) For use in Iowa only.

Our Promise

The documents you receive here will meet, or exceed, the Wayne County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Wayne County Real Estate Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4445 Reviews )

Dennis F.

December 20th, 2024

The release of mortgage form was OK, and accepted at the recorder's office, but there were some problems. Many of the fields to type in were too small to accept the data, and I could not find a way to change the field size or use a smaller font. Otherwise I was satisfied.

Reply from Staff

Your feedback is a crucial part of our dedication to ongoing improvement. Thank you for your insightful comments.

Frazer W.

December 19th, 2024

Deeds.com does a great job getting our legal documents filed with the D.C. Recorder of Deeds.rnrnFrazer Walton, Jr.rnLaw Office of Frazer Walton, Jr.

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Your appreciative words mean the world to us. Thank you.

Ann D.

December 16th, 2024

I found what my lawyer recommended and was able to download it easily.

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Charmaine D.

August 7th, 2022

Very easy to use.

Reply from Staff

Thank you!

Richard G.

August 28th, 2022

I was not able to add more linea to the deed and add up to four people and their addresses. The document should be able to be expanded.

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Sylvia L.

January 10th, 2024

Very easy...found what I was looking for

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Theresa J.

March 27th, 2023

The beginning of the process was very simple. In the middle now waiting for the invoice to move forward.

Reply from Staff

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Carmen H.

February 2nd, 2021

your site was a godsend for us, really appreciate the sample and instructions you provide, was very useful. And that we can save and use later, you guys are great.
I have used your service twice, and will be using you in the future too.
Thank you again.

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Kevin M.

December 3rd, 2021

My first time using Deeds.com and I am impressed how much you offer and how easy it is to use this site. Had the real-estate forms I needed plus a bonus of how to fill them out. Best value on the internet for real-estate forms and information.

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Angela T.

June 21st, 2019

I love this website .. it has been very helpful in so many ways.. thank you so much..

Reply from Staff

Thank you!

Lisa H.

April 18th, 2021

My recent experience with Deeds.com has been outstanding. I especially appreciated the sample filled-out deed but even more the explanation of the questions. i recommend to download both.
It was very easy and fast.
Thanks.

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shaun s.

July 26th, 2019

Pretty quick and accurate, thank you

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Rebekah T.

February 8th, 2021

Easy to use especially with instruction page and examples. Thank you!

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Fernando B.

June 11th, 2021

It works

Reply from Staff

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L B W.

January 22nd, 2021

Bottom line - it was certainly worth the $21 (+-?) I paid for the form and instructions, etc.
Admittedly the form is a little inflexible in terms of editing for readability but I understand that offering greater flexibility would likely make theft more likely. So I'm happy with what I got. One suggestion - add more info about what's required in the "Source of Title" section.

Reply from Staff

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