Washington County Real Estate Mortgage and Promissory Note Form (Iowa)

All Washington County specific forms and documents listed below are included in your immediate download package:

Real Estate Mortgage Form

Washington County Real Estate Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Washington County compliant document last validated/updated 10/10/2024

Real Estate Mortgage Guidelines

Washington County Real Estate Mortgage Guidelines

Line by line guide explaining every blank on the form.
Included Washington County compliant document last validated/updated 8/2/2024

Completed Example of a Real Estate Mortgage Document

Washington County Completed Example of a Real Estate Mortgage Document

Example of a properly completed form for reference.
Included Washington County compliant document last validated/updated 11/7/2024

Promissory Note Form

Washington County Promissory Note Form

Note that is secured by the Mortgage document.
Included Washington County compliant document last validated/updated 12/17/2024

Promissory Note Guidelines

Washington County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Washington County compliant document last validated/updated 9/30/2024

Completed Example of the Promissory Note Document

Washington County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.
Included Washington County compliant document last validated/updated 11/8/2024

Annual Accounting Statement Form

Washington County Annual Accounting Statement Form

Issue to borrower(s) for fiscal year reporting.
Included Washington County compliant document last validated/updated 6/12/2024

Residential Property Disclosure Statement Form

Washington County Residential Property Disclosure Statement Form

Required with residential property.
Included Washington County compliant document last validated/updated 11/21/2024

When using these Real Estate Mortgage and Promissory Note forms, the subject real estate must be physically located in Washington County. The executed documents should then be recorded in the following office:

Washington County Recorder

Courthouse - 224 W Main St / PO Box 889, Washington, Iowa 52353

Hours: 8:00 a.m. - 4:30 p.m. Monday - Friday

Phone: (319) 653-7727

Local jurisdictions located in Washington County include:

  • Ainsworth
  • Brighton
  • Crawfordsville
  • Kalona
  • Riverside
  • Washington
  • Wellman
  • West Chester

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Washington County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Washington County using our eRecording service.
Are these forms guaranteed to be recordable in Washington County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Washington County including margin requirements, content requirements, font and font size requirements.

Can the Real Estate Mortgage and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Washington County that you need to transfer you would only need to order our forms once for all of your properties in Washington County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Iowa or Washington County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Washington County Real Estate Mortgage and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

Use these forms to finance real property - vacant land, residential, condominiums, small commercial, rental and planned unit developments. This mortgage has the option of being used as a purchase money mortgage defined by Iowa Code 654.12b (shall have priority over and is senior to preexisting judgments against the purchaser and any other right, title, interest, or lien arising either directly or indirectly by, through, or under the purchaser.) (IC654.12b(1))

[A mortgage is a purchase money mortgage to the extent it is either:
a. Taken or retained by the seller of the real estate to secure all or part of its price, including all costs in connection with the purchase.
b. Taken by a lender who, by making an advance or incurring an obligation, provides funds to enable the purchaser to acquire rights in the real estate, including all costs in connection with the purchase, if the funds are in fact so used. Except when it is a refinancing of an existing purchase money mortgage between the same lender and purchaser and no new funds are advanced, a mortgage given to secure funds which are used to pay off another mortgage is not a purchase money mortgage.
2. If more than one purchase money mortgage exists, the first mortgage to be recorded has priority. In order to be entitled to the rights provided by this section, the mortgage must contain a recital that it is a purchase money mortgage. However, failure to include the recital in the mortgage shall not prevent a mortgage otherwise qualifying as a purchase money mortgage from being a purchase money mortgage for purposes other than this section. The rights in this section are in addition to, and the obligations are not in derogation of, all rights provided by common law.] [Iowa Code 654.12B]

A mortgage and promissory note that include stringent default terms and conditions can be beneficial to the lender.

(Iowa Mortgage Package includes forms, guidelines, and completed examples) For use in Iowa only.

Our Promise

The documents you receive here will meet, or exceed, the Washington County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Washington County Real Estate Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4445 Reviews )

Dennis F.

December 20th, 2024

The release of mortgage form was OK, and accepted at the recorder's office, but there were some problems. Many of the fields to type in were too small to accept the data, and I could not find a way to change the field size or use a smaller font. Otherwise I was satisfied.

Reply from Staff

Your feedback is a crucial part of our dedication to ongoing improvement. Thank you for your insightful comments.

Frazer W.

December 19th, 2024

Deeds.com does a great job getting our legal documents filed with the D.C. Recorder of Deeds.rnrnFrazer Walton, Jr.rnLaw Office of Frazer Walton, Jr.

Reply from Staff

Your appreciative words mean the world to us. Thank you.

Ann D.

December 16th, 2024

I found what my lawyer recommended and was able to download it easily.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Ernest K.

July 27th, 2020

Im an out of state realtor, but couldnt believe how quick and easy the process was. Recieved my deed within 15 min of submission. I will be referring clients to this service.

Reply from Staff

Thank you!

Steven W.

April 11th, 2021

Seems to be just what I needed and easy to use.

Reply from Staff

Thank you!

Betty B.

February 10th, 2022

Thank you . I appreciate your assistance
Once again thanks

Reply from Staff

Thank you!

Jane E.

November 4th, 2020

The form was incompatible with my son's new computer. I do not have a printer. We did use your form to type a copy into "word" so he could print it.

Reply from Staff

Thank you!

george k.

March 6th, 2019

Thank u the site helped me get the quick deed forms I needed for TN.i will use it in the furture.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Benjamin D.

June 30th, 2020

THANK YOU. Your materials are excellent and provided the information and guidance requested and needed.

Reply from Staff

Thank you!

Dana L.

January 29th, 2021

So far, so good! Love you guys!

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Steve G.

August 21st, 2021

The forms were very easy to use. However, the Mercer County cover page is an older version. You can find the recent version on the county website.

Reply from Staff

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Don R.

January 26th, 2022

From Pennsylvania here. Documents are great and easy to fill out however you are lacking a couple of things. You only provide the option for a Grant Deed when you purchase by your county which is Mercer County for me. Why not give the ability to get a Warranty Deed that better protects the Grantee?
Also, being from Pennsylvania and in a county that mined Buituminous Coal we are required to include the Coal Severance Notice and Bituminous Mine Subsidence and Land Conservation Act Notice. You can check the box on your Deed form that they are required and attached but you do not provide the verbiage or form for this. You state that you know what each county requires and include everything required but you do not include these two required Notices. This has been a requirement for years and the wording never changes. I had to look for these Notices and hand type this information and include it on another seperate page after the Notary section on the Deed. The Grantor has to sign the Coal Severance Notice and be witnessed by a Notary so I had to add another place for the Notary and will have to pay twice for witnessed signatures when it could have been included in your document. My Deed from 2003 was done that way and then the Notary statement after that so it was only one notarized witness of signature.

Reply from Staff

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Michelle M.

July 3rd, 2020

The website was easy to navigate and great communication on every step of the process.

Reply from Staff

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Jonny C.

October 21st, 2020

Easy and fast

Reply from Staff

Thank you!

Suzanne R.

November 25th, 2020

I was very impressed with how user friendly, convenient, and efficient the whole process was. I will definitely use the service again sometime soon.

Reply from Staff

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