Washington County Real Estate Mortgage and Promissory Note Form (Iowa)

All Washington County specific forms and documents listed below are included in your immediate download package:

Real Estate Mortgage Form

Washington County Real Estate Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Washington County compliant document last validated/updated 10/10/2024

Real Estate Mortgage Guidelines

Washington County Real Estate Mortgage Guidelines

Line by line guide explaining every blank on the form.
Included Washington County compliant document last validated/updated 8/2/2024

Completed Example of a Real Estate Mortgage Document

Washington County Completed Example of a Real Estate Mortgage Document

Example of a properly completed form for reference.
Included Washington County compliant document last validated/updated 11/7/2024

Promissory Note Form

Washington County Promissory Note Form

Note that is secured by the Mortgage document.
Included Washington County compliant document last validated/updated 6/24/2024

Promissory Note Guidelines

Washington County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Washington County compliant document last validated/updated 9/30/2024

Completed Example of the Promissory Note Document

Washington County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.
Included Washington County compliant document last validated/updated 11/8/2024

Annual Accounting Statement Form

Washington County Annual Accounting Statement Form

Issue to borrower(s) for fiscal year reporting.
Included Washington County compliant document last validated/updated 6/12/2024

Residential Property Disclosure Statement Form

Washington County Residential Property Disclosure Statement Form

Required with residential property.
Included Washington County compliant document last validated/updated 7/19/2024

When using these Real Estate Mortgage and Promissory Note forms, the subject real estate must be physically located in Washington County. The executed documents should then be recorded in the following office:

Washington County Recorder

Courthouse - 224 W Main St / PO Box 889, Washington, Iowa 52353

Hours: 8:00 a.m. - 4:30 p.m. Monday - Friday

Phone: (319) 653-7727

Local jurisdictions located in Washington County include:

  • Ainsworth
  • Brighton
  • Crawfordsville
  • Kalona
  • Riverside
  • Washington
  • Wellman
  • West Chester

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Washington County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Washington County using our eRecording service.
Are these forms guaranteed to be recordable in Washington County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Washington County including margin requirements, content requirements, font and font size requirements.

Can the Real Estate Mortgage and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Washington County that you need to transfer you would only need to order our forms once for all of your properties in Washington County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Iowa or Washington County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Washington County Real Estate Mortgage and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

Use these forms to finance real property - vacant land, residential, condominiums, small commercial, rental and planned unit developments. This mortgage has the option of being used as a purchase money mortgage defined by Iowa Code 654.12b (shall have priority over and is senior to preexisting judgments against the purchaser and any other right, title, interest, or lien arising either directly or indirectly by, through, or under the purchaser.) (IC654.12b(1))

[A mortgage is a purchase money mortgage to the extent it is either:
a. Taken or retained by the seller of the real estate to secure all or part of its price, including all costs in connection with the purchase.
b. Taken by a lender who, by making an advance or incurring an obligation, provides funds to enable the purchaser to acquire rights in the real estate, including all costs in connection with the purchase, if the funds are in fact so used. Except when it is a refinancing of an existing purchase money mortgage between the same lender and purchaser and no new funds are advanced, a mortgage given to secure funds which are used to pay off another mortgage is not a purchase money mortgage.
2. If more than one purchase money mortgage exists, the first mortgage to be recorded has priority. In order to be entitled to the rights provided by this section, the mortgage must contain a recital that it is a purchase money mortgage. However, failure to include the recital in the mortgage shall not prevent a mortgage otherwise qualifying as a purchase money mortgage from being a purchase money mortgage for purposes other than this section. The rights in this section are in addition to, and the obligations are not in derogation of, all rights provided by common law.] [Iowa Code 654.12B]

A mortgage and promissory note that include stringent default terms and conditions can be beneficial to the lender.

(Iowa Mortgage Package includes forms, guidelines, and completed examples) For use in Iowa only.

Our Promise

The documents you receive here will meet, or exceed, the Washington County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Washington County Real Estate Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4432 Reviews )

Jimmy P.

November 20th, 2024

They sent me everything I would need to do this. Easy purchase -Easy download. Great!! I'll be back here for all my document needs.

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Adriane L.

November 20th, 2024

great experience. Great communication and very fast turn aroundrntyrnAdriane

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Jennifer L L.

November 19th, 2024

So far this has been a great experience. Very easy to use the deeds.com website and download the forms. Very nice that they give example forms and guides to help you fill out the forms. I just have to wait to make sure that the forms are accepted and recorded with no issues.

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Marcia D.

March 16th, 2023

Excellent... This website was awesome. Exactly what I was looking for.

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Margaret F.

September 15th, 2021

They were very responsive although not able to find the document I was requesting.
Will be checking to make sure they refunded the fee on my credit card

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Diane J.

October 20th, 2021

Worked great very quick and easy without the sample model for my state would have been difficult for me thank's

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Steve V.

February 16th, 2024

This service is an amazing time saver. No more trips to the recorder's office. Well worth the service fee.

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We are delighted to have been of service. Thank you for the positive review!

James E.

December 1st, 2020

Forms were available for immediate download. Examples were helpful in completing form.

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Geraldine B.

December 7th, 2019

Top notch real estate forms. Easy to use, printed out nice, and the guide and example are priceless. You're not going to find anything better anywhere.

Reply from Staff

Thank you for the kind words Geraldine! Have an incredible day!

alex b.

February 16th, 2021

I appreciate the very quick response that I received and I am very impressed with the access that you provide to records. I'm still in the process of trying to find out what's there but that will take a bit of time. All in all, you are to be commended for a first class operation.

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Thank you!

Daniel R.

December 6th, 2021

Could have had Clerk's certification of mailing form after it is recorded. Not fatal, but I did have to resort to reading the statute as well.

Reply from Staff

Thank you!

steven l.

July 29th, 2020

As a first time user and not having knowledge of how your site worked it was awkward to upload a file and not know what to do next. I found out there is nothing to do next but that after some time looking for a submit button or some kind of confirmation that I was doing the right thing. Ended up being very easy, just wasted time trying to figure out what to do when there was nothing left to do.

Reply from Staff

Thank you!

edward m.

February 27th, 2019

I would rate it 5 stars also. Eddie M.

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Jose D.

January 27th, 2021

A little difficult in the beginning but with the messaging back and forth it was very simple and fast. Thank you for your help.

Reply from Staff

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Caville B.

February 10th, 2019

Received the documents, but the explanation and process is not as straightforward as I would have liked. The Instructions and Sample document were not always easy to follow.

I may just have a real estate lawyer perform the task.

Reply from Staff

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